RHODE ISLAND WORKERS COMPENSATION
ADJUSTERS EXAM SCRIPT 2026 FULL
QUESTIONS AND CORRECT ANSWERS
ALREADY PASSED
◉AT WHAT TIME IS THE POLICY EFFECTIVE? Answer: 12:01
AM
◉WHAT IS THE MAIN DIFFERENCE BETWEEN A NON-WAIVER
AGREEMENT AND A ROR? Answer: -NON-WAIVER IS SIGNED
BY THE INSURED AND INSURER
-ROR IS A LETTER
◉IF AN INSURED IS COVERED BY 2 POLICIES ON ONE LOSS
AND THE INS. COMPANIES SETTLE IT, WHAT CLAUSE WOULD
THIS BE UNDER? Answer: OTHER INSURANCE CLAUSE
◉WHEN AN INSURED REQUESTS STATUS UPDATE, HOW
MANY DAYS DOES THE ADJ HAVE TO NOTIFY THEM IN
WRITING THAT STILL INVEST.? Answer: 10 DAYS
, ◉IF AN INSURED HAS A PAP & THEIR VEHICLE IS DAMAGED
IN A HURRICANE WHAT KIND OF CLAIM WOULD BE OPENED?
Answer: WINDSTORM AND FLOOD/OTHER THAN COLLISION
◉HOW MANY DAYS AFTER FIRST INITIATING A CLAIM DO
YOU HAVE TO REQUEST AN EXTENSION TO COMPLETE THE
INVESTIGATION? Answer: 15 DAYS
◉IS AN ADJUSTER SUBJECT TO PUBLIC CENSURE AS A FINE?
Answer: NO
◉ARE THE CONDITIONS INCLUDED IN THE DECLARATIONS
SECTION OF THE PAP? Answer: NO
◉WOULD FENCES BE CONSIDERED APPURTENANT UNDER
THE HOMEOWNERS POLICY? Answer: YES
◉UNDER PAP, WOULD YOU HAVE COVERAGE FOR ROAD
DAMAGE TO TIRES DUE TO THEFT? Answer: YES
◉FOR $25 TO $200 WOULD AN INSURER REIMBURSE YOU FOR
A TEMP. SUBSTITUTE? Answer: NO
ADJUSTERS EXAM SCRIPT 2026 FULL
QUESTIONS AND CORRECT ANSWERS
ALREADY PASSED
◉AT WHAT TIME IS THE POLICY EFFECTIVE? Answer: 12:01
AM
◉WHAT IS THE MAIN DIFFERENCE BETWEEN A NON-WAIVER
AGREEMENT AND A ROR? Answer: -NON-WAIVER IS SIGNED
BY THE INSURED AND INSURER
-ROR IS A LETTER
◉IF AN INSURED IS COVERED BY 2 POLICIES ON ONE LOSS
AND THE INS. COMPANIES SETTLE IT, WHAT CLAUSE WOULD
THIS BE UNDER? Answer: OTHER INSURANCE CLAUSE
◉WHEN AN INSURED REQUESTS STATUS UPDATE, HOW
MANY DAYS DOES THE ADJ HAVE TO NOTIFY THEM IN
WRITING THAT STILL INVEST.? Answer: 10 DAYS
, ◉IF AN INSURED HAS A PAP & THEIR VEHICLE IS DAMAGED
IN A HURRICANE WHAT KIND OF CLAIM WOULD BE OPENED?
Answer: WINDSTORM AND FLOOD/OTHER THAN COLLISION
◉HOW MANY DAYS AFTER FIRST INITIATING A CLAIM DO
YOU HAVE TO REQUEST AN EXTENSION TO COMPLETE THE
INVESTIGATION? Answer: 15 DAYS
◉IS AN ADJUSTER SUBJECT TO PUBLIC CENSURE AS A FINE?
Answer: NO
◉ARE THE CONDITIONS INCLUDED IN THE DECLARATIONS
SECTION OF THE PAP? Answer: NO
◉WOULD FENCES BE CONSIDERED APPURTENANT UNDER
THE HOMEOWNERS POLICY? Answer: YES
◉UNDER PAP, WOULD YOU HAVE COVERAGE FOR ROAD
DAMAGE TO TIRES DUE TO THEFT? Answer: YES
◉FOR $25 TO $200 WOULD AN INSURER REIMBURSE YOU FOR
A TEMP. SUBSTITUTE? Answer: NO
