1|Page
Pearson VUE: Casualty Insurance Practice Exam ,
Most Recent Exam 2026 Actual Complete Real Verified
Exam Questions And Correct Answers (Verified
Answers) Already Graded A+ / Newest Exam!!!
Anything that increases the chance of loss is known as
a(n):
A. risk
B. hazard
C. direct loss
D. indirect loss - Answer-B
The Fair Credit Reporting Act requires the:
A. insurance company to review the applicant's credit
history prior to underwriting a policy
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B. insurance producer to summarize a policy for the
insured
C. insurance producer to review the applicant's credit
history prior to issuing a policy
D. insurance company to inform the applicant a credit
report may be obtained - Answer-D
The limits of liability are found in which of the following
sections of a casualty policy?
A. Conditions
B. Insuring Agreement
C. Declarations
D. Definitions - Answer-C
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A policyholder would expect to find which of the following
information in the Insuring Agreement section of an auto
policy?
A. Bodily Injury limits of liability
B. The insurance company's promise to pay on the behalf
of the insured
C. Exclusions regarding certain uses of the auto
D. The obligations of the insured in the event of a loss -
Answer-B
An insured may cancel a Personal Auto Policy by taking
which of the following actions?
A. Paying the insurance company any past due premiums
B. Waiting until the policy expiration date
C. Giving written notice to the insurance company
Pearson VUE: Casualty Insurance Practice Exam ,
Most Recent Exam 2026 Actual Complete Real Verified
Exam Questions And Correct Answers (Verified
Answers) Already Graded A+ / Newest Exam!!!
Anything that increases the chance of loss is known as
a(n):
A. risk
B. hazard
C. direct loss
D. indirect loss - Answer-B
The Fair Credit Reporting Act requires the:
A. insurance company to review the applicant's credit
history prior to underwriting a policy
,2|Page
B. insurance producer to summarize a policy for the
insured
C. insurance producer to review the applicant's credit
history prior to issuing a policy
D. insurance company to inform the applicant a credit
report may be obtained - Answer-D
The limits of liability are found in which of the following
sections of a casualty policy?
A. Conditions
B. Insuring Agreement
C. Declarations
D. Definitions - Answer-C
, 3|Page
A policyholder would expect to find which of the following
information in the Insuring Agreement section of an auto
policy?
A. Bodily Injury limits of liability
B. The insurance company's promise to pay on the behalf
of the insured
C. Exclusions regarding certain uses of the auto
D. The obligations of the insured in the event of a loss -
Answer-B
An insured may cancel a Personal Auto Policy by taking
which of the following actions?
A. Paying the insurance company any past due premiums
B. Waiting until the policy expiration date
C. Giving written notice to the insurance company
