45 HOUR POST LICENSE FLORIDA EXAM
CERTIFICATION EVALUATION 2026 FULL
QUESTIONS WITH SOLUTIONS
◉ Home inspectors must be licensed by the DBPR. Answer: They
must have a high school diploma, be of good character, complete a
minimum of 120 hours of prescribed education, and pass a state
examination. Home inspectors must also take 14 hours of board-
approved continuing education at each renewal cycle before
renewing the second time
◉ Fair Housing Amendments Act Of 1988. Answer: This federal law
expanded the Fair Housing Act to include protections for families
with children and persons with disabilities.
◉ Civil Rights Act of 1968, commonly known as the Fair Housing Act.
Answer: prohibits discrimination in the sale, rental, and financing of
dwellings based on race, color, religion, sex, and national origin
◉ Americans with Disabilities Act (ADA). Answer: This act sets the
standards for building accessibility, goods, services, and
employment. Florida has a law that mirrors this act.
,◉ Civil Rights Act Of 1866. Answer: A federal law that prohibits
discrimination based on race.
-For many years, the law was not widely enforced, but in 1968 the
U.S. Supreme Court upheld the law in the case of Jones v. Mayer.
-The Act applies to all real estate transactions; there are no
exceptions or exemptions.
◉ Fair Housing Act. Answer: Title VIII of the Civil Rights Act of 1968
is commonly called the Fair Housing Act. This federal law, as
amended, provides for equal housing opportunities regardless of
race, creed, or national origin, sex, persons with disabilities, and
families with children.
◉ handicap. Answer: A physical or mental impairment that
substantially limits one or more major life activities.
-such as walking, seeing, hearing, learning, breathing, caring for
oneself, or working;
a record of having such an impairment; or
being regarded as having such an impairment.
-Not only can housing providers not discriminate against a person
with a disability, but they must make reasonable accommodations to
rules, policies, and practices to provide that person with the same
enjoyment of a dwelling; to allow the person to make reasonable
physical modifications of premises; and to require multifamily
,housing built since March 1991 to have basic wheelchair
accessibility.
◉ accommodation. Answer: A change to a dwelling that the housing
provider must provide. An example would be a tenant's request for a
handicap-accessible parking space near the tenant's apartment.
◉ accessible. Answer: Easy to approach, enter, operate, participate
in, and use safely and with dignity by a person with a disability.
◉ modification. Answer: In the case of a person with disabilities, a
modification is a change that the housing provider must allow the
tenant to provide at the tenant's expense.
◉ Housing For Older Persons Act. Answer: An act that describes
housing intended for and operated for occupancy by older persons
where at least 80% of the occupied units are occupied by at least
one person who is 55 years of age or older. Properties that fall
within these guidelines are exempted from the familial status
requirements of the Fair Housing Act.
◉ Persons covered by the Fair Housing Act. Answer: The law applies
to persons who own four or more homes, multifamily properties
(except properties with four or fewer units, one of which is occupied
by the owner), brokers and sales associates who sell two or more
homes in a year, and transactions in which a broker is involved.
, While it appears that a private owner may be able to discriminate
under the 1968 act, the 1866 act clearly prohibits discrimination
based on race.
◉ Who is not covered by the Act?. Answer: -Religious organizations
may limit the sale, rental, or occupancy of dwellings that they own or
operate for other than a commercial purpose to persons of the same
religion, and they may give preference to such persons, unless
membership in such religion is restricted because of race, color, or
national origin.
-Private clubs that provide lodgings that they own or operate for
other than a commercial purpose may limit the rental of such
lodgings to its members.
-Owners of any single-family house may restrict the sale or rental of
the house, provided the following conditions are met:The owner
does not own or have any interest in more than three single-family
houses at any one time.The house is sold or rented without the use
of a real estate broker, agent, or salesperson. If the owner selling the
house does not reside in it at the time of the sale or was not the most
recent resident of the house before such sale, the exemption applies
to only one such sale in any 24-month period.The rooms or units in
dwellings contain living quarters occupied or intended to be
occupied by no more than four families living independently of each
other, if the owner actually maintains and occupies one of such living
quarters as her residence.
-Students and smokers are not protected. Income status, sexual
orientation, marital status, and age are also not protected groups.
