FL Life and Health Insurance 2-15 Study Exam (165 Questions) and Correct Responses

011345678956 7675
86

53
7678

5!5"
75#
#$%&'%()*+,+-%./%0%1+,2%3&4+%5)6&(/%07-%-)+'%7)8%209+%8:+%,+;<&,+-%5,+2&<2%50/2+78%=:&(:%
=0'%-<+%><?<'8%@A%$%-&+'%B+58+2.+,%@CA%D:08%0(8&)7%=&66%8:+%&7'<,+,%809+E%F%GHIIJG1%
IJBKH$BJ%FG60&2%=&66%.+%-+7&+-A%
>%()78,0(8%=:+,+%)7+%50,8/%+&8:+,%0((+58'%),%,+L+(8'%8:+%8+,2'%)4%0%()78,0(8%=,&88+7%./%07)8:+,%
50,8/%&'%(066+-%0%()78,0(8%)4%F%GHIIJG1%IJBKH$BJ%F0-:+'&)7%
>66%)4%8:+%4)66)=&7?%'808+2+78'%0.)<8%M0L),%M+-&(06%.+7+4&8'%0,+%8,<+N%JOGJK1P%F%GHIIJG1%
IJBKH$BJ%FQ+7+4&8'%:0*+%7)%20R&2<2%6&2&8%
D%?0*+%DS'%0?+%0'%CT%=:+7%D%5<,(:0'+-%0%3&4+%5)6&(/A%>8%8:+%8&2+%)4%DS'%-+08:%'+*+7%/+0,'%
608+,N%8:+%()2507/%-&'()*+,+-%DS'%8,<+%0?+%08%&''<+%:0-%.++7%CUA%D:08%=)<6-%8:+%7),206%
5,)(+-<,+%.+%<7-+,%8:+%2&''808+2+78%)4%0?+%5,)*&'&)7%&7%,+?0,-%8)%8:+%50/2+78%)4%8:+%-+08:%
(60&2E%F%GHIIJG1%IJBKH$BJ%F1:+%5,)(++-'%=)<6-%.+%,+-<(+-%.0'+-%)7%=:08+*+,%8:+%5,+2&<2%
=)<6-%:0*+%.++7%&4%5<,(:0'+-%08%0?+%CUA%
>66%)4%8:+'+%0,+%()7'&-+,+-%')<,(+'%)4%<7-+,=,&8&7?%&74),208&)7%0.)<8%07%0556&(078N%JOGJK1P%F%
GHIIJG1%IJBKH$BJ%FV7'5+(8&)7%I+5),8%
>((),-&7?%8)%8:+%M07-08),/%W7&4),2%K)6&(/%K,)*&'&)7'N%=:08%&'%8:+%20R&2<2%02)<78%)4%8&2+%
048+,%8:+%5,+2&<2%-<+%-08+%-<,&7?%=:&(:%8:+%5)6&(/%,+20&7'%&7%4),(+%+*+7%8:)<?:%8:+%5,+2&<2%
:0'%7)8%.++7%50&-E%F%GHIIJG1%IJBKH$BJ%FX@%-0/'%
D:&(:%5,)*&'&)7%066)='%8:+%5)6&(/%)=7+,%8)%(:07?+%0%8+,2%6&4+%5)6&(/%8)%0%5+,207+78%)7+%
=&8:)<8%5,)*&-&7?%5,))4%)4%?))-%:+068:E%F%GHIIJG1%IJBKH$BJ%FG)7*+,'&)7%
D:08%-)%402&6&+'%50/%8:08%0,+%()*+,+-%./%8:+%Y6),&-0%Z+068:/%[&-'%G),5),08&)7E%F%GHIIJG1%
IJBKH$BJ%F>%5),8&)7%)4%8:+%5,+2&<2%
D:&(:%'808+2+78%,+?0,-&7?%8:&,-F50,8/%)=7+,':&5%)4%0%6&4+%&7'<,07(+%5)6&(/%&'%8,<+E%F%GHIIJG1%
IJBKH$BJ%FV8%&'%<'+-%+R8+7'&*+6/%&7%+'808+%56077&7?%0'%=+66%0'%.<'&7+''%(&,(<2'807(+'A%
D:&(:%)4%8:+%4)66)=&7?%+256)/++'%20/%$H1%.+%+R(6<-+-%4,)2%0%?,)<5%6&4+%5607E%F%GHIIJG1%
IJBKH$BJ%FY<66F8&2+%+256)/++'%048+,%8:+%5,).08&)70,/%5+,&)-A%
D:&(:%)4%8:+%4)66)=&7?%'808+2+78'%QJB1%-+'(,&.+'%=:08%8:+%3+?06%>(8&)7'%5,)*&'&)7%)4%07%
>((&-+78%07-%Z+068:%5)6&(/%,+;<&,+'E%F%GHIIJG1%IJBKH$BJ%F>7%&7'<,+-%2<'8%=0&8%08%6+0'8%\T%
-0/'%048+,%K,))4%)4%3)''%:0'%.++7%'<.2&88+-%.+4),+%0%60='<&8%(07%.+%4&6+-A%

, 0123567869326665679325 8867929989373775




 !
01232762"#3267236 765 8299$ 7"226"9




% "&87572369"9"6'(
)99"67*7367"6367963123269729862558293&7+1"676826""632
162316(15 8266"*312,9-.



6'897316
6"8289"39
012331693276/76693729976"368666769639"673160267

76579



0976"369"67251829&8276
112222309865 83123"6
57"6696376887792316763
165 693(0123+9"8672631




98852392
86726
3976"9"6724755609729865 8(389"676"362,9-




867382361 "67
)887"93$ 7"22*6*181316 *99 7239"6
966"363296"
29269376869"9292993578126



%2732323
2"69"52"7269729865 8276



32'26

32+632162319729865 8*181893292579312332363162693"693
126316231733812963165 87*26293579(0181162315 8
57931



9376937283
01815 876/76292693376367*31316
2392)8239
6873626267
,
)
2-6 7669



7272656
262239887*1692926932+622632366939369"6"3




292931679767
1*929629"122475565 8867916765 66(1"68"6382986316
5 86339325693167696*2"236(012328393632+69




)31665 6636936" 3168298623963167316972986
8529731711(
0181316 *9
76/76"9316396672672162319729865 8





7#68393165 8&37683(
012335665 88673* 565629"5259316"623131623976"





7715