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UHC Medicare Basics Test 2026 | Latest
Questions And Verified Answers
Aside from a stand-alone Medicare Prescription Drug Plan, how else could a
Medicare-eligible consumer get Part D prescription drug coverage? - correct-
answer -They could enroll in a Medicare Advantage Plan or other Medicare health
plan that includes prescription drug coverage.
In what order do the four prescription drug coverage stages occur? - correct-
answer -Deductible, Initial Coverage, Coverage Gap, Catastrophic Coverage
Which of the following options are drug utilization management (UM) rules?
(Select 3) - correct-answer -Quantity Limit
Prior Authorization
Step Therapy
A consumer may have to pay a Late Enrollment Penalty (LEP) if they did not enroll
in a Medicare Advantage plan with Part D benefits or stand-alone prescription
drug plan when they were first eligible for Medicare Parts A and/or B or went
without creditable prescription drug coverage for ______________. - correct-
answer -63 continuous days or more
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How does a consumer who qualifies for Low Income Subsidy receive financial
assistance for their part of Medicare Part D costs? - correct-answer -Through
subsidies such as lower or no monthly plan premiums and lower or no
copayments
Joseph has Original Medicare and was a patient in the hospital last week. What
part of Medicare helps cover the costs of his inpatient hospital stay? - correct-
answer -Part A
Which statement is true about members of a Medicare Advantage (MA) Plan who
want to enroll in a Medicare Supplement Insurance Plan? - correct-answer -The
consumer must be in a valid MA election or disenrollment period.
Being 65 or older, being under 65 years of age with certain disabilities for more
than 24 months, and being any age with ESRD or ALS are each eligibility
requirements for which program? - correct-answer -Original Medicare
Which of the following defines a Medicare Advantage (MA) Plan? (Select 2) -
correct-answer -MA Plans must provide benefits equivalent to Original Medicare,
and most plans also offer additional benefits.
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UHC Medicare Basics Test 2026 | Latest
Questions And Verified Answers
Aside from a stand-alone Medicare Prescription Drug Plan, how else could a
Medicare-eligible consumer get Part D prescription drug coverage? - correct-
answer -They could enroll in a Medicare Advantage Plan or other Medicare health
plan that includes prescription drug coverage.
In what order do the four prescription drug coverage stages occur? - correct-
answer -Deductible, Initial Coverage, Coverage Gap, Catastrophic Coverage
Which of the following options are drug utilization management (UM) rules?
(Select 3) - correct-answer -Quantity Limit
Prior Authorization
Step Therapy
A consumer may have to pay a Late Enrollment Penalty (LEP) if they did not enroll
in a Medicare Advantage plan with Part D benefits or stand-alone prescription
drug plan when they were first eligible for Medicare Parts A and/or B or went
without creditable prescription drug coverage for ______________. - correct-
answer -63 continuous days or more
, 2|Page
How does a consumer who qualifies for Low Income Subsidy receive financial
assistance for their part of Medicare Part D costs? - correct-answer -Through
subsidies such as lower or no monthly plan premiums and lower or no
copayments
Joseph has Original Medicare and was a patient in the hospital last week. What
part of Medicare helps cover the costs of his inpatient hospital stay? - correct-
answer -Part A
Which statement is true about members of a Medicare Advantage (MA) Plan who
want to enroll in a Medicare Supplement Insurance Plan? - correct-answer -The
consumer must be in a valid MA election or disenrollment period.
Being 65 or older, being under 65 years of age with certain disabilities for more
than 24 months, and being any age with ESRD or ALS are each eligibility
requirements for which program? - correct-answer -Original Medicare
Which of the following defines a Medicare Advantage (MA) Plan? (Select 2) -
correct-answer -MA Plans must provide benefits equivalent to Original Medicare,
and most plans also offer additional benefits.
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