WGU D391 Objective Assessment Final Exam
Preparation Newest 2026-2027 With Complete 300
Questions And Correct Detailed Answers| Brand New
Version!
What are the three main components of a healthcare delivery system?
The consumer, the staff providing services, and a payment system.
What is the difference between acute care and long-term care?
Acute care addresses brief and severe health issues, while long-term
care supports chronic conditions requiring ongoing assistance.
What should a business owner consider when evaluating health
insurance options?
The owner should consider the types of plans available, such as PPO,
HMO, or EPO.
What is the significance of establishing criteria in the DECIDE model?
1|Page
,Establishing criteria helps ensure the selected health insurance plan
meets the specific needs of employees.
What does the 'E' in the DECIDE model stand for?
Evaluate the decision.
What is a key responsibility of Registered Nurses (RNs) in patient care?
RNs provide patient care and assist with medical procedures but do not
diagnose or prescribe.
How do Nurse Practitioners (NPs) contribute to healthcare settings
beyond patient care?
NPs primarily manage administrative tasks in healthcare settings.
What is a common role of Registered Nurses (RNs) in healthcare?
RNs are responsible for direct clinical care and patient assessments.
2|Page
,What is the primary distinction between adverse selection and moral
hazard in health insurance?
Adverse selection occurs when individuals with higher health risks are
more likely to purchase insurance, while moral hazard arises when
insured individuals engage in riskier behavior because they do not bear
the full cost of their actions.
What is the goal of the Hospital Readmission Reduction Program (HRRP)
under the Affordable Care Act?
The HRRP reduces Medicare payments to hospitals with high
readmission rates for specific conditions, encouraging hospitals to
improve care coordination and reduce avoidable readmissions.
What is the purpose of the Health Insurance Exchange (Marketplace)
under the Affordable Care Act?
The Health Insurance Exchange serves as a marketplace where
individuals and small businesses can compare and purchase health
insurance plans that meet ACA standards, with potential subsidies
based on income.
3|Page
, What changes to Medicare were introduced by the Affordable Care Act
(ACA)?
The ACA extended the life of the Medicare trust fund by reducing
wasteful spending, eliminating the Medicare Part D 'donut hole,' and
providing additional preventive services without cost-sharing.
Why is health insurance important for individuals facing unexpected
illness or injury?
Health insurance helps protect individuals from bearing the full expense
of unexpected medical treatments, offers wellness and prevention
programs, and provides financial assistance for chronic illness
management.
What are the responsibilities of health and human services workers in
the U.S. healthcare ecosystem?
Health and human services workers, such as social workers and care
coordinators, are involved in managing individual care, community
health, and organizational change.
What are the primary roles of health and human services workers?
4|Page
Preparation Newest 2026-2027 With Complete 300
Questions And Correct Detailed Answers| Brand New
Version!
What are the three main components of a healthcare delivery system?
The consumer, the staff providing services, and a payment system.
What is the difference between acute care and long-term care?
Acute care addresses brief and severe health issues, while long-term
care supports chronic conditions requiring ongoing assistance.
What should a business owner consider when evaluating health
insurance options?
The owner should consider the types of plans available, such as PPO,
HMO, or EPO.
What is the significance of establishing criteria in the DECIDE model?
1|Page
,Establishing criteria helps ensure the selected health insurance plan
meets the specific needs of employees.
What does the 'E' in the DECIDE model stand for?
Evaluate the decision.
What is a key responsibility of Registered Nurses (RNs) in patient care?
RNs provide patient care and assist with medical procedures but do not
diagnose or prescribe.
How do Nurse Practitioners (NPs) contribute to healthcare settings
beyond patient care?
NPs primarily manage administrative tasks in healthcare settings.
What is a common role of Registered Nurses (RNs) in healthcare?
RNs are responsible for direct clinical care and patient assessments.
2|Page
,What is the primary distinction between adverse selection and moral
hazard in health insurance?
Adverse selection occurs when individuals with higher health risks are
more likely to purchase insurance, while moral hazard arises when
insured individuals engage in riskier behavior because they do not bear
the full cost of their actions.
What is the goal of the Hospital Readmission Reduction Program (HRRP)
under the Affordable Care Act?
The HRRP reduces Medicare payments to hospitals with high
readmission rates for specific conditions, encouraging hospitals to
improve care coordination and reduce avoidable readmissions.
What is the purpose of the Health Insurance Exchange (Marketplace)
under the Affordable Care Act?
The Health Insurance Exchange serves as a marketplace where
individuals and small businesses can compare and purchase health
insurance plans that meet ACA standards, with potential subsidies
based on income.
3|Page
, What changes to Medicare were introduced by the Affordable Care Act
(ACA)?
The ACA extended the life of the Medicare trust fund by reducing
wasteful spending, eliminating the Medicare Part D 'donut hole,' and
providing additional preventive services without cost-sharing.
Why is health insurance important for individuals facing unexpected
illness or injury?
Health insurance helps protect individuals from bearing the full expense
of unexpected medical treatments, offers wellness and prevention
programs, and provides financial assistance for chronic illness
management.
What are the responsibilities of health and human services workers in
the U.S. healthcare ecosystem?
Health and human services workers, such as social workers and care
coordinators, are involved in managing individual care, community
health, and organizational change.
What are the primary roles of health and human services workers?
4|Page
