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NHA CMAA PRACTICE EXAM LATEST 2026
ACTUAL QUESTIONS AND VERIFIED ANSWERS
A+ VERIFIED BY EXPERTS
adjuster - ✔✔ANSWER✔✔-A person who represents either party of an insurance claim is the:
A. doctor
B. adjuster
C. provider
D. subscriber
claim - ✔✔ANSWER✔✔-A request for payment under an insurance contractor bond is called a(n):
A. insurance application
B. claim
C. dual choice request
D. total disability
premium - ✔✔ANSWER✔✔-Payment made periodically to keep an insurance policy in force is called:
A. time limit
B. premium
C. coinsurance
D. fee for service
provider - ✔✔ANSWER✔✔-A person or institution that gives medical care is a(n):
A. third-party payer
B. provider
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C. adjuster
D. insurance agent
indemnities - ✔✔ANSWER✔✔-Benefits that are made in the form of cash payments are known as:
A. indemnities
B. deductibles
C. medical co-pays
D. cash advances
subscriber - ✔✔ANSWER✔✔-One who belongs to a group insurance plan is called:
A. third-party payer
B. subscriber
C. carrier
D. no correct answer
benefits - ✔✔ANSWER✔✔-A sum of money provided in an insurance policy, payable for covered
services is called:
A. deductible
B. benefits
C. dues payable
D. premium
coordination of benefits - ✔✔ANSWER✔✔-To prevent the insured from receiving a duplicate
payment for losses under more than one insurance policy is called:
A. fee-for-service
B. hospital benefits
C. coordination of benefits
D. non duplication benefits
coinsurance - ✔✔ANSWER✔✔-When a patient has health insurance, the percentage of covered
services that is the responsibility of the patient to pay is known as:
A. coinsurance
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B. pre-defined policy
C. comprehensive
D. in percent policy
intervening cause - ✔✔ANSWER✔✔-A defense against malpractice may include acts of independent
agents that stand in the way of the causal connection between the negligent act and the damage
suffered. This is called
A. comparative negligence
B. tolling of the statute of limitations
C. intervening cause
D. assumption of the risk
E. contributory negligence
accident - ✔✔ANSWER✔✔-An unexpected event which may cause injury is called:
A. dread disease rider
B. accident
C. adjuster
D. no correct answer
participating physician - ✔✔ANSWER✔✔-A doctor who agrees to accept an insurance companies
pre-established fee as the maximum amount to be collected is called:
A. subscriber
B. claim representative
C. participating physician
D. adjuster
time limit - ✔✔ANSWER✔✔-A notice of insurance claim or proof of loss must be filed within a
designated_________ or it can be denied:
A. waiting period
B. policy date
C. time limit
D. grace period
NHA CMAA PRACTICE EXAM LATEST 2026
ACTUAL QUESTIONS AND VERIFIED ANSWERS
A+ VERIFIED BY EXPERTS
adjuster - ✔✔ANSWER✔✔-A person who represents either party of an insurance claim is the:
A. doctor
B. adjuster
C. provider
D. subscriber
claim - ✔✔ANSWER✔✔-A request for payment under an insurance contractor bond is called a(n):
A. insurance application
B. claim
C. dual choice request
D. total disability
premium - ✔✔ANSWER✔✔-Payment made periodically to keep an insurance policy in force is called:
A. time limit
B. premium
C. coinsurance
D. fee for service
provider - ✔✔ANSWER✔✔-A person or institution that gives medical care is a(n):
A. third-party payer
B. provider
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C. adjuster
D. insurance agent
indemnities - ✔✔ANSWER✔✔-Benefits that are made in the form of cash payments are known as:
A. indemnities
B. deductibles
C. medical co-pays
D. cash advances
subscriber - ✔✔ANSWER✔✔-One who belongs to a group insurance plan is called:
A. third-party payer
B. subscriber
C. carrier
D. no correct answer
benefits - ✔✔ANSWER✔✔-A sum of money provided in an insurance policy, payable for covered
services is called:
A. deductible
B. benefits
C. dues payable
D. premium
coordination of benefits - ✔✔ANSWER✔✔-To prevent the insured from receiving a duplicate
payment for losses under more than one insurance policy is called:
A. fee-for-service
B. hospital benefits
C. coordination of benefits
D. non duplication benefits
coinsurance - ✔✔ANSWER✔✔-When a patient has health insurance, the percentage of covered
services that is the responsibility of the patient to pay is known as:
A. coinsurance
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B. pre-defined policy
C. comprehensive
D. in percent policy
intervening cause - ✔✔ANSWER✔✔-A defense against malpractice may include acts of independent
agents that stand in the way of the causal connection between the negligent act and the damage
suffered. This is called
A. comparative negligence
B. tolling of the statute of limitations
C. intervening cause
D. assumption of the risk
E. contributory negligence
accident - ✔✔ANSWER✔✔-An unexpected event which may cause injury is called:
A. dread disease rider
B. accident
C. adjuster
D. no correct answer
participating physician - ✔✔ANSWER✔✔-A doctor who agrees to accept an insurance companies
pre-established fee as the maximum amount to be collected is called:
A. subscriber
B. claim representative
C. participating physician
D. adjuster
time limit - ✔✔ANSWER✔✔-A notice of insurance claim or proof of loss must be filed within a
designated_________ or it can be denied:
A. waiting period
B. policy date
C. time limit
D. grace period
