CIC - Casualty
Knowledge Questions
with 100% correct
answers 2026
Spouses of any type of named insured are automatically considered insureds -
answer False
A partnership is the only named insured listed on the CGL Declarations. A
partner of the partnership buys a building in his/her own name during the
policy period. A bodily injury loss occurs at the building, and the partner is sued
for damages. Does the partner have insured status under the partnership's CGL
Policy for this suit? - answer NO (b/c buying a building in his own name was a
side business)
A nurse employed at a rehab center administers the wrong medicine to a
patient resulting in injury. A suit is filed against the nurse for damages. Does the
nurse have insured status under the rehab center's CGL policy? - answer NO
(you have to go get Medical Malpractice policy)
, A named insured acquires a corporation 30 days prior to the named insured;s
CGL policy's expiration date. Which of the following is an accurate statement? -
answer In this scenario, the newly acquired corporation automatically qualifies
as an insured but only until the end of the policy period.
A newly formed joint venture is an automatic insured - answer False
Indicate which of the following are true regarding the meaning of "property
damage" as defined in the CGL Coverage Form....
A. Physical injury to tangible property, includes all resulting loss of use of that
property - answer TRUE
Indicate which of the following are true regarding the meaning of "property
damage" as defined in the CGL Coverage Form....
B. Includes loss of use of tangible property that is not physical injured - answer
TRUE
Indicate which of the following are true regarding the meaning of "property
damage" as defined in the CGL Coverage Form....
C. Electronic data is considered tangible property - answer FALSE
The named insured manufactures and sells kitchen appliances in the US. A
customer living in Mexico is injured while using an appliance manufactured by
the named insured and files a lawsuit. Which statement accurately describes
coverage? - answer The CGL Policy extends coverage for this type of claim, if the
responsibility for damages is determined from the suit filed and decided in the
US, its territories and possessions, Puerto Rico and Canada
Knowledge Questions
with 100% correct
answers 2026
Spouses of any type of named insured are automatically considered insureds -
answer False
A partnership is the only named insured listed on the CGL Declarations. A
partner of the partnership buys a building in his/her own name during the
policy period. A bodily injury loss occurs at the building, and the partner is sued
for damages. Does the partner have insured status under the partnership's CGL
Policy for this suit? - answer NO (b/c buying a building in his own name was a
side business)
A nurse employed at a rehab center administers the wrong medicine to a
patient resulting in injury. A suit is filed against the nurse for damages. Does the
nurse have insured status under the rehab center's CGL policy? - answer NO
(you have to go get Medical Malpractice policy)
, A named insured acquires a corporation 30 days prior to the named insured;s
CGL policy's expiration date. Which of the following is an accurate statement? -
answer In this scenario, the newly acquired corporation automatically qualifies
as an insured but only until the end of the policy period.
A newly formed joint venture is an automatic insured - answer False
Indicate which of the following are true regarding the meaning of "property
damage" as defined in the CGL Coverage Form....
A. Physical injury to tangible property, includes all resulting loss of use of that
property - answer TRUE
Indicate which of the following are true regarding the meaning of "property
damage" as defined in the CGL Coverage Form....
B. Includes loss of use of tangible property that is not physical injured - answer
TRUE
Indicate which of the following are true regarding the meaning of "property
damage" as defined in the CGL Coverage Form....
C. Electronic data is considered tangible property - answer FALSE
The named insured manufactures and sells kitchen appliances in the US. A
customer living in Mexico is injured while using an appliance manufactured by
the named insured and files a lawsuit. Which statement accurately describes
coverage? - answer The CGL Policy extends coverage for this type of claim, if the
responsibility for damages is determined from the suit filed and decided in the
US, its territories and possessions, Puerto Rico and Canada
