Florida Public Adjuster State Test Exam
QUESTIONS AND ANSWERS 100%
RATED CORRECT WITH 100% SURE
PASS|GRADED A+
Florida No-Fault Tort Exemption - CORRECT ANSWERS Those who comply with the law are
granted limited immunity from suits of others through PIP coverage.
4 Exceptions to Tort Exemption(Threshold of No-Fault) - CORRECT ANSWERS 1. Significant
and Permanent loss of bodily function.
2.Permanent injury other than scarring and disfigurement.
3.Significant and Permanent scarring or disfigurement.
4.Death
What does NFIP stand for? - CORRECT ANSWERS National Flood Insurance Program
Form SR-22 - CORRECT ANSWERS Drivers Convicted of DUI or a traffic felony over the prior 3
years are required to have 100/300/50 coverage or a certificate of self insurance of $350,000.
Contents of a CGL Contract - CORRECT ANSWERS 1.Declarations Form
2.Common Policy Conditions Form
3. One of:
A.Occurrence Form
B.Claims Made Form
4.Nuclear Energy Liability Exclusion Endorsement.
, Declarations of a CGL Contract(4) - CORRECT ANSWERS 1.Named Insured(including address)
2.Policy Period
3.Premium
4.Limits of Coverage
7 Common CGL Conditions - CORRECT ANSWERS 1.Cancellation(30 Days by insurer option,
10 Days By no payment).
2.Changes
3.Examination of Books
4.Inspections and Surveys
5.Premiums
6.Transfer
7.Nuclear Endorsement
CGL Coverage A - CORRECT ANSWERS Bodily Injury and Property Damage Insuring
Agreement
The 3 Conditions that define work as "completed" - CORRECT ANSWERS 1.When all work
called for in the contract is completed.
2.When all work to be done at the site has been completed if one contract calls for work at more than
one site.
3.When that part of the work done at a job site has been put to its intended use by any person or
organization other than another contractor or subcontractor.
Occurance - CORRECT ANSWERS An accident, including continuous or repeated exposure to
substantially the same general harmful conditions.
accident - CORRECT ANSWERS Sudden, unexpected event
QUESTIONS AND ANSWERS 100%
RATED CORRECT WITH 100% SURE
PASS|GRADED A+
Florida No-Fault Tort Exemption - CORRECT ANSWERS Those who comply with the law are
granted limited immunity from suits of others through PIP coverage.
4 Exceptions to Tort Exemption(Threshold of No-Fault) - CORRECT ANSWERS 1. Significant
and Permanent loss of bodily function.
2.Permanent injury other than scarring and disfigurement.
3.Significant and Permanent scarring or disfigurement.
4.Death
What does NFIP stand for? - CORRECT ANSWERS National Flood Insurance Program
Form SR-22 - CORRECT ANSWERS Drivers Convicted of DUI or a traffic felony over the prior 3
years are required to have 100/300/50 coverage or a certificate of self insurance of $350,000.
Contents of a CGL Contract - CORRECT ANSWERS 1.Declarations Form
2.Common Policy Conditions Form
3. One of:
A.Occurrence Form
B.Claims Made Form
4.Nuclear Energy Liability Exclusion Endorsement.
, Declarations of a CGL Contract(4) - CORRECT ANSWERS 1.Named Insured(including address)
2.Policy Period
3.Premium
4.Limits of Coverage
7 Common CGL Conditions - CORRECT ANSWERS 1.Cancellation(30 Days by insurer option,
10 Days By no payment).
2.Changes
3.Examination of Books
4.Inspections and Surveys
5.Premiums
6.Transfer
7.Nuclear Endorsement
CGL Coverage A - CORRECT ANSWERS Bodily Injury and Property Damage Insuring
Agreement
The 3 Conditions that define work as "completed" - CORRECT ANSWERS 1.When all work
called for in the contract is completed.
2.When all work to be done at the site has been completed if one contract calls for work at more than
one site.
3.When that part of the work done at a job site has been put to its intended use by any person or
organization other than another contractor or subcontractor.
Occurance - CORRECT ANSWERS An accident, including continuous or repeated exposure to
substantially the same general harmful conditions.
accident - CORRECT ANSWERS Sudden, unexpected event
