HLTH 2030 EXAM 2 QUESTIONS WITH
ANSWERS 100% VERIFIED
who finances US health? - ANSWER Government, employers, uncompensated or charity
care
How much is US health care spending expected to increase for the next decade? -
ANSWER 17.4%
Health care spending is ____ times the amount spent on national defense - ANSWER 4.3
Why is health care complicated? - ANSWER there are multiple payers and ways to pay,
plans and choices, programs and choices, payment options
what are the effects of financing and insurance? - ANSWER demand for services
moral hazard
covered services expand rapidly
growth of medical technology
provider-induced demand
what are the end results to the effects of financing and insurance? - ANSWER increased
health care expenditures
some resources are wasted
in 2011, ____% of employers offered health insurance - ANSWER 60%
What are the characteristics associated with high health insurance rates? - ANSWER
-large employers vs small employers
,-greater number of high wage earners vs low wage earners
-full time workers vs part time
-unionized workers vs nonunionized
-smaller percentage of young workers vs older
what are the 5 main types of private insurance? - ANSWER 1. group insurance
2. self-insurance
3. individual private insurance
4. managed care plans
5. high-deductible health plans
who are the type of people to have individual private insurance? - ANSWER farmers,
early retirees, and self-employed individuals
What does a managed care organization consist of? - ANSWER HMO's and PPO's
HDHP/HRA has a _______-financed account - ANSWER employer
HDHP/HSA has a ________ financed account on a tax-deductible basis - ANSWER
employee
what are the 4 main public health insurance programs? - ANSWER 1. medicare
2. medicaid
3. CHIP
4. ACA
government financing covered ___% in 2010 and ___% in 2014 - ANSWER 31% in 2010
and 35% in 2014
, what are the requirements to enroll in medicare? - ANSWER - 65 years or older
- disabled on social security
- end stage rental disease
Part A of medicare is the ___________ insurance portion financed by special __________
taxes paid by employers and employees to cover ____________, rehab, SNF, home health
care, and hospice - ANSWER hospital
payroll
hospitalization
Part B of medicare is ________, financed by ______ tax revenues and __________ to cover
_________ and ________ services - ANSWER supplemental
general and premiums
physician and outpatient services
non-covered services in medicare consist of: - ANSWER - vision
- eyeglasses
- dental care
- hearing aids
- many long term care services
Prescription drug coverage (part D) of medicare is available to those who have part ____
or ____ where a monthly _______ must be paid as well as an annual ________. - ANSWER A
or B
premium
deductible
what are the 3 layers based on spending in Part D? - ANSWER deductible, initial
ANSWERS 100% VERIFIED
who finances US health? - ANSWER Government, employers, uncompensated or charity
care
How much is US health care spending expected to increase for the next decade? -
ANSWER 17.4%
Health care spending is ____ times the amount spent on national defense - ANSWER 4.3
Why is health care complicated? - ANSWER there are multiple payers and ways to pay,
plans and choices, programs and choices, payment options
what are the effects of financing and insurance? - ANSWER demand for services
moral hazard
covered services expand rapidly
growth of medical technology
provider-induced demand
what are the end results to the effects of financing and insurance? - ANSWER increased
health care expenditures
some resources are wasted
in 2011, ____% of employers offered health insurance - ANSWER 60%
What are the characteristics associated with high health insurance rates? - ANSWER
-large employers vs small employers
,-greater number of high wage earners vs low wage earners
-full time workers vs part time
-unionized workers vs nonunionized
-smaller percentage of young workers vs older
what are the 5 main types of private insurance? - ANSWER 1. group insurance
2. self-insurance
3. individual private insurance
4. managed care plans
5. high-deductible health plans
who are the type of people to have individual private insurance? - ANSWER farmers,
early retirees, and self-employed individuals
What does a managed care organization consist of? - ANSWER HMO's and PPO's
HDHP/HRA has a _______-financed account - ANSWER employer
HDHP/HSA has a ________ financed account on a tax-deductible basis - ANSWER
employee
what are the 4 main public health insurance programs? - ANSWER 1. medicare
2. medicaid
3. CHIP
4. ACA
government financing covered ___% in 2010 and ___% in 2014 - ANSWER 31% in 2010
and 35% in 2014
, what are the requirements to enroll in medicare? - ANSWER - 65 years or older
- disabled on social security
- end stage rental disease
Part A of medicare is the ___________ insurance portion financed by special __________
taxes paid by employers and employees to cover ____________, rehab, SNF, home health
care, and hospice - ANSWER hospital
payroll
hospitalization
Part B of medicare is ________, financed by ______ tax revenues and __________ to cover
_________ and ________ services - ANSWER supplemental
general and premiums
physician and outpatient services
non-covered services in medicare consist of: - ANSWER - vision
- eyeglasses
- dental care
- hearing aids
- many long term care services
Prescription drug coverage (part D) of medicare is available to those who have part ____
or ____ where a monthly _______ must be paid as well as an annual ________. - ANSWER A
or B
premium
deductible
what are the 3 layers based on spending in Part D? - ANSWER deductible, initial
