QUESTIONS AND ANSWERS 100%
RATED CORRECT WITH 100% SURE
PASS|GRADED A+
What is the term "Substantial Gainful Activity" used to determine?
A. Whether a person is eligible for retirement benefits
B. Whether a person's work activity and earnings exceed a certain threshold for disability benefits
C. Whether a person has a disability recognized by the Social Security Administration
D. Whether a person's income qualifies them for low-income housing - CORRECT ANSWERS
B
SGA is a measure of a person's work activity and income to determine if they are eligible for Social
Security disability benefits. If someone earns above a certain threshold, they are considered to be
engaging in substantial gainful activity and may not qualify for disability benefits.
In 2024, what is the monthly SGA earnings threshold for non-blind individuals?
A. $1,470
B. $1,580
C. $2,260
D. $2,340 - CORRECT ANSWERS A
For non-blind individuals, the monthly earnings threshold to determine SGA for 2024 is $1,580. If
someone earns more than this amount, they are generally considered to be engaging in substantial
gainful activity, which may disqualify them from disability benefits.
,Which of the following activities is considered substantial gainful activity?
A. Volunteering part-time without pay
B. Working part-time and earning $500 per month
C. Working full-time and earning above the SGA threshold
D. Engaging in daily hobbies without compensation - CORRECT ANSWERS C
Substantial gainful activity involves work that is substantial, meaning it involves significant physical or
mental activities, and gainful, meaning it's performed for profit or pay. Working full-time and earning
above the SGA threshold clearly fits this definition.
Does working for a family business or at a reduced pay rate exclude a person from SGA consideration?
A. Yes, because it's a family business
B. No, if the earnings exceed the SGA threshold
C. Yes, because the pay rate is lower
D. No, if the person performs substantial work, regardless of earnings - CORRECT ANSWERS
B
Even if the work is for a family business or at a reduced pay rate, it can still be considered substantial
gainful activity if the earnings are above the threshold. The key factor is the level of earnings and the
nature of the work performed.
Which of the following factors is not relevant when determining substantial gainful activity?
A. The work activity's physical or mental requirements
B. The person's age and education level
,C. The earnings from the work activity
D. The number of hours worked - CORRECT ANSWERS B
Substantial gainful activity is primarily determined by the nature of the work, the number of hours
worked, and the earnings. Age and education level are not generally considered in the determination of
SGA.
What is the first step in the 5-step sequential evaluation process for determining Social Security
disability?
A. Determining if the individual meets the non-medical requirements for benefits
B. Assessing whether the individual has a medically determinable impairment
C. Determining if the individual is engaging in substantial gainful activity (SGA)
D. Evaluating the individual's work history and education level - CORRECT ANSWERS C
The first step in the 5-step sequential evaluation process is to determine whether the individual is
engaged in substantial gainful activity. If the individual is engaging in SGA, the claim is typically denied. If
not, the evaluation moves to the next step.
At which step in the 5-step sequential evaluation process is the individual's "residual functional
capacity" considered?
A. Step 1
B. Step 3
C. Step 4
D. Step 5 - CORRECT ANSWERS C
, Residual Functional Capacity (RFC) is considered at Step 4 when evaluating whether the individual can
perform their past relevant work. If they cannot, then the process moves to Step 5, where RFC is also
considered in determining whether they can adjust to other work.
What is considered at Step 2 of the 5-step sequential evaluation process?
A. Determining whether the impairment is severe
B. Determining if the individual is engaged in SGA
C. Determining if the individual meets a listed impairment
D. Evaluating the individual's work history and education - CORRECT ANSWERS A
Step 2 of the sequential evaluation process involves determining whether the individual's impairment is
severe. A severe impairment significantly limits the individual's ability to perform basic work activities. If
the impairment is not severe, the claim is denied.
At Step 3 of the 5-step sequential evaluation process, what determines whether the individual meets or
equals a "listed impairment"?
A. A list of impairments maintained by the Social Security Administration
B. A determination based on the individual's age and education
C. A list of impairments maintained by the Department of Health and Human Services
D. A determination based on the individual's work history - CORRECT ANSWERS A
Step 3 involves evaluating whether the individual's impairment meets or equals a "listed impairment."
The list of impairments is maintained by the Social Security Administration and represents conditions
that are considered severe enough to automatically qualify for disability benefits.
If an individual has a severe impairment but does not meet a "listed impairment," what is considered at
Step 4 of the 5-step sequential evaluation process?