HUD Housing Counselor Exam- Module 3 Fair Housing
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questions with verified answers || || ||
What act are limited english proficiency persons protected under? - ✔✔title VI of the civil rights
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act of 1964
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Which act was passed in 1866? - ✔✔the civil rights act of 1866
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What did the civil rights act of 1866 bill declare? - ✔✔"all persons born in the United States
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(except American Indians) were herby declared to be citizens of the United States"
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What supreme court case took place in 1986? - ✔✔Plessy v. Ferguson
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What happened in the Plessy v. Ferguson supreme court case? - ✔✔"separate but equal" practices
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were declared legal. This decision justified all levels of government in providing segregated
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programs, services, and facilities, including segregated public accommodations and housing.
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What corporation did congress create in 1933? - ✔✔Home Owners' Loan Corporation (HOLC)
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Why did congress create the Home Owners' Loan Corporation in 1933? - ✔✔as an effort to avoid
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mass foreclosure during the great depression.
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What is redlining? - ✔✔the illegal practice of refusing to make residential loans or imposing
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more onerous terms on any loans made because of the predominant race, color, national origin,
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religion, sex, disability, or familial status of the residents of the neighborhood in which the
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property is located. || ||
What were deed restrictions? - ✔✔Legally enforceable terms that govern the use of property.
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These terms are transferred with the property deed. Discriminatory deeds are illegal and
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unenforceable.
, What supreme court case happened in 1948? - ✔✔shelly v. kraemer
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What happened in the Shelly v. Kraemer court case? - ✔✔discriminatory deed restrictions and
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covenants were deemed illegal and unenforceable || || || || ||
What supreme court case took place in 1954? - ✔✔brown v. board of education
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What did the brown v. board of education court case overturn? - ✔✔the "separate but equal"
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policy established by the Plessy v. Ferguson decision. The government could no longer legally
|| || || || || || || || || || || || || ||
support segregated programs, services, or facilities.
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When did John F. Kennedy sign executive order 11063? - ✔✔1962
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What act was passed in 1964? - ✔✔civil rights act of 1964
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What did the civil rights act of 1964 prohibit? - ✔✔discrimination on the basis of race, color, or
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national origin in programs and activities that receive federal funding.
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What happened on April 4, 1968? - ✔✔Martin Luther King, Jr. was assassinated
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What act was passed April 11, 1968? - ✔✔the civil rights act of 1968
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What did the civil rights act of 1968 do? - ✔✔prohibited discrimination in housing, sales, rentals ,
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and financing based on race, color, national origin, and religion.
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What act was passed on August 1, 1968? - ✔✔housing and urban development act of 1968
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questions with verified answers || || ||
What act are limited english proficiency persons protected under? - ✔✔title VI of the civil rights
|| || || || || || || || || || || || || || || ||
act of 1964
|| ||
Which act was passed in 1866? - ✔✔the civil rights act of 1866
|| || || || || || || || || || || ||
What did the civil rights act of 1866 bill declare? - ✔✔"all persons born in the United States
|| || || || || || || || || || || || || || || || || ||
(except American Indians) were herby declared to be citizens of the United States"
|| || || || || || || || || || || ||
What supreme court case took place in 1986? - ✔✔Plessy v. Ferguson
|| || || || || || || || || || ||
What happened in the Plessy v. Ferguson supreme court case? - ✔✔"separate but equal" practices
|| || || || || || || || || || || || || || ||
were declared legal. This decision justified all levels of government in providing segregated
|| || || || || || || || || || || || ||
programs, services, and facilities, including segregated public accommodations and housing.
|| || || || || || || || ||
What corporation did congress create in 1933? - ✔✔Home Owners' Loan Corporation (HOLC)
|| || || || || || || || || || || ||
Why did congress create the Home Owners' Loan Corporation in 1933? - ✔✔as an effort to avoid
|| || || || || || || || || || || || || || || || ||
mass foreclosure during the great depression.
|| || || || ||
What is redlining? - ✔✔the illegal practice of refusing to make residential loans or imposing
|| || || || || || || || || || || || || || ||
more onerous terms on any loans made because of the predominant race, color, national origin,
|| || || || || || || || || || || || || || ||
religion, sex, disability, or familial status of the residents of the neighborhood in which the
|| || || || || || || || || || || || || || ||
property is located. || ||
What were deed restrictions? - ✔✔Legally enforceable terms that govern the use of property.
|| || || || || || || || || || || || || ||
These terms are transferred with the property deed. Discriminatory deeds are illegal and
|| || || || || || || || || || || || ||
unenforceable.
, What supreme court case happened in 1948? - ✔✔shelly v. kraemer
|| || || || || || || || || ||
What happened in the Shelly v. Kraemer court case? - ✔✔discriminatory deed restrictions and
|| || || || || || || || || || || || || ||
covenants were deemed illegal and unenforceable || || || || ||
What supreme court case took place in 1954? - ✔✔brown v. board of education
|| || || || || || || || || || || || ||
What did the brown v. board of education court case overturn? - ✔✔the "separate but equal"
|| || || || || || || || || || || || || || || ||
policy established by the Plessy v. Ferguson decision. The government could no longer legally
|| || || || || || || || || || || || || ||
support segregated programs, services, or facilities.
|| || || || ||
When did John F. Kennedy sign executive order 11063? - ✔✔1962
|| || || || || || || || || ||
What act was passed in 1964? - ✔✔civil rights act of 1964
|| || || || || || || || || || ||
What did the civil rights act of 1964 prohibit? - ✔✔discrimination on the basis of race, color, or
|| || || || || || || || || || || || || || || || || ||
national origin in programs and activities that receive federal funding.
|| || || || || || || || ||
What happened on April 4, 1968? - ✔✔Martin Luther King, Jr. was assassinated
|| || || || || || || || || || || ||
What act was passed April 11, 1968? - ✔✔the civil rights act of 1968
|| || || || || || || || || || || || ||
What did the civil rights act of 1968 do? - ✔✔prohibited discrimination in housing, sales, rentals ,
|| || || || || || || || || || || || || || || ||
and financing based on race, color, national origin, and religion.
|| || || || || || || || || ||
What act was passed on August 1, 1968? - ✔✔housing and urban development act of 1968
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