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New York State Auto Damage and Theft
quiz 17-71 Questions and Correct
Answers/ Latest Update / Already Graded
Jim Smith is involved in a collision claim and is no longer able to use
the vehicle to go to work. This "loss of use" is referred to as a:
Direct loss
Indirect loss
Loss evaluation
Consequential loss
Ans: Consequential loss
When the rear of the vehicle is damaged and there is a gap between
the trunk lid and the quarter panel, what else on the vehicle should the
appraiser check?
The center pillar
The trunk floor
The quarter panels
The frame rails
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Ans: The frame rails
In auto physical damage insurance, an insured peril cause of loss is
known as:
Direct loss
Indirect loss
Loss evaluation
Consequential loss
Ans: Direct loss
If an appraiser has to forfeit his bond in New York. The amount of the
bond is:
$500
$1000
$2000
$5000
Ans: $1000
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Which of the following is NOT a true statement regarding auto
appraisers?
Each appraiser, while engaged in appraisal duties, must carry the
license issued to him by the Insurance Department and display it, upon
request, to an owner whose vehicle is being inspected, to the repair
shop representative involved.
The appraiser must leave a legible copy of his appraisal with that of the
repair shop selected by the consumer to make the repairs and also
furnish a copy to the owner of the vehicle.
No appraiser is permitted secure or use repair estimates that have
been obtained by the use of photographs, telephone calls or in any
manner other than a personal inspection.
The appraiser is permitted to traffic in automobile salvage if such
salvage is obtained in any way as a result of appraisal services rendered
by him for his own benefit.
Ans: The appraiser is permitted to traffic in automobile salvage
if such salvage is obtained in any way as a result of appraisal
services rendered by him for his own benefit.
The burden of proof that a covered loss has occurred is normally a duty
of:
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The insurance company
The adjuster
The appraiser
The insured
Ans: The insured
Before revoking or suspending a license, the Superintendent must first
send notice and give the accused an opportunity for a hearing.
3 months
45 days.
10 days.
60 days.
Ans: 1o days
The linkage between the camshaft and the valves is commonly known
as the:
piston.
crankshaft.
All rights reserved © 2025/ 2026 |
New York State Auto Damage and Theft
quiz 17-71 Questions and Correct
Answers/ Latest Update / Already Graded
Jim Smith is involved in a collision claim and is no longer able to use
the vehicle to go to work. This "loss of use" is referred to as a:
Direct loss
Indirect loss
Loss evaluation
Consequential loss
Ans: Consequential loss
When the rear of the vehicle is damaged and there is a gap between
the trunk lid and the quarter panel, what else on the vehicle should the
appraiser check?
The center pillar
The trunk floor
The quarter panels
The frame rails
All rights reserved © 2025/ 2026 |
, Page |2
Ans: The frame rails
In auto physical damage insurance, an insured peril cause of loss is
known as:
Direct loss
Indirect loss
Loss evaluation
Consequential loss
Ans: Direct loss
If an appraiser has to forfeit his bond in New York. The amount of the
bond is:
$500
$1000
$2000
$5000
Ans: $1000
All rights reserved © 2025/ 2026 |
, Page |3
Which of the following is NOT a true statement regarding auto
appraisers?
Each appraiser, while engaged in appraisal duties, must carry the
license issued to him by the Insurance Department and display it, upon
request, to an owner whose vehicle is being inspected, to the repair
shop representative involved.
The appraiser must leave a legible copy of his appraisal with that of the
repair shop selected by the consumer to make the repairs and also
furnish a copy to the owner of the vehicle.
No appraiser is permitted secure or use repair estimates that have
been obtained by the use of photographs, telephone calls or in any
manner other than a personal inspection.
The appraiser is permitted to traffic in automobile salvage if such
salvage is obtained in any way as a result of appraisal services rendered
by him for his own benefit.
Ans: The appraiser is permitted to traffic in automobile salvage
if such salvage is obtained in any way as a result of appraisal
services rendered by him for his own benefit.
The burden of proof that a covered loss has occurred is normally a duty
of:
All rights reserved © 2025/ 2026 |
, Page |4
The insurance company
The adjuster
The appraiser
The insured
Ans: The insured
Before revoking or suspending a license, the Superintendent must first
send notice and give the accused an opportunity for a hearing.
3 months
45 days.
10 days.
60 days.
Ans: 1o days
The linkage between the camshaft and the valves is commonly known
as the:
piston.
crankshaft.
All rights reserved © 2025/ 2026 |
