PCIP EXAM AND PRACTICE EXAM
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COMPLETE 500 REAL EXAM QUESTIONS
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PAN is rendered unreadable anywhere it is stored by using any of the
following approaches: - ,,,answer,,,..hashes
Cardholder Data includes: - ,,,answer,,,..• Primary Account Number
(PAN) • Cardholder Name • Expiration Date • Service Code
Sensitive Authentication Data includes: - ,,,answer,,,..• Full track data
(magnetic-stripe data or equivalent on a chip) • Card verification code •
PINs/PIN blocks
account data covers the following: - ,,,answer,,,..the full PAN, any other
elements of cardholder data that are present with the PAN, and any
elements of sensitive authentication data.
Cannot be stored after authorization as defined in Requirement 3 -
,,,answer,,,..Sensitive Authentication Data: full track / CVV / PIN
,Scope of PCI DSS Requirements - ,,,answer,,,..cardholder data
environment (CDE) / System components, people, and processes that
could impact the security of the CDE
is segmentation a requirement? - ,,,answer,,,..No but it can greatly reduce
the scope, cost, difficulty, and risk involving processing and compliance..
"Flat Network" - ,,,answer,,,..entire network is in scope for the PCI DSS
assessment ( no segmentation)
Encrypted Cardholder Data and Impact on PCI DSS Scope -
,,,answer,,,..Encryption of cardholder data with strong cryptography is an
acceptable method of rendering the data unreadable according to PCI
DSS Requirement 3.5. However, encryption alone is generally insufficient
to render the cardholder data out of scope for PCI DSS and does not
remove the need for PCI DSS in that environment.
Compensating controls are part of which approach? -
,,,answer,,,..Defined Approach
Network security controls (NSCs) - ,,,answer,,,..firewalls and other
network security tech - control network traffic between two or more
logical or physical network segments
data-flow diagram(s) - ,,,answer,,,..should include all connection points
where account data is received into and sent out of the network, including
connections to open, public networks, application processing flows,
storage, transmissions between systems and networks, and file backups.
Configurations of NSCs are reviewed at least once every - ,,,answer,,,..six
months
,Inbound traffic to the CDE is restricted as follows: - ,,,answer,,,..To only
traffic that is necessary. • All other traffic is specifically denied
NSCs are implemented between - ,,,answer,,,..trusted and untrusted
networks.
Account data storage - ,,,answer,,,..s kept to a minimum through
implementation of data retention and disposal policies, procedures, and
processes
can SAD be stored after auth? - ,,,answer,,,..SAD is not retained after
authorization, even if encrypted
PAN maximum number of digits to be displayed - ,,,answer,,,..BIN and
last four digits
Masking - ,,,answer,,,..the concealment of certain digits during display or
printing, even when the entire PAN is stored on a system
truncation - ,,,answer,,,..digits are removed and cannot be retrieved
within the system
PAN is rendered unreadable anywhere it is stored by using any of the
following approaches: - ,,,answer,,,..One-way Hashes, Truncation, Index
tokens, Strong cryptography with associated key management
Open, public networks include, but are not limited to: - ,,,answer,,,..The
Internet and • Wireless technologies, including Wi-Fi, Bluetooth, cellular
technologies, and satellite communications
1 An anti-malware solution(s) is deployed: - ,,,answer,,,..on all system
components
, The anti-malware solution(s) perform periodic scans and active/ real-time
scans OR - ,,,answer,,,..Performs continuous behavioral analysis of
systems or processes.
Bespoke and custom software are developed... - ,,,answer,,,..to meet the
requirements by design, rather than trying to retrofit the software later.
Software development personnel working on bespoke and custom
software are trained at least once every - ,,,answer,,,..12 months
Public-facing web applications are protected against attacks. How often
are they reviewed? - ,,,answer,,,..At least once every 12 months and after
significant changes
Pre-production environments are separated from production
environments and the separation is enforced with - ,,,answer,,,..access
controls.
Live PANs are not used in pre-production environments, except: -
,,,answer,,,..where those environments are included in the CDE and
protected in accordance with all applicable PCI DSS requirements.
Access is assigned to users, including privileged users, based on -
,,,answer,,,..Job classification and function. • Least privileges necessary
to perform job responsibilities.
All user accounts and related access privileges, including third-
party/vendor accounts, are reviewed - ,,,answer,,,..every 6 months
Authentication factors are: - ,,,answer,,,..1) something you know, such as
a password or passphrase, 2) something you have, such as a token device
or smart card, or 3) something you are, such as a biometric
NEWEST 2026 TEST BANK| PAYMENT
CARD INDUSTRY PROFESSIONAL
CERTIFICATION EXAM PREP WITH
COMPLETE 500 REAL EXAM QUESTIONS
AND CORRECT VERIFIED ANSWERS/
ALREADY GRADED A+ (BRAND NEW!!)
