ADJUSTERS ACTUAL EXAM 2026 QUESTIONS
WITH ANSWERS GRADED A+
◉TTD (Temporary Total Disability) . Answer: Continues for the
duration of the disability. After 52 weeks of TTD, the state will offer an
aniversary review, in which the employee will be examined by a
physician of the court's choosing. The physician will make findings as to
whether MMI (Maximum Medical Improvement) has been reached, the
degree of functional impairment and whether the employee is partially
disabled or permanently totally disabled. This exam may be waved by
the carrier.
◉TPD (Temporary Partial Disability) . Answer: 75% of the difference
between pre-injury spendable average and spendable weekly wages
earned post injury. Where an employee's condition has reaced MMI
(Maximum Medical Improvement) and incapacity for work is partial,
employer shall pay injured worker weekly copensation equal to 70% of
the figure calculated above. TPD can only be collected for a max. of 312
wks.
◉PPD (Permanenet Partial Disability) . Answer: Only scheduled
injuries are provided for and the amounts due for these scheduled
injuries are outlined. There is no provision for permanent impairment of