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NYC Home Improvement License Exam – 2026/2027 – Actual Exam Prep with Verified Answers (Grade A)

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This document covers preparation material for the NYC Home Improvement License exam for the 2026/2027 testing period. It includes actual exam-style questions with correct, verified solutions focused on licensing requirements, contracts, consumer protection laws, insurance, and regulatory compliance. The material reflects a Grade A submission and is designed to support effective and confident exam preparation.

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NYC Home Improvement License 2026/ 2027
Actual Exam Prep |Questions AndVerified
Answers (Correct solutions) |GRADE A
563-1 Legislative Findings

The county. legislature hereby finds and determines the health, safety and general welfare of the
consumers of Suffolk County will be enyanced if provision is made for the licensing of persons
engaged in the occupations regulated by this chapter




Business

Includes occupation, profession, trade, craft or any other calling for hire




commissioner or director

The Commissioner of the Department of Consumer Affairs




Consumer

an individual who buys or leases or agrees to buy or lease consumer goods or services or credit
including a co guarantor or surety




consumer goods, services, credits and debts

Those which are primarily for personal, household or family purposes

,NYC Home Improvement License 2025/ 2026
Actual Exam Prep |Questions AndVerified
Answers (Correct solutions) |GRADE A
contract

an oral or written agreement contained one or more documents for the performance of work and
includes all labor, goods and services




Deceptive trade practices

any false, falsely disparaging or misleading oral or written statement, visual description or other
representation of any kind which has the capacity, tendency or effect of deceiving or misleading
consumers or the consuming public and is made in connection with a. contract, preparation of or
performance of a work estimate or invoice, in the extension of consumer credit or in the
collection of consumer debts.




Department or Office

The department of consumer affairs




engages
the undertaking, offering to undertake, solicitation or agreement to perform a contract




licensee

a person permitted to engage in a business licensed pursuant to the provisions of the appropriate
article of this chapter

, NYC Home Improvement License 2025/ 2026
Actual Exam Prep |Questions AndVerified
Answers (Correct solutions) |GRADE A
person

includes the defiition contained in 37 of the general construction law of the state of new york as
well as an individual partnership or other entity




temporary license

a license issue to a person for a period of time to perform work in accordance with the conditions
as specified by the director provided that the holder thereof pays the required license fee




unconscionable trade practice

any act or practice which unfairly takes advantage of the lack of knowledge ability experience or
capacity of the consumer or which results in a gross disparity between the value received by a
consumer and the price paid by the consumer. This shall include acts or practices which unfairly
take advantage of sudden disaster such as hurricanes tornadoes flooding blizzards explosions
airplan ecrashes earthquakes nuclear war radiological emergencies war civil unrest or
disobedience or acts of god and comparable acts whichh result in gross disparity between the
value received by a consumer and the price ordinarily paid by the consumer in hte absence of
one of these above occurences. The existences of such a disaster shall be established for the
purposes of this chapter by a written declaration by either the county executive or a majority of
the entire membership of the county legislature. the director shall initiate investigation of such
unconscionable trade practices immediately after any one of the natural disasters or other acts of
god described above




563-3 LICENSE REQUIRED

a. it is unlawful for any person other than those exempt under the provisions of 563-4 to engage
in any business in the county regulated by this chapter without obtaining a license therefor from
the office in accordance with and subject to the provisions of this chapter

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