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NYS 17-66 Independent General Adjuster Exam
Newest 2026 Complete All Questions And Correct
Detailed Answers ||Verified Exam!! (Verified Answers)
|Already Graded A+||Newest Version!!!
The lessor, additional insured and loss payee
endorsement - ANSWER-Consider has the least Auto
described on the endorsement as in owned Auto
The miscellaneous type vehicle endorsement is used to
provide coverage - ANSWER-On the types of vehicles that
are usually excluded under the personal auto policy
The out-of-state coverage endorsement provides
coverage for a New York insured - ANSWER-If they have
an accident in another state with higher limits of financial
responsibility
Insurance may consider adding the exclusion of medical
expense - ANSWER-From the personal injury protection
endorsement to lower their premium
all of the following would be eligible for coverage under the
New York joint ownership coverage endorsement to a
personal Auto policy in New York accept - ANSWER-A
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non-resident employee and who is driving an insured
vehicle to deliver baskets that were handmade for sale by
the insured
if the towing and labor cost endorsement is attached to a
personal auto policy, labor cost will be covered only if the
labor is performed - ANSWER-At the place of disablement
the New York personal Auto mandatory amendment of
policy provisions endorsement permits collision and
comprehensive coverage on a newly acquired vehicle if all
of the following apply except - ANSWER-The insured pays
a newly acquired Auto premium within 30 days of
purchasing the new vehicle
Which of the following is true regarding the towing and
labor cost endorsement to the auto policy? - ANSWER-It
covers mechanics charges for work performed at the
scene of a breakdown.
an adjuster's report that contains all the facts, evidence
and disposition of the claim and is considered to be the
final report is known as the - ANSWER-Full or formal
report
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Which of the following statements regarding New York's
obel coverage is true? - ANSWER-New York insurers are
required to offer Obel coverage to all of their no-fault policy
holders
New York's regulation 79 requires inspections of vehicles
prior to the issuance of physical damage coverage. This
regulation defines physical damage insurance as a policy
providing all the following except - ANSWER-Medical
payments
All the following statements are true regarding the
commercial automobile equipment endorsement except -
ANSWER-Physical damage coverage is excluded by the
endorsement
An adjuster, insured or claim it has intentionally deceived
and ensure for financial gain. Such act is known as -
ANSWER-Fraud
All of the following is true regarding supplemental spousal
liability coverage in New York except - ANSWER-The
culpability of the insured spouse is irrelevant in
determining if the injured spouse May collect on the claim
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Under Ben greens personal auto policy, which of the
following would qualify as a family member except -
ANSWER-Susan green, Ben's wife, maintaining a
separate residence
Garage keepers liability coverage excludes all of the
following losses except - ANSWER-Lost to a high-value
audio system permanently installed in a covered Auto
Alan begins the process of identifying coverage under the
policy and finds that the water damage is not covered.
Which of the following statements is true regarding this
claim? - ANSWER-because Allen told Catherine to remove
the carpeting and panel night before he checked the
coverage, he waved the right of binders keepers to deny
the claim
The New York cybersecurity regulation requires the ciso to
make a report regarding the program, in writing, to the
covered entities board of directors or its equivalent -
ANSWER-Annually
Claims filed with the insurance company by the insured
are known as - ANSWER-First-party claims
NYS 17-66 Independent General Adjuster Exam
Newest 2026 Complete All Questions And Correct
Detailed Answers ||Verified Exam!! (Verified Answers)
|Already Graded A+||Newest Version!!!
The lessor, additional insured and loss payee
endorsement - ANSWER-Consider has the least Auto
described on the endorsement as in owned Auto
The miscellaneous type vehicle endorsement is used to
provide coverage - ANSWER-On the types of vehicles that
are usually excluded under the personal auto policy
The out-of-state coverage endorsement provides
coverage for a New York insured - ANSWER-If they have
an accident in another state with higher limits of financial
responsibility
Insurance may consider adding the exclusion of medical
expense - ANSWER-From the personal injury protection
endorsement to lower their premium
all of the following would be eligible for coverage under the
New York joint ownership coverage endorsement to a
personal Auto policy in New York accept - ANSWER-A
,2|Page
non-resident employee and who is driving an insured
vehicle to deliver baskets that were handmade for sale by
the insured
if the towing and labor cost endorsement is attached to a
personal auto policy, labor cost will be covered only if the
labor is performed - ANSWER-At the place of disablement
the New York personal Auto mandatory amendment of
policy provisions endorsement permits collision and
comprehensive coverage on a newly acquired vehicle if all
of the following apply except - ANSWER-The insured pays
a newly acquired Auto premium within 30 days of
purchasing the new vehicle
Which of the following is true regarding the towing and
labor cost endorsement to the auto policy? - ANSWER-It
covers mechanics charges for work performed at the
scene of a breakdown.
an adjuster's report that contains all the facts, evidence
and disposition of the claim and is considered to be the
final report is known as the - ANSWER-Full or formal
report
,3|Page
Which of the following statements regarding New York's
obel coverage is true? - ANSWER-New York insurers are
required to offer Obel coverage to all of their no-fault policy
holders
New York's regulation 79 requires inspections of vehicles
prior to the issuance of physical damage coverage. This
regulation defines physical damage insurance as a policy
providing all the following except - ANSWER-Medical
payments
All the following statements are true regarding the
commercial automobile equipment endorsement except -
ANSWER-Physical damage coverage is excluded by the
endorsement
An adjuster, insured or claim it has intentionally deceived
and ensure for financial gain. Such act is known as -
ANSWER-Fraud
All of the following is true regarding supplemental spousal
liability coverage in New York except - ANSWER-The
culpability of the insured spouse is irrelevant in
determining if the injured spouse May collect on the claim
, 4|Page
Under Ben greens personal auto policy, which of the
following would qualify as a family member except -
ANSWER-Susan green, Ben's wife, maintaining a
separate residence
Garage keepers liability coverage excludes all of the
following losses except - ANSWER-Lost to a high-value
audio system permanently installed in a covered Auto
Alan begins the process of identifying coverage under the
policy and finds that the water damage is not covered.
Which of the following statements is true regarding this
claim? - ANSWER-because Allen told Catherine to remove
the carpeting and panel night before he checked the
coverage, he waved the right of binders keepers to deny
the claim
The New York cybersecurity regulation requires the ciso to
make a report regarding the program, in writing, to the
covered entities board of directors or its equivalent -
ANSWER-Annually
Claims filed with the insurance company by the insured
are known as - ANSWER-First-party claims
