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Auto Adjuster Exam
17-66 Comprehensive
Questions (Frequently
Tested)with Verified
Answers Graded A+
1/
12
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1. Which of the following would not be considered a "first party"
coverage under the personal auto policy? Answer: Liability
Liability is considered to be "third party coverage." The other coverages pay the insured (the first party)
under the policy.
2. Which of the following would be considered "special damages?"
Answer: Medical expenses
There are two types of damages for bodily injury claims - special damages and general damages.
Special damages are those expenses to which one can apply a dollar amount such as medical bills, a
rental car, travel expenses to a medical facility and loss of wages. General damages are the most
diflcult to adjust since they usually require negotiation or even court action for a final determination of
the amount owed the claimant. General damages include disfiguration, pain and suttering, punitive
damages, loss of consortium and loss of the quality of life.
3. A non-waiver agreement issued by an insurance company is Answer:
Answer: A coverage issue..
1/
12
Auto Adjuster Exam
17-66 Comprehensive
Questions (Frequently
Tested)with Verified
Answers Graded A+
1/
12
, Contact for further consultation
1. Which of the following would not be considered a "first party"
coverage under the personal auto policy? Answer: Liability
Liability is considered to be "third party coverage." The other coverages pay the insured (the first party)
under the policy.
2. Which of the following would be considered "special damages?"
Answer: Medical expenses
There are two types of damages for bodily injury claims - special damages and general damages.
Special damages are those expenses to which one can apply a dollar amount such as medical bills, a
rental car, travel expenses to a medical facility and loss of wages. General damages are the most
diflcult to adjust since they usually require negotiation or even court action for a final determination of
the amount owed the claimant. General damages include disfiguration, pain and suttering, punitive
damages, loss of consortium and loss of the quality of life.
3. A non-waiver agreement issued by an insurance company is Answer:
Answer: A coverage issue..
1/
12
