Pearson VUE: Casualty Insurance Practice
Exam Questions & Certified Answers |
Already Graded A+ (Ultimate Guide for YR.
2026/2027)
Key Topics Covered in this Exam
➢ General Insurance Concepts: Risk, peril, hazard, indemnity,
insurable interest, underwriting, claims.
➢ Property Insurance: Types of property, covered perils, policy
conditions, valuations.
➢ Casualty Insurance: Liability, negligence, torts, defenses,
workers' compensation.
➢ Policy Structure: The four parts of a policy (Declarations,
Insuring Agreement, Conditions, Exclusions) and where to find
information.
➢ Texas Laws & Regulations: Specific state rules for property and
casualty agents.
Quiz_________________?
Which of the following claims may be covered under Bodily Injury
Liability coverage?
,A. Physical impairment
B. False arrest
C. Libel
D. Suicide -
Answer☑️
A
Quiz_________________?
Which of the following individuals is likely to have a valid Workers
Compensation claim?
A. A retired employee injured while visiting his old workplace
B. An employee who suffers a diabetic coma from failure to take
prescribed medicine
C. A sole proprietor injured in an auto accident while driving to a
friend's house
D. An employee injured while undergoing job training -
Answer☑️
D
Quiz_________________?
In a state where minimum auto bodily injury liability limits are
20/40, S is driving with limits of 20/40. S is responsible for an
accident with T in which T suffers bodily injury in the amount of
$120,000. T has non-stacked Underinsured Motorists limits of
100/300. How much will T's policy pay toward T's injuries?
, A. $20,000
B. $80,000
C. $100,000
D. $120,000 -
Answer☑️
B
Quiz_________________?
The Conditions section of an insurance policy states the:
A. deductible amount, if any
B. policy term
C. policy provisions
D. duties of the insured -
Answer☑️
D
Quiz_________________?
In the event of a loss under a Personal Auto Policy, an insured is
required to submit to the insurance company all of the following
information EXCEPT:
A. a Proof of Loss statement if requested
B. a Notice of Claim
Exam Questions & Certified Answers |
Already Graded A+ (Ultimate Guide for YR.
2026/2027)
Key Topics Covered in this Exam
➢ General Insurance Concepts: Risk, peril, hazard, indemnity,
insurable interest, underwriting, claims.
➢ Property Insurance: Types of property, covered perils, policy
conditions, valuations.
➢ Casualty Insurance: Liability, negligence, torts, defenses,
workers' compensation.
➢ Policy Structure: The four parts of a policy (Declarations,
Insuring Agreement, Conditions, Exclusions) and where to find
information.
➢ Texas Laws & Regulations: Specific state rules for property and
casualty agents.
Quiz_________________?
Which of the following claims may be covered under Bodily Injury
Liability coverage?
,A. Physical impairment
B. False arrest
C. Libel
D. Suicide -
Answer☑️
A
Quiz_________________?
Which of the following individuals is likely to have a valid Workers
Compensation claim?
A. A retired employee injured while visiting his old workplace
B. An employee who suffers a diabetic coma from failure to take
prescribed medicine
C. A sole proprietor injured in an auto accident while driving to a
friend's house
D. An employee injured while undergoing job training -
Answer☑️
D
Quiz_________________?
In a state where minimum auto bodily injury liability limits are
20/40, S is driving with limits of 20/40. S is responsible for an
accident with T in which T suffers bodily injury in the amount of
$120,000. T has non-stacked Underinsured Motorists limits of
100/300. How much will T's policy pay toward T's injuries?
, A. $20,000
B. $80,000
C. $100,000
D. $120,000 -
Answer☑️
B
Quiz_________________?
The Conditions section of an insurance policy states the:
A. deductible amount, if any
B. policy term
C. policy provisions
D. duties of the insured -
Answer☑️
D
Quiz_________________?
In the event of a loss under a Personal Auto Policy, an insured is
required to submit to the insurance company all of the following
information EXCEPT:
A. a Proof of Loss statement if requested
B. a Notice of Claim
