EDPNA Exam QUESTIONS AND
ANSWERS 100% RATED CORRECT
WITH 100% SURE PASS|GRADED A+
Social Security Disability Insurance SSDI Citation - CORRECT ANSWERS CFR 20 Section
404
Good Cause for Late Filing (Citations: 404.911, 416.1411) - CORRECT ANSWERS If an
appeal deadline is missed, and the claimant wants to appeal, he or she must show "good cause" for
late filing.
Examples of good cause are described in 404.911: - CORRECT ANSWERS • You were
seriously ill and were prevented from contacting us in person, by phone, in writing, or through a
friend, relative, or other person;
• There was a death or serious illness in your immediate family;
• Important records were destroyed or damaged by fire or other accidental cause;
• You were making serious efforts to find necessary information to support the claim but had not
been able to obtain it within the stated time periods;
• You requested additional information from us explaining this action within the time limit. Within
60 days of receiving the explanation you requested reconsideration or a hearing, or within 30 days
of receiving the explanation you requested Appeals Council review or filed a civil suit;
• We gave you misleading, incorrect or incomplete information about when and how to request
administrative review or to file a civil suit;
• You did not receive notice of the determination or decision;
• You sent the request to another government agency in good faith within the time limit and the
request did not reach us until after the time period had expired; or
• Unusual or unavoidable circumstances exist, which show that you could not have known of the
need to file timely, or which prevented you from filing timely.
SSA will consider the following for deciding whether a claimant had good cause - CORRECT
ANSWERS • What circumstances kept the claimant from making the request on time;
• Whether SSA's action mislead the claimant;
• Whether the claimant did not understand the requirements;
• Whether the claimant had any physical, mental, educational, or linguistic limitations which
prevented them from making a timely request or from understanding or knowing about the need
to file a timely request for review.
Social Security Disability Insurance SSDI - CORRECT ANSWERS Title XVI
SSDI Eligibility - CORRECT ANSWERS 1. Is the applicant under full retirement age (66)?
2. Is the applicant fully insured?
3. Is the applicant insured for disability?
Auxiliary Benefits - CORRECT ANSWERS Benefits can be paid to the disabled worker's
family in some cases. Benefits can be paid to dependent children under the age of 18 or a spouse
(or divorced spouse if married for 10 years) under the age of 62 who has joint care of the children.
,Supplemental Security Insurance SSI - CORRECT ANSWERS Title II
Supplemental Security Insurance SSI Citation - CORRECT ANSWERS CFR 20 Section 416
SSI - CORRECT ANSWERS No work requirement
Children can qualify as disabled
No retroactive benefits earlier than filing date
Strict income and resource provisions
Definition of Disability - CORRECT ANSWERS Citations: 404.1505, 416.905
The inability to do any substantial gainful activity (SGA) by reason of any medically determinable
physical or mental impairment(s) which can be expected to result in death, or which has lasted or
can be expected to last for a continuous period of not less than 12 months.
Insured Status - CORRECT ANSWERS 1. An individual must be fully insured
2. as a general rule they must meet to 20/40 requirement. (5 of last 10 years)
Insured status - CORRECT ANSWERS Quarters of Coverage at least 6 Quarters
One of Four For every year beginning with the year after attainment of age 21 up until the age you
turn 62 or you die
Rules of Disability Insured Status (SSDI Only) - CORRECT ANSWERS Citations: 404.130,
404.131, and 404.140
Rule 1 - 20/40:You have to have 20 quarters of coverage in the 40-quarter period ending with the
quarter that you became disabled. This is called the 20/40 rule. Or essentially, you have worked
five years out of the last ten years, before you became disabled.
Rule 2 - Special Insured Status:
Rule 3: You had a period of disability before age 31.You are insured in a quarter for purposes of
establishing a period of disability or becoming entitled to disability insurance benefits if in that
quarter-
(1) You are disabled again at age 31 or later after having had a prior period of disability established
which began before age 31 and for which you were only insured under paragraph (c) of this
section; and
(2) You are fully insured and have QCs in at least one-half the calendar quarters in the period
beginning with the quarter after the quarter you became age 21 and through the quarter in which
the later period of disability begins, up to a maximum of 20 QCs out of 40 calendar quarters;
however-
(i) If the number of quarters during this period is an odd number, we reduce the number by one;
(ii) If the period has less than 12 quarters, you must have at least 6 QCs in the 12-quarter period
ending with that quarter; and
(iii) No monthly benefits may be paid or increased under Rule Ill before May 1983.
Rule 4: You are statutorily blind.
(1) You are disabled by blindness as defined in § 404.1581; and
(2) You are fully insured.
