STATE FARM HOMEOWNER POLICY FP 7955 DEDUCTIBLE EXAMINATION TEST 2025 COMPLETE QUESTIONS AND ELABORATED CORRECT ANSWERS

STATE FARM HOMEOWNER POLICY FP 7955
DEDUCTIBLE EXAMINATION TEST 2025
COMPLETE QUESTIONS AND ELABORATED
CORRECT ANSWERS
◉ The following coverages are all found under Section I of a
Homeowners policy, except:
A
Personal Injury Liability
B
Other Structures
C
Personal Property
D
Dwelling. Answer: A. Personal Injury Liability


◉ Which of the following statements about Coverage C under the
Homeowners policy is incorrect?
A
Coverage C provides coverage for the property of roomers and boarders
at the insured's request
B

, Coverage C provides property coverage for machinery used to service
the premises
C
Limited coverage is provided for personal property located in a student's
insured dorm
D
Coverage for business personal property on the premises is provided, up
to a special limit. Answer: A. Coverage C provides coverage for the
property of roomers and boarders at the insured's request


◉ Which of the following would not be eligible to purchase a
Homeowners policy?
A
A person who provides daycare services in their home
B
A person who owns and occupies a two-family dwelling
C
A person who owns and lives on a farm
D
A person whose dwelling contains an accounting office. Answer: C. A
person who owns and lives on a farm


◉ Which form is designed for the unit-owner of a condominium?
A