CPCU ETHICS COMPREHENSIVE
SUBJECT WORKBOOK 2026 FORMAL
PROBLEMS WITH RESOLUTIONS
ULTIMATE ACADEMIC SOURCE
Everyday choices made regarding dress or speech are more a
reflection of a person's personality; ethical choices reflect a person's.
Ans: Character
Moral principles or practices arise out of the desire to avoid. Ans: the
chaos of unrestrained personal behavior at the expense of the social
order
When it comes to ethics we have the opportunity to. Ans: create our
own perception and process
In general, it is our ability to _______, in other words to think beyond
a surface level that distinguishes us from the plants and animals with
which we share this earth. Ans: reason critically
P T Barnum said:. Ans: "No man can be dishonest without soon being
found out and when his lack of principle is discovered, nearly every
avenue to success is closed... "
Situational ethics is the term for. Ans: social behavior that allows
people to choose to deal with dilemmas based on what's right at the
moment
The ability to reason critically includes all of the following, EXCEPT.
Ans: the ability to use judgment of facts and reach logical conclusions
EXCEPT WHEN those conclusions differ significantly from our own
basic beliefs
,What comment followed this remark by Aleksandr Solzhenitsyn, a
famous Russian dissident? "I've lived my life in a society where there
was no rule of law. And that's a terrible existence.". Ans: "But a
society where the rule of law is the only standard of ethical behavior
is equally bad."
What does "it's not the harness but the horses that pull the wagon"
mean?. Ans: Individual actions create the ethical climate in a
company.
When everyone determines his or her own standards, there are no
standards. What human tendency magnifies this dilemma?. Ans:
judging oneself according to one's own GOOD INTENTIONS while
judging others by their WORST ACTIONS
Which term is used to describe a gut feeling, when you can tell
something feels right or wrong, ethical or unethical, legal or illegal?.
Ans: intuition
Acting on your mentor's suggestion that you sell a certain form of
insurance to one of your clients without questioning whether the
insurance is required by your client may be an example of which of
the following common patterns of reaction?. Ans: blind faith
Suggesting the same life coverage for each person between 20 and 25
or the same annuity products for each person between 30 and 35 may
be an example of which common pattern of reaction?. Ans: habit
Reasoning critically involves much more than just an overt, animal
instinct reaction to the external events around us. Reasoning critically
requires that we use our mind's ability to process information in a
logical, organized way to reach conclusions that will allow us to make
thought-based, rather than reaction-based, decisions. This involves
which of the following?. Ans: questioning, rather than simply
accepting
, an ethical philosophy that postulates that we should always choose the
action that will cause the greatest amount of good for the greatest
number of people. Ans: Utilitarianism
a philosophy that postulates that the highest ethical standard can be
achieved by doing what is the greatest good for the "individual" over
the long term. Ans: Individualism
Individualism is most often associated with which of the following?.
Ans: Greatest good for the individual over the long term
Justice is most often associated with which of the following?. Ans:
Equal treatment of everyone
All of the following are philosophical approaches to ethics, EXCEPT:.
Ans: legal rule
The Moral Rights philosophy argues each human being is born with
all of the following rights, EXCEPT:. Ans: Right to Universal Health
Care
Silver Rule only asks you to do one thing. What is that?. Ans: Do no
harm
The Moral Rights approach to ethics is based upon:. Ans: Developing
an understanding of and healthy respect for the rights of others as
individuals
Utilitarianism is most often associated with which of the following?.
Ans: Greatest amount of good to occur for the greatest number of
people
All of the following are philosophical approaches to ethics, EXCEPT:.
Ans: religion
The overriding theme of the Justice View is to treat everyone equally,
meaning ______________.. Ans: equally good, not equally bad.
SUBJECT WORKBOOK 2026 FORMAL
PROBLEMS WITH RESOLUTIONS
ULTIMATE ACADEMIC SOURCE
Everyday choices made regarding dress or speech are more a
reflection of a person's personality; ethical choices reflect a person's.
Ans: Character
Moral principles or practices arise out of the desire to avoid. Ans: the
chaos of unrestrained personal behavior at the expense of the social
order
When it comes to ethics we have the opportunity to. Ans: create our
own perception and process
In general, it is our ability to _______, in other words to think beyond
a surface level that distinguishes us from the plants and animals with
which we share this earth. Ans: reason critically
P T Barnum said:. Ans: "No man can be dishonest without soon being
found out and when his lack of principle is discovered, nearly every
avenue to success is closed... "
Situational ethics is the term for. Ans: social behavior that allows
people to choose to deal with dilemmas based on what's right at the
moment
The ability to reason critically includes all of the following, EXCEPT.
Ans: the ability to use judgment of facts and reach logical conclusions
EXCEPT WHEN those conclusions differ significantly from our own
basic beliefs
,What comment followed this remark by Aleksandr Solzhenitsyn, a
famous Russian dissident? "I've lived my life in a society where there
was no rule of law. And that's a terrible existence.". Ans: "But a
society where the rule of law is the only standard of ethical behavior
is equally bad."
What does "it's not the harness but the horses that pull the wagon"
mean?. Ans: Individual actions create the ethical climate in a
company.
When everyone determines his or her own standards, there are no
standards. What human tendency magnifies this dilemma?. Ans:
judging oneself according to one's own GOOD INTENTIONS while
judging others by their WORST ACTIONS
Which term is used to describe a gut feeling, when you can tell
something feels right or wrong, ethical or unethical, legal or illegal?.
Ans: intuition
Acting on your mentor's suggestion that you sell a certain form of
insurance to one of your clients without questioning whether the
insurance is required by your client may be an example of which of
the following common patterns of reaction?. Ans: blind faith
Suggesting the same life coverage for each person between 20 and 25
or the same annuity products for each person between 30 and 35 may
be an example of which common pattern of reaction?. Ans: habit
Reasoning critically involves much more than just an overt, animal
instinct reaction to the external events around us. Reasoning critically
requires that we use our mind's ability to process information in a
logical, organized way to reach conclusions that will allow us to make
thought-based, rather than reaction-based, decisions. This involves
which of the following?. Ans: questioning, rather than simply
accepting
, an ethical philosophy that postulates that we should always choose the
action that will cause the greatest amount of good for the greatest
number of people. Ans: Utilitarianism
a philosophy that postulates that the highest ethical standard can be
achieved by doing what is the greatest good for the "individual" over
the long term. Ans: Individualism
Individualism is most often associated with which of the following?.
Ans: Greatest good for the individual over the long term
Justice is most often associated with which of the following?. Ans:
Equal treatment of everyone
All of the following are philosophical approaches to ethics, EXCEPT:.
Ans: legal rule
The Moral Rights philosophy argues each human being is born with
all of the following rights, EXCEPT:. Ans: Right to Universal Health
Care
Silver Rule only asks you to do one thing. What is that?. Ans: Do no
harm
The Moral Rights approach to ethics is based upon:. Ans: Developing
an understanding of and healthy respect for the rights of others as
individuals
Utilitarianism is most often associated with which of the following?.
Ans: Greatest amount of good to occur for the greatest number of
people
All of the following are philosophical approaches to ethics, EXCEPT:.
Ans: religion
The overriding theme of the Justice View is to treat everyone equally,
meaning ______________.. Ans: equally good, not equally bad.
