MHA 707 Exam
Combined Set Questions
With Revised Correct Answers
moral hazard
behaving differently when you know someone else
is taking the risk (Induced demand)
adverse selection
the sicker people likely want more insurance (the
healthier, less)
pooling of risk
sharing risk proportionately among many is a basic insurance
concept
Non marketability of risks
inherent in medicine and medical practice
Health insurance
Asymmetries of information Healthcare
Physician vs. patient (vs. 3rd Party payer)
,Uncertainty and Health Care
financing health care in the United States is a complex matter
,• Workarounds
• Redundancies
• Contradictions
single national payment system
because the United States lacks
a , for healthcare, how the
money is paid to the providers of health care has become very
complicated.
• Situation that to this point, health care reform policies have
not reduced
National Health Expenditure Accounts (NHEA)
• Provide official estimates of health care spending in the
United States
• Measures health care consumption and health care
investment
Benefits of NHEA
• Comprehensive—includes all major components of health
care system in a unified, mutually exclusive, and exhaustive
structure
Health Care Financing
• Multidimensional—encompasses expenditures as well as
payers
, • Consistent—applies a common set of definitions that permits
longitudinal comparisons
Published by the U.S. Department of Health and Human
Services (DHHS)
NHEA produce
National Health Expenditures (NHE)
Health Consumption Expenditures (HCE)
Personal Health Care (PHC)
NHE – HCE = Amount of investment in the Medical Sector of
economy
National Health Expenditures (NHE)
• All health care consumption and investments in medical
structures and equipment and noncommercial health services
and biomedical research
Health Consumption Expenditures (HCE)
• A subset of NHE
• Includes personal health care spending, government
administration and net cost of private health insurance, and
public health activities
Personal Health Care (PHC)
• A subset of HCE
Combined Set Questions
With Revised Correct Answers
moral hazard
behaving differently when you know someone else
is taking the risk (Induced demand)
adverse selection
the sicker people likely want more insurance (the
healthier, less)
pooling of risk
sharing risk proportionately among many is a basic insurance
concept
Non marketability of risks
inherent in medicine and medical practice
Health insurance
Asymmetries of information Healthcare
Physician vs. patient (vs. 3rd Party payer)
,Uncertainty and Health Care
financing health care in the United States is a complex matter
,• Workarounds
• Redundancies
• Contradictions
single national payment system
because the United States lacks
a , for healthcare, how the
money is paid to the providers of health care has become very
complicated.
• Situation that to this point, health care reform policies have
not reduced
National Health Expenditure Accounts (NHEA)
• Provide official estimates of health care spending in the
United States
• Measures health care consumption and health care
investment
Benefits of NHEA
• Comprehensive—includes all major components of health
care system in a unified, mutually exclusive, and exhaustive
structure
Health Care Financing
• Multidimensional—encompasses expenditures as well as
payers
, • Consistent—applies a common set of definitions that permits
longitudinal comparisons
Published by the U.S. Department of Health and Human
Services (DHHS)
NHEA produce
National Health Expenditures (NHE)
Health Consumption Expenditures (HCE)
Personal Health Care (PHC)
NHE – HCE = Amount of investment in the Medical Sector of
economy
National Health Expenditures (NHE)
• All health care consumption and investments in medical
structures and equipment and noncommercial health services
and biomedical research
Health Consumption Expenditures (HCE)
• A subset of NHE
• Includes personal health care spending, government
administration and net cost of private health insurance, and
public health activities
Personal Health Care (PHC)
• A subset of HCE
