ADJUSTERS EXAMINATION TEST 2026
COMPLETE QUESTIONS AND SOLUTIONS
100% CORRECT
◉What is the application fee for a company with 1000 or more
employees? Answer: $500.00
◉If an employer is approved to self insure from the director, what
happens to the application fee? Answer: The application fee is applied
as a credit to reduce the amount of the assessment apportioned to that
employer pursuant to subdivision (b)3 of this section
◉Non Work related injuries that are not compensable Answer:
Injuries caused by
-willful intent
-intoxication
-injuries occurring during employer-sponsored *non work* related
events
◉True or False: The Fraud Prevention Unit's documents, reports or
evidence relative to a workers compensation investigation are not
,privileged and are open to public inspection. Answer: False- they are
privileged and not open to public inspection and are not subject to
subpoena unless the unit consents or by court order
◉True or False: in the absence of fraud, malice or bad faith, an insurer
(or agents and employees of the insurer) are subject to civil liability for
damages as a result of any statement, report or investigation made
pursuant to chapter 16.1 Answer: False: no insurer or agent of the
insurer is subject to civil liability for damages as a result of any
statement, report or investigation made pursuant to chapter 16.1
◉Before any case proceeds to a trial, the judge shall conduct what?
Answer: A mandatory pretrial conference
◉When is a mandatory pretrial conference held? Answer: within 21
days of the date of filing
◉The Judge shall render what at the close of the pretrial conference?
Answer: a pretrial order
◉How much time does an insurer have to issue payments ordered by a
pretrial order? Answer: payments must be issued within 14 days from
the entry of the order
, ◉For the privilege of writing or renewing workers compensation
insurance in Rhode Island, every insurer or certified employer shall
annually make payments to what? Answer: Workers Compensation
Administrative fund
◉For Insurers, the amount owed to the administrative fund is measured
by what? Answer: 4 and one quarter percent (or any other percentage
of return certified by the director) of gross premiums received for WC or
EL written or renewed during the preceding calendar year but not less
than $50
◉How much does every certified employer and insurer pay to the
administrative fund for every injury causing death in which there is no
person entitled to compensation? Answer: $7500.00
◉"Department" Answer: Department of Labor and Training
◉"Director" Answer: The director of labor and training or his/her
designee
◉the weekly straight time earnings which an employee could have
received if the employee accepted an actual offer of suitable alternative
employment Answer: Earnings Capacity