2026/2027 - New York Accident & Health Insurance New York Accident & Health Insurance.pdf Page 1 of 18
New York Accident & Health Insurance
Agent Licesne
Noone can sell insurance without license but you dont need to pass test if
you are employees of licesed insurance agent wh do nt solicit, licensed
attorneys, actuaries or cpas who provid ino, regular salaried implyees who
devote little tie, an agent oof a graternal benefit society
- must be 18, pass 540 hr course
- pass state exam
- Application must be submiteed w in 2 years
- renewal every 2 years on birthday
Certificate of appointment
if a license is granted to an corporation, , only the officers and directors
named on the license can act as agents, but they can sub license agents.
Every time a new agent comes on boad, they need a certificate of
appointment from the state
Page 1 of 18 New York Accident & Health Insurance.pdf New York Accident & Health Insurance.pdf
,2026/2027 - New York Accident & Health Insurance New York Accident & Health Insurance.pdf Page 2 of 18
License Term for Agent
2 years; can be suspended or revoked by superintendent, terminated by
insurer, fails to file a renewal application, it can be terminated;
Must be able to be furnished on request, the head agent must display in the
office; if no certificate of appointment is filed, the license is inactive
Consultant
Allows a person with a license to charge a fee for providing advice
- if given to an indivual, it experires every 2 yrs on the birthday
- if issued to a business entity, it expires on March 31st for life insurance in
an odd yyear and general insurance in an even year
- can only recieve a fee if there's a written contract with the person they are
providing advice
Page 2 of 18 New York Accident & Health Insurance.pdf New York Accident & Health Insurance.pdf
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Adjuster License
acts on behalf of th insurer to investigata and sjust claims arising under
insurance contracts issued by the insurer
Non Resident
an individual who is a non resident of NY and who is licensed or authorized
to act as an insurance agent in the state in which he resides. If a licenced
non residnent moves to NY, he has 90 days to apply for his license w/o
taking exam
Temporary License
Can be issued to spouse of deceased or next of kim from a disability
Tremination of License
Page 3 of 18 New York Accident & Health Insurance.pdf New York Accident & Health Insurance.pdf
New York Accident & Health Insurance
Agent Licesne
Noone can sell insurance without license but you dont need to pass test if
you are employees of licesed insurance agent wh do nt solicit, licensed
attorneys, actuaries or cpas who provid ino, regular salaried implyees who
devote little tie, an agent oof a graternal benefit society
- must be 18, pass 540 hr course
- pass state exam
- Application must be submiteed w in 2 years
- renewal every 2 years on birthday
Certificate of appointment
if a license is granted to an corporation, , only the officers and directors
named on the license can act as agents, but they can sub license agents.
Every time a new agent comes on boad, they need a certificate of
appointment from the state
Page 1 of 18 New York Accident & Health Insurance.pdf New York Accident & Health Insurance.pdf
,2026/2027 - New York Accident & Health Insurance New York Accident & Health Insurance.pdf Page 2 of 18
License Term for Agent
2 years; can be suspended or revoked by superintendent, terminated by
insurer, fails to file a renewal application, it can be terminated;
Must be able to be furnished on request, the head agent must display in the
office; if no certificate of appointment is filed, the license is inactive
Consultant
Allows a person with a license to charge a fee for providing advice
- if given to an indivual, it experires every 2 yrs on the birthday
- if issued to a business entity, it expires on March 31st for life insurance in
an odd yyear and general insurance in an even year
- can only recieve a fee if there's a written contract with the person they are
providing advice
Page 2 of 18 New York Accident & Health Insurance.pdf New York Accident & Health Insurance.pdf
, 2026/2027 - New York Accident & Health Insurance New York Accident & Health Insurance.pdf Page 3 of 18
Adjuster License
acts on behalf of th insurer to investigata and sjust claims arising under
insurance contracts issued by the insurer
Non Resident
an individual who is a non resident of NY and who is licensed or authorized
to act as an insurance agent in the state in which he resides. If a licenced
non residnent moves to NY, he has 90 days to apply for his license w/o
taking exam
Temporary License
Can be issued to spouse of deceased or next of kim from a disability
Tremination of License
Page 3 of 18 New York Accident & Health Insurance.pdf New York Accident & Health Insurance.pdf
