New York auto exam 17-66 study
Comprehensive Questions
(Frequently Tested)with Verified
Answers Graded A+
All of the following are reasons that To produce notes that will support a fraudulent
an adjuster should keep very denial of claims. .
detailed log notes, EXCEPT:
The adjuster's log notes are used to
determine negligent parties, to assist in
detecting fraud, to become a part of the
claims file, and to be used in future
proceedings. The log notes are not intended
to produce a fraudulent record to deny a
claim.
When a homeowners policy has A large loss has occurred
been in effect for 60 days in New
York, an insurer can cancel at
anytime for any of the following
reasons, EXCEPT:
George Wilson has a personal auto Comprehensive (other than collision).
policy. Select the coverage that
would apply when a deer leaps onto Contact with a bird or animal is considered to
Mr. Wilson's car and causes extensive be an "other than collision" loss.
damage.
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8
, What is the purpose of the New York To determine prior damage to the vehicle .
automobile inspection requirement?
The purpose of the New York automobile
inspection requirement is to determine if there
was prior damage to the vehicle at the time
coverage was put into effect.
The law recognizes two types of Express/implied.
waivers. They are:
They are express and implied. An express
waiver occurs when the insurer or its
representative knowingly gives up a known
right under the insurance contract. Perhaps the
right to request an appraisal of the damaged
property is an example. By comparison, an
implied waiver may be the result from some
act of neglect on the part of the adjuster.
In New York, how often may the As often as he/she deems necessary.
Superintendent examine insurers
doing business in the state?
Duplicate recovery under New York PP 05 92 will exclude medical expenses
from No-Fault coverage is not permitted. the basic economic loss coverage for
no-fault If the employee is covered under the benefits. With commercial lines,
endorsement employer's auto policy what might CA 22 49 can be used. The
premiums for the be done to the employee's personal basic economic loss
(PIP) will be reduced
auto insurance coverage: accordingly.
What symbol is used for a hired auto Symbol 8 is used to provide hired auto
in a commercial automobile policy? coverage in a commercial automobile policy. It
also includes leased, rented or borrowed.
2/
8
Comprehensive Questions
(Frequently Tested)with Verified
Answers Graded A+
All of the following are reasons that To produce notes that will support a fraudulent
an adjuster should keep very denial of claims. .
detailed log notes, EXCEPT:
The adjuster's log notes are used to
determine negligent parties, to assist in
detecting fraud, to become a part of the
claims file, and to be used in future
proceedings. The log notes are not intended
to produce a fraudulent record to deny a
claim.
When a homeowners policy has A large loss has occurred
been in effect for 60 days in New
York, an insurer can cancel at
anytime for any of the following
reasons, EXCEPT:
George Wilson has a personal auto Comprehensive (other than collision).
policy. Select the coverage that
would apply when a deer leaps onto Contact with a bird or animal is considered to
Mr. Wilson's car and causes extensive be an "other than collision" loss.
damage.
1/
8
, What is the purpose of the New York To determine prior damage to the vehicle .
automobile inspection requirement?
The purpose of the New York automobile
inspection requirement is to determine if there
was prior damage to the vehicle at the time
coverage was put into effect.
The law recognizes two types of Express/implied.
waivers. They are:
They are express and implied. An express
waiver occurs when the insurer or its
representative knowingly gives up a known
right under the insurance contract. Perhaps the
right to request an appraisal of the damaged
property is an example. By comparison, an
implied waiver may be the result from some
act of neglect on the part of the adjuster.
In New York, how often may the As often as he/she deems necessary.
Superintendent examine insurers
doing business in the state?
Duplicate recovery under New York PP 05 92 will exclude medical expenses
from No-Fault coverage is not permitted. the basic economic loss coverage for
no-fault If the employee is covered under the benefits. With commercial lines,
endorsement employer's auto policy what might CA 22 49 can be used. The
premiums for the be done to the employee's personal basic economic loss
(PIP) will be reduced
auto insurance coverage: accordingly.
What symbol is used for a hired auto Symbol 8 is used to provide hired auto
in a commercial automobile policy? coverage in a commercial automobile policy. It
also includes leased, rented or borrowed.
2/
8