Special Insured Status (SSDI Only) - CORRECT ANSWERS Disable before the age of 31
, 20 CFR 404.130: You are insured in a quarter for purposes of establishing a period of disability or
becoming entitled to disability insurance benefits if in that quarter-
(1) You have not become (or would not become) age 31;
(2) You are fully insured (next chapter); and
(3) You have Quarters of Coverage (QCs) in at least one-half of the quarters during the period
ending with that quarter after the quarter you became age 21; however-
(i) If the number of quarters during this period is an odd number, we reduce the number by one;
and
(ii) If the period has less than 12 quarters, you must have at least 6 QCs in the 12- quarter period
ending with that quarter.
Insured Status - Statutorily Blind - CORRECT ANSWERS Citation: 404.130(e)
Statutorily blind individuals must only meet the fully disability insured status.
Statutorily Blindness - CORRECT ANSWERS Defined in the law as central visual acuity
of 20/200 or less in the better eye with the use of correcting lens. An eye which has a limitation in
the field of vision so that the widest diameter of the visual field subtends an angle no greater than
20 degrees is considered to have a central acuity of 20/200 or less. (404.1581)
Fully Insured Status (SSDI Only) - CORRECT ANSWERS 404.110
You need at least one QC (Quarter of Coverage) for each calendar year after you turned 21 and the
earliest of the following:
• The year before you attain age 62,
• The year before you die, or
• The year before you become disabled.
The minimum number of QCs needed is 6. The maximum number needed is 40. Any year (all or
part of a year) that was included in a period of disability is not included in determining the number
of QCs you need.
Waiting Period (SSDI Only) - CORRECT ANSWERS There is a 5-month period in which a
claimant must have been disabled for 5 full consecutive months, beginning with the month that
they were both insured and disabled, before cash benefits can begin. Your waiting period can begin
no earlier than the 17th month before the month you apply-no matter how long you were disabled
before then.
Medicare Waiting Period - CORRECT ANSWERS Test Tip: Include the 5-month waiting
period in your calculation and count 29 months forward from established onset date to get the
date the Medicare eligibility would begin.
To become eligible for Medicare a claimant has to have 24 months of disability eligibility, meaning
they have been paid 24 months of cash benefits. 24 months after SSDI payments begin, the
claimant will be automatically eligible for Medicare.
Disabled Adult Child (DAC) (SSDI Only) - CORRECT ANSWERS An adult who was
disabled before age 22 may be eligible for child's benefits if a parent is deceased, or receiving
Social Security retirement, or receiving Social Security disability benefits. SSA considers this
Disabled Adult Child claim a "child's" benefit because it is paid on the parent's earnings record. To
meet requirements, the adult child -- including an adopted child, or, in some cases, a stepchild,
grandchild, or step grandchild - must
ANSWERS 100% RATED CORRECT
WITH 100% SURE PASS|GRADED A+
Social Security Disability Insurance SSDI Citation - CORRECT ANSWERS CFR 20 Section
404
Good Cause for Late Filing (Citations: 404.911, 416.1411) - CORRECT ANSWERS If an
appeal deadline is missed, and the claimant wants to appeal, he or she must show "good cause" for
late filing.
Examples of good cause are described in 404.911: - CORRECT ANSWERS • You were
seriously ill and were prevented from contacting us in person, by phone, in writing, or through a
friend, relative, or other person;
• There was a death or serious illness in your immediate family;
• Important records were destroyed or damaged by fire or other accidental cause;
• You were making serious efforts to find necessary information to support the claim but had not
been able to obtain it within the stated time periods;
• You requested additional information from us explaining this action within the time limit. Within
60 days of receiving the explanation you requested reconsideration or a hearing, or within 30 days
of receiving the explanation you requested Appeals Council review or filed a civil suit;
• We gave you misleading, incorrect or incomplete information about when and how to request
administrative review or to file a civil suit;
• You did not receive notice of the determination or decision;
• You sent the request to another government agency in good faith within the time limit and the
request did not reach us until after the time period had expired; or
• Unusual or unavoidable circumstances exist, which show that you could not have known of the
need to file timely, or which prevented you from filing timely.
SSA will consider the following for deciding whether a claimant had good cause - CORRECT
ANSWERS • What circumstances kept the claimant from making the request on time;
• Whether SSA's action mislead the claimant;
• Whether the claimant did not understand the requirements;
• Whether the claimant had any physical, mental, educational, or linguistic limitations which
prevented them from making a timely request or from understanding or knowing about the need
to file a timely request for review.
Social Security Disability Insurance SSDI - CORRECT ANSWERS Title XVI
SSDI Eligibility - CORRECT ANSWERS 1. Is the applicant under full retirement age (66)?
2. Is the applicant fully insured?
3. Is the applicant insured for disability?
Auxiliary Benefits - CORRECT ANSWERS Benefits can be paid to the disabled worker's
family in some cases. Benefits can be paid to dependent children under the age of 18 or a spouse
(or divorced spouse if married for 10 years) under the age of 62 who has joint care of the children.