These classes may, however, be protected under a local ordinance.
CERTIFICATION EVALUATION 2026 FULL
QUESTIONS WITH SOLUTIONS
◉ Home inspectors must be licensed by the DBPR. Answer: They
must have a high school diploma, be of good character, complete a
minimum of 120 hours of prescribed education, and pass a state
examination. Home inspectors must also take 14 hours of board-
approved continuing education at each renewal cycle before
renewing the second time
◉ Fair Housing Amendments Act Of 1988. Answer: This federal law
expanded the Fair Housing Act to include protections for families
with children and persons with disabilities.
◉ Civil Rights Act of 1968, commonly known as the Fair Housing Act.
Answer: prohibits discrimination in the sale, rental, and financing of
dwellings based on race, color, religion, sex, and national origin
◉ Americans with Disabilities Act (ADA). Answer: This act sets the
standards for building accessibility, goods, services, and
employment. Florida has a law that mirrors this act.
,◉ Civil Rights Act Of 1866. Answer: A federal law that prohibits
discrimination based on race.
-For many years, the law was not widely enforced, but in 1968 the
U.S. Supreme Court upheld the law in the case of Jones v. Mayer.
-The Act applies to all real estate transactions; there are no
exceptions or exemptions.
◉ Fair Housing Act. Answer: Title VIII of the Civil Rights Act of 1968
is commonly called the Fair Housing Act. This federal law, as
amended, provides for equal housing opportunities regardless of
race, creed, or national origin, sex, persons with disabilities, and
families with children.
◉ handicap. Answer: A physical or mental impairment that
substantially limits one or more major life activities.
-such as walking, seeing, hearing, learning, breathing, caring for
oneself, or working;
a record of having such an impairment; or
being regarded as having such an impairment.
-Not only can housing providers not discriminate against a person
with a disability, but they must make reasonable accommodations to
rules, policies, and practices to provide that person with the same
enjoyment of a dwelling; to allow the person to make reasonable
physical modifications of premises; and to require multifamily
,housing built since March 1991 to have basic wheelchair
accessibility.
◉ accommodation. Answer: A change to a dwelling that the housing
provider must provide. An example would be a tenant's request for a
handicap-accessible parking space near the tenant's apartment.
◉ accessible. Answer: Easy to approach, enter, operate, participate
in, and use safely and with dignity by a person with a disability.
◉ modification. Answer: In the case of a person with disabilities, a
modification is a change that the housing provider must allow the
tenant to provide at the tenant's expense.
◉ Housing For Older Persons Act. Answer: An act that describes
housing intended for and operated for occupancy by older persons
where at least 80% of the occupied units are occupied by at least
one person who is 55 years of age or older. Properties that fall
within these guidelines are exempted from the familial status
requirements of the Fair Housing Act.
◉ Persons covered by the Fair Housing Act. Answer: The law applies
to persons who own four or more homes, multifamily properties
(except properties with four or fewer units, one of which is occupied
by the owner), brokers and sales associates who sell two or more
homes in a year, and transactions in which a broker is involved.
, While it appears that a private owner may be able to discriminate
under the 1968 act, the 1866 act clearly prohibits discrimination
based on race.
◉ Who is not covered by the Act?. Answer: -Religious organizations
may limit the sale, rental, or occupancy of dwellings that they own or
operate for other than a commercial purpose to persons of the same
religion, and they may give preference to such persons, unless
membership in such religion is restricted because of race, color, or
national origin.
-Private clubs that provide lodgings that they own or operate for
other than a commercial purpose may limit the rental of such
lodgings to its members.
-Owners of any single-family house may restrict the sale or rental of
the house, provided the following conditions are met:The owner
does not own or have any interest in more than three single-family
houses at any one time.The house is sold or rented without the use
of a real estate broker, agent, or salesperson. If the owner selling the
house does not reside in it at the time of the sale or was not the most
recent resident of the house before such sale, the exemption applies
to only one such sale in any 24-month period.The rooms or units in
dwellings contain living quarters occupied or intended to be
occupied by no more than four families living independently of each
other, if the owner actually maintains and occupies one of such living
quarters as her residence.
-Students and smokers are not protected. Income status, sexual
orientation, marital status, and age are also not protected groups.
These classes may, however, be protected under a local ordinance.
