Page 1 of 319
NCCT PRACTICE TEST EXAM 2026/2027 BANK
COMPLETE CURRENT TESTING QUESTION AND
DETAILED CORRECT ANSWER (VERIFIED)
GUARANTEED PASS/TOP-RATED A+.
NCCT
Pass with confidence the NCCT Practice Test Exam by
strengthening your understanding of clinical procedures, patient
care, medical terminology, infection control, and professional
standards. This practice exam helps identify knowledge gaps
while improving test-taking confidence and readiness. It is
designed for healthcare students and professionals preparing
for NCCT certification exams such as medical assistant,
phlebotomy, or patient care technician credentials.
Which of the following is an appropriate way to open the
discussion when explaining practice fees to a patient?
a. "Do you have any questions about the cost of today's
visit?"
b. We can accept your insurance as payment in full."
c. "Do you know what your out of pocket cost is today?"
, Page 2 of 319
d. "We will bill you for the visit in full." ...... ANSWER .......
A. "Do you have any questions about the cost of today's
visit?" ✓✓
Which of the following information should be used to
capture charges from an encounter form?
a. provider participation status
b. patient's insurance benefits
c. past procedures and scheduled future visits
d. services rendered and reason for visit ...... ANSWER
....... d. services rendered and reason for visit✓✓
When posting transactions for electronic claims
submission, it is necessary to enter which of the following
items onto the claim?
a. insurance plan's allowable fee
b. physician's office fee
c. insurance plan's UCR fee
d. physician's contractual fee ...... ANSWER ....... b.
physician's office fee✓✓
, Page 3 of 319
The patient is sent a statement for an office visit. The total
amount of the bill is $100.00 and this amount must be paid
before the insurance company will pay on the claim. Which
of the following is this called?
a. deductible
b. premium
c. copayment
d. coinsurance ...... ANSWER ....... a. deductible✓✓
When posting an insurance payment via an EOB, the amount
that is considered contractual is the:
a. co-insurance
b. NON-PAR payment allowable
c. patient responsibility
d. insurance allowed amount ...... ANSWER ....... d.
insurance allowed amount✓✓
Developing an insurance claim begins
a. when the patient calls to schedule an appointment
b. once the charges have been entered into the computer
, Page 4 of 319
c. when the patient arrives for the appointment
d. after the medical encounter is completed ...... ANSWER
....... a. when the patient calls to schedule an
appointment✓✓
When should a provider have a patient sign an ABN?
a. when a service is excluded from coverage under Medicare
b. when the items may be denied and prior to performing the
service
c. when the service is covered under Part B fee schedule
d. prior to treating a patient who requires emergency
services that might not be covered ...... ANSWER ....... b.
when the items may be denied and prior to performing
the service✓✓
Which of the following regulations prohibits the submission
of a fraudulent claim or making a false statement or
representation in connection with a claim?
a. Stark Law
b. Federal Claims Collection Act
NCCT PRACTICE TEST EXAM 2026/2027 BANK
COMPLETE CURRENT TESTING QUESTION AND
DETAILED CORRECT ANSWER (VERIFIED)
GUARANTEED PASS/TOP-RATED A+.
NCCT
Pass with confidence the NCCT Practice Test Exam by
strengthening your understanding of clinical procedures, patient
care, medical terminology, infection control, and professional
standards. This practice exam helps identify knowledge gaps
while improving test-taking confidence and readiness. It is
designed for healthcare students and professionals preparing
for NCCT certification exams such as medical assistant,
phlebotomy, or patient care technician credentials.
Which of the following is an appropriate way to open the
discussion when explaining practice fees to a patient?
a. "Do you have any questions about the cost of today's
visit?"
b. We can accept your insurance as payment in full."
c. "Do you know what your out of pocket cost is today?"
, Page 2 of 319
d. "We will bill you for the visit in full." ...... ANSWER .......
A. "Do you have any questions about the cost of today's
visit?" ✓✓
Which of the following information should be used to
capture charges from an encounter form?
a. provider participation status
b. patient's insurance benefits
c. past procedures and scheduled future visits
d. services rendered and reason for visit ...... ANSWER
....... d. services rendered and reason for visit✓✓
When posting transactions for electronic claims
submission, it is necessary to enter which of the following
items onto the claim?
a. insurance plan's allowable fee
b. physician's office fee
c. insurance plan's UCR fee
d. physician's contractual fee ...... ANSWER ....... b.
physician's office fee✓✓
, Page 3 of 319
The patient is sent a statement for an office visit. The total
amount of the bill is $100.00 and this amount must be paid
before the insurance company will pay on the claim. Which
of the following is this called?
a. deductible
b. premium
c. copayment
d. coinsurance ...... ANSWER ....... a. deductible✓✓
When posting an insurance payment via an EOB, the amount
that is considered contractual is the:
a. co-insurance
b. NON-PAR payment allowable
c. patient responsibility
d. insurance allowed amount ...... ANSWER ....... d.
insurance allowed amount✓✓
Developing an insurance claim begins
a. when the patient calls to schedule an appointment
b. once the charges have been entered into the computer
, Page 4 of 319
c. when the patient arrives for the appointment
d. after the medical encounter is completed ...... ANSWER
....... a. when the patient calls to schedule an
appointment✓✓
When should a provider have a patient sign an ABN?
a. when a service is excluded from coverage under Medicare
b. when the items may be denied and prior to performing the
service
c. when the service is covered under Part B fee schedule
d. prior to treating a patient who requires emergency
services that might not be covered ...... ANSWER ....... b.
when the items may be denied and prior to performing
the service✓✓
Which of the following regulations prohibits the submission
of a fraudulent claim or making a false statement or
representation in connection with a claim?
a. Stark Law
b. Federal Claims Collection Act