,Supplemental Security Insurance SSI - CORRECT ANSWERS Title II
Supplemental Security Insurance SSI Citation - CORRECT ANSWERS CFR 20 Section 416
SSI - CORRECT ANSWERS No work requirement
Children can qualify as disabled
No retroactive benefits earlier than filing date
Strict income and resource provisions
Definition of Disability - CORRECT ANSWERS Citations: 404.1505, 416.905
The inability to do any substantial gainful activity (SGA) by reason of any medically determinable
physical or mental impairment(s) which can be expected to result in death, or which has lasted or
can be expected to last for a continuous period of not less than 12 months.
Insured Status - CORRECT ANSWERS 1. An individual must be fully insured
2. as a general rule they must meet to 20/40 requirement. (5 of last 10 years)
Insured status - CORRECT ANSWERS Quarters of Coverage at least 6 Quarters
One of Four For every year beginning with the year after attainment of age 21 up until the age you
turn 62 or you die
Rules of Disability Insured Status (SSDI Only) - CORRECT ANSWERS Citations: 404.130,
404.131, and 404.140
Rule 1 - 20/40:You have to have 20 quarters of coverage in the 40-quarter period ending with the
quarter that you became disabled. This is called the 20/40 rule. Or essentially, you have worked
five years out of the last ten years, before you became disabled.
Rule 2 - Special Insured Status:
Rule 3: You had a period of disability before age 31.You are insured in a quarter for purposes of
establishing a period of disability or becoming entitled to disability insurance benefits if in that
quarter-
(1) You are disabled again at age 31 or later after having had a prior period of disability established
which began before age 31 and for which you were only insured under paragraph (c) of this
section; and
(2) You are fully insured and have QCs in at least one-half the calendar quarters in the period
beginning with the quarter after the quarter you became age 21 and through the quarter in which
the later period of disability begins, up to a maximum of 20 QCs out of 40 calendar quarters;
however-
(i) If the number of quarters during this period is an odd number, we reduce the number by one;
(ii) If the period has less than 12 quarters, you must have at least 6 QCs in the 12-quarter period
ending with that quarter; and
(iii) No monthly benefits may be paid or increased under Rule Ill before May 1983.
Rule 4: You are statutorily blind.
(1) You are disabled by blindness as defined in § 404.1581; and
(2) You are fully insured.
Special Insured Status (SSDI Only) - CORRECT ANSWERS Disable before the age of 31
, 20 CFR 404.130: You are insured in a quarter for purposes of establishing a period of disability or
becoming entitled to disability insurance benefits if in that quarter-
(1) You have not become (or would not become) age 31;
(2) You are fully insured (next chapter); and
(3) You have Quarters of Coverage (QCs) in at least one-half of the quarters during the period
ending with that quarter after the quarter you became age 21; however-
(i) If the number of quarters during this period is an odd number, we reduce the number by one;
and
(ii) If the period has less than 12 quarters, you must have at least 6 QCs in the 12- quarter period
ending with that quarter.
Insured Status - Statutorily Blind - CORRECT ANSWERS Citation: 404.130(e)
Statutorily blind individuals must only meet the fully disability insured status.
Statutorily Blindness - CORRECT ANSWERS Defined in the law as central visual acuity
of 20/200 or less in the better eye with the use of correcting lens. An eye which has a limitation in
the field of vision so that the widest diameter of the visual field subtends an angle no greater than
20 degrees is considered to have a central acuity of 20/200 or less. (404.1581)
Fully Insured Status (SSDI Only) - CORRECT ANSWERS 404.110
You need at least one QC (Quarter of Coverage) for each calendar year after you turned 21 and the
earliest of the following:
• The year before you attain age 62,
• The year before you die, or
• The year before you become disabled.
The minimum number of QCs needed is 6. The maximum number needed is 40. Any year (all or
part of a year) that was included in a period of disability is not included in determining the number
of QCs you need.
Waiting Period (SSDI Only) - CORRECT ANSWERS There is a 5-month period in which a
claimant must have been disabled for 5 full consecutive months, beginning with the month that
they were both insured and disabled, before cash benefits can begin. Your waiting period can begin
no earlier than the 17th month before the month you apply-no matter how long you were disabled
before then.
Medicare Waiting Period - CORRECT ANSWERS Test Tip: Include the 5-month waiting
period in your calculation and count 29 months forward from established onset date to get the
date the Medicare eligibility would begin.
To become eligible for Medicare a claimant has to have 24 months of disability eligibility, meaning
they have been paid 24 months of cash benefits. 24 months after SSDI payments begin, the
claimant will be automatically eligible for Medicare.
Disabled Adult Child (DAC) (SSDI Only) - CORRECT ANSWERS An adult who was
disabled before age 22 may be eligible for child's benefits if a parent is deceased, or receiving
Social Security retirement, or receiving Social Security disability benefits. SSA considers this
Disabled Adult Child claim a "child's" benefit because it is paid on the parent's earnings record. To
meet requirements, the adult child -- including an adopted child, or, in some cases, a stepchild,
grandchild, or step grandchild - must
