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PA APPRAISAL LICENSE 16-20 AUTO PHYSICAL
DAMAGE EXAM LATEST 2026 ACTUAL VERIFIED
EXAM WITH COMPLETE QUESTIONS AND CORRECT
DETAILED ANSWERS (100% VERIFIED ANSWERS)
|ALREADY GRADED A+||!!!||
If an insured fails to report a claim in a timely fashion, the
adjuster will immediately:
Deny the claim.
Send the insured a reservation of rights letter.
Cease the claims investigation.
Seek the advice of the company's attorney - Answer-Send
the insured a reservation of rights letter..
If an auto appraiser uses the actual cost method to
determine a vehicle's value, which of the following is not a
factor?:
The location of the vehicle of like kind and quality
The salvage value of the damaged vehicle
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The actual cost of an available vehicle in similar condition
to or better than the motor vehicle being appraised
The vehicle being appraised is similar to the damaged
vehicle in its pre-damaged condition - Answer-The salvage
value of the damaged vehicle
A structural rail is being cut for sectioning. Technician A
says to use a cutting torch to make the final cut line.
Technician B says to use a cut-off wheel or saw to make
the final cut. Who is right?
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct - Answer-Technician B only
Which of the following coverages is included as "no-fault"
coverage on the standardized Personal Auto policy?:
Uninsured Motorists coverage.
Medical Payments and Physical Damage.
A state-mandated "no-fault" coverage plan.
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Liability coverage. - Answer-Medical Payments and
Physical Damage
Following the payment of an automobile claim, the
salvaged property becomes the property of:
The insured
The insurer
A third party salvage company contracted by the insured
The State until sold and the proceeds deducted from the
claim payment to the insured - Answer-The insurer
A car has adjustable door hinges. There is a significant
gap at the top of the front top and the bottom as well
between the front fender and the windshield support
column of the door. Technician A says the gap can be
adjusted by repositioning the hinges. Technician B says
the gap can be adjusted by shimming the hinges. Who is
right?:
Technician A only
Technician B only
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Both technicians are correct
Neither technicians are correct - Answer-Technician A
only
Driver 1 and Driver 2 are in an accident. Driver 2 has the
following damages:
Property Damage - $1,000
Rental Car Expense - $500
Emergency Room Expense - $400
Lost Wages - $300
In PA, a consumer reporting agency may list all of the
following information about a consumer EXCEPT: -
Answer-Medical Information
The device that synchronizes the spark plug firing
sequence is: - Answer-Camshaft Sensor
If an insured fail to report a claim in a timely fashion the
adjuster will usually: - Answer-Send the insured a
reservation of rights letter
PA APPRAISAL LICENSE 16-20 AUTO PHYSICAL
DAMAGE EXAM LATEST 2026 ACTUAL VERIFIED
EXAM WITH COMPLETE QUESTIONS AND CORRECT
DETAILED ANSWERS (100% VERIFIED ANSWERS)
|ALREADY GRADED A+||!!!||
If an insured fails to report a claim in a timely fashion, the
adjuster will immediately:
Deny the claim.
Send the insured a reservation of rights letter.
Cease the claims investigation.
Seek the advice of the company's attorney - Answer-Send
the insured a reservation of rights letter..
If an auto appraiser uses the actual cost method to
determine a vehicle's value, which of the following is not a
factor?:
The location of the vehicle of like kind and quality
The salvage value of the damaged vehicle
,2|Page
The actual cost of an available vehicle in similar condition
to or better than the motor vehicle being appraised
The vehicle being appraised is similar to the damaged
vehicle in its pre-damaged condition - Answer-The salvage
value of the damaged vehicle
A structural rail is being cut for sectioning. Technician A
says to use a cutting torch to make the final cut line.
Technician B says to use a cut-off wheel or saw to make
the final cut. Who is right?
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct - Answer-Technician B only
Which of the following coverages is included as "no-fault"
coverage on the standardized Personal Auto policy?:
Uninsured Motorists coverage.
Medical Payments and Physical Damage.
A state-mandated "no-fault" coverage plan.
,3|Page
Liability coverage. - Answer-Medical Payments and
Physical Damage
Following the payment of an automobile claim, the
salvaged property becomes the property of:
The insured
The insurer
A third party salvage company contracted by the insured
The State until sold and the proceeds deducted from the
claim payment to the insured - Answer-The insurer
A car has adjustable door hinges. There is a significant
gap at the top of the front top and the bottom as well
between the front fender and the windshield support
column of the door. Technician A says the gap can be
adjusted by repositioning the hinges. Technician B says
the gap can be adjusted by shimming the hinges. Who is
right?:
Technician A only
Technician B only
, 4|Page
Both technicians are correct
Neither technicians are correct - Answer-Technician A
only
Driver 1 and Driver 2 are in an accident. Driver 2 has the
following damages:
Property Damage - $1,000
Rental Car Expense - $500
Emergency Room Expense - $400
Lost Wages - $300
In PA, a consumer reporting agency may list all of the
following information about a consumer EXCEPT: -
Answer-Medical Information
The device that synchronizes the spark plug firing
sequence is: - Answer-Camshaft Sensor
If an insured fail to report a claim in a timely fashion the
adjuster will usually: - Answer-Send the insured a
reservation of rights letter
