Answers
1. How it protects you from health and financial risks Correct Answer: No one plans
to get sick or hurt, but most people need medical care at some point. Health insurance covers
these costs and otters many other important benefits.
Health insurance covers essential health benefits critical to maintaining your health and treating illness
and accidents Health insurance protects you from unexpected, high medical costs.
You pay less for covered in-network health care, even before you meet your deductible.
You get free preventive care, like vaccines, screenings, and some check-ups, even before you meet your
deductible.
If you have a Marketplace plan or other qualifying health coverage through the plan year 2018, you
don't have to pay the penalty that people without coverage must pay.
2. Deductible Correct Answer: Khấu trừ
3. Do I get these benefits if my company is self-insured? Correct Answer: It
depends. Large employers who "self-insure" — meaning they pay employees' health care costs
directly — don't have to provide essential health
benefits. But many do. Check with your employer to find out if it's self-insured and what services are
covered.
4. Initiative
I'nishotive Correct
Answer: Dẫn dầu
Chủ động
take the initiative
5. Take for granted Correct Answer: accept
without any questions Mặc đi.nh hiển nhiê
6. public health insurance Correct Answer: A program run by U.S. federal, state, or local
governments in which people have some or all of their healthcare costs paid for by the government.
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,Ss2: Health insurance Exam Questions and
Answers
The two main types of public health insurance are Medicare and Medicaid. Medicare is a federal health
insurance program for people aged 65 years or older and people with certain disabilities. Medicaid is a
public health insurance program for some individuals and families with a low income or disabilities.
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