PAN is rendered unreadable anywhere it is stored by using any of the
following approaches: - ,,,answer,,,..hashes
Cardholder Data includes: - ,,,answer,,,..• Primary Account Number
(PAN) • Cardholder Name • Expiration Date • Service Code
Sensitive Authentication Data includes: - ,,,answer,,,..• Full track data
(magnetic-stripe data or equivalent on a chip) • Card verification code •
PINs/PIN blocks
account data covers the following: - ,,,answer,,,..the full PAN, any other
elements of cardholder data that are present with the PAN, and any
elements of sensitive authentication data.
Cannot be stored after authorization as defined in Requirement 3 -
,,,answer,,,..Sensitive Authentication Data: full track / CVV / PIN
,Scope of PCI DSS Requirements - ,,,answer,,,..cardholder data
environment (CDE) / System components, people, and processes that
could impact the security of the CDE
is segmentation a requirement? - ,,,answer,,,..No but it can greatly reduce
the scope, cost, difficulty, and risk involving processing and compliance..
"Flat Network" - ,,,answer,,,..entire network is in scope for the PCI DSS
assessment ( no segmentation)
Encrypted Cardholder Data and Impact on PCI DSS Scope -
,,,answer,,,..Encryption of cardholder data with strong cryptography is an
acceptable method of rendering the data unreadable according to PCI
DSS Requirement 3.5. However, encryption alone is generally insufficient
to render the cardholder data out of scope for PCI DSS and does not
remove the need for PCI DSS in that environment.
Compensating controls are part of which approach? -
,,,answer,,,..Defined Approach
Network security controls (NSCs) - ,,,answer,,,..firewalls and other
network security tech - control network traffic between two or more
logical or physical network segments
data-flow diagram(s) - ,,,answer,,,..should include all connection points
where account data is received into and sent out of the network, including
connections to open, public networks, application processing flows,
storage, transmissions between systems and networks, and file backups.
Configurations of NSCs are reviewed at least once every - ,,,answer,,,..six
months
,Inbound traffic to the CDE is restricted as follows: - ,,,answer,,,..To only
traffic that is necessary. • All other traffic is specifically denied
NSCs are implemented between - ,,,answer,,,..trusted and untrusted
networks.
Account data storage - ,,,answer,,,..s kept to a minimum through
implementation of data retention and disposal policies, procedures, and
processes
can SAD be stored after auth? - ,,,answer,,,..SAD is not retained after
authorization, even if encrypted
PAN maximum number of digits to be displayed - ,,,answer,,,..BIN and
last four digits
Masking - ,,,answer,,,..the concealment of certain digits during display or
printing, even when the entire PAN is stored on a system
truncation - ,,,answer,,,..digits are removed and cannot be retrieved
within the system
PAN is rendered unreadable anywhere it is stored by using any of the
following approaches: - ,,,answer,,,..One-way Hashes, Truncation, Index
tokens, Strong cryptography with associated key management
Open, public networks include, but are not limited to: - ,,,answer,,,..The
Internet and • Wireless technologies, including Wi-Fi, Bluetooth, cellular
technologies, and satellite communications
1 An anti-malware solution(s) is deployed: - ,,,answer,,,..on all system
components
, The anti-malware solution(s) perform periodic scans and active/ real-time
scans OR - ,,,answer,,,..Performs continuous behavioral analysis of
systems or processes.
Bespoke and custom software are developed... - ,,,answer,,,..to meet the
requirements by design, rather than trying to retrofit the software later.
Software development personnel working on bespoke and custom
software are trained at least once every - ,,,answer,,,..12 months
Public-facing web applications are protected against attacks. How often
are they reviewed? - ,,,answer,,,..At least once every 12 months and after
significant changes
Pre-production environments are separated from production
environments and the separation is enforced with - ,,,answer,,,..access
controls.
Live PANs are not used in pre-production environments, except: -
,,,answer,,,..where those environments are included in the CDE and
protected in accordance with all applicable PCI DSS requirements.
Access is assigned to users, including privileged users, based on -
,,,answer,,,..Job classification and function. • Least privileges necessary
to perform job responsibilities.
All user accounts and related access privileges, including third-
party/vendor accounts, are reviewed - ,,,answer,,,..every 6 months
Authentication factors are: - ,,,answer,,,..1) something you know, such as
a password or passphrase, 2) something you have, such as a token device
or smart card, or 3) something you are, such as a biometric
