NH Workers Compensation Adjusters Laws & Regulations
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Exam with precise detailed answers || || || ||
What is the expiration date of an adjuster's license? - correct answer✔✔license will expire
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on October 1st of the second calendar year after its issue.
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How many hours does an adjuster need to take to fulfill the Continuing Education
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requirements? - correct answer✔✔20 hours || || || ||
Adjusters with workers compensation authority must complete 10 hours of workers
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compensation and 10 hours of multi-line. || || || || ||
Adjusters without workers compensation need 20 hours of multi-line credits.
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When can the Commissioner suspend & revoke an adjusters license? Value of fine? - correct
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answer✔✔Commissioner may revoke license after notice and hearing and issue a fine up to
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$2500.
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When can the Commissioner issue a Cease and Desist order?
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How many days notice must be given to the adjuster before a hearing? - correct
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answer✔✔If the Commissioner has reason to believe an adjuster is using unfair and
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deceptive practices, he may serve that person with charges and a notice of hearing.
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Notice must be given 10 days before the hearing.
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If adjuster is found to be in violation, the Commissioner will issue a Cease and Desist Order.
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,What is the penalty for violating a Cease and Desist Order - correct
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answer✔✔Commissioner may suspend, revoke, or refuse to renew the license of that || || || || || || || || || || || ||
person.
What is the punishment for a person who misrepresents his identity and acts like an
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adjuster?
Is this a felony or misdemeanor? - correct answer✔✔Person may be suspended, have his
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license revoked and a fine of $2,500.
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A natural person - misdemeanor
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Any other person - felony
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What are three unfair claim settlement practices. - correct answer✔✔Misrepresenting facts
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Failing to acknowledge and act promptly with respect to claims
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Failing to have a prompt investigation of the claim
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The insurer must pay the claimant within ___ days,
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If insurer fails to make payment of compensation within that time, the commissioner will
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issue a civil penalty up to $______ - correct answer✔✔21 days
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$2,500
, What does exclusive remedy mean. - correct answer✔✔An employee accepts the provisions
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of worker compensation and waives all rights of action against the employer.
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A spouse of the employee will also have no action against them.
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Employment Covered ||
Employee - correct answer✔✔Any person in the service of an employer
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Penalty for Failure to Make Payment of Compensation - correct answer✔✔Commissioner
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may issue a $2,500 fine to insurer who fails to pay the claim within 21 days after notice of a
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claim has been received.
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Are contractors liable for subcontractors? - correct answer✔✔A contractor who
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subcontracts all or any part of a contract must bear the liability of the subcontractor of that
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contract for the payment of compensation under this chapter to the employees of the
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subcontractor, unless the subcontractor has secured the payment of compensation as || || || || || || || || || || ||
provided for in this chapter. || || || ||
Are executive officers and members of LLCs excluded? - correct answer✔✔Any Corp. or
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LLC may exclude up to three executive officers or members from the compulsive coverage
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requirements. ||
No exclusion will be valid unless properly filed with the commissioner
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Injury or Personal Injury - correct answer✔✔Means accidental injury or death arising out
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of and in the course of employment, or any occupational disease.
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Exam with precise detailed answers || || || ||
What is the expiration date of an adjuster's license? - correct answer✔✔license will expire
|| || || || || || || || || || || || || ||
on October 1st of the second calendar year after its issue.
|| || || || || || || || || ||
How many hours does an adjuster need to take to fulfill the Continuing Education
|| || || || || || || || || || || || || ||
requirements? - correct answer✔✔20 hours || || || ||
Adjusters with workers compensation authority must complete 10 hours of workers
|| || || || || || || || || || ||
compensation and 10 hours of multi-line. || || || || ||
Adjusters without workers compensation need 20 hours of multi-line credits.
|| || || || || || || || ||
When can the Commissioner suspend & revoke an adjusters license? Value of fine? - correct
|| || || || || || || || || || || || || ||
answer✔✔Commissioner may revoke license after notice and hearing and issue a fine up to
|| || || || || || || || || || || || || ||
$2500.
||
When can the Commissioner issue a Cease and Desist order?
|| || || || || || || || ||
How many days notice must be given to the adjuster before a hearing? - correct
|| || || || || || || || || || || || || || ||
answer✔✔If the Commissioner has reason to believe an adjuster is using unfair and
|| || || || || || || || || || || || ||
deceptive practices, he may serve that person with charges and a notice of hearing.
|| || || || || || || || || || || || ||
Notice must be given 10 days before the hearing.
|| || || || || || || ||
If adjuster is found to be in violation, the Commissioner will issue a Cease and Desist Order.
|| || || || || || || || || || || || || || || ||
,What is the penalty for violating a Cease and Desist Order - correct
|| || || || || || || || || || || || ||
answer✔✔Commissioner may suspend, revoke, or refuse to renew the license of that || || || || || || || || || || || ||
person.
What is the punishment for a person who misrepresents his identity and acts like an
|| || || || || || || || || || || || || || ||
adjuster?
Is this a felony or misdemeanor? - correct answer✔✔Person may be suspended, have his
|| || || || || || || || || || || || || ||
license revoked and a fine of $2,500.
|| || || || || ||
A natural person - misdemeanor
|| || || || ||
Any other person - felony
|| || || ||
What are three unfair claim settlement practices. - correct answer✔✔Misrepresenting facts
|| || || || || || || || || ||
Failing to acknowledge and act promptly with respect to claims
|| || || || || || || || ||
Failing to have a prompt investigation of the claim
|| || || || || || || ||
The insurer must pay the claimant within ___ days,
|| || || || || || || || ||
If insurer fails to make payment of compensation within that time, the commissioner will
|| || || || || || || || || || || || || ||
issue a civil penalty up to $______ - correct answer✔✔21 days
|| || || || || || || || || ||
$2,500
, What does exclusive remedy mean. - correct answer✔✔An employee accepts the provisions
|| || || || || || || || || || || ||
of worker compensation and waives all rights of action against the employer.
|| || || || || || || || || || ||
A spouse of the employee will also have no action against them.
|| || || || || || || || || || ||
Employment Covered ||
Employee - correct answer✔✔Any person in the service of an employer
|| || || || || || || || || ||
Penalty for Failure to Make Payment of Compensation - correct answer✔✔Commissioner
|| || || || || || || || || || ||
may issue a $2,500 fine to insurer who fails to pay the claim within 21 days after notice of a
|| || || || || || || || || || || || || || || || || || || ||
claim has been received.
|| || ||
Are contractors liable for subcontractors? - correct answer✔✔A contractor who
|| || || || || || || || || ||
subcontracts all or any part of a contract must bear the liability of the subcontractor of that
|| || || || || || || || || || || || || || || || ||
contract for the payment of compensation under this chapter to the employees of the
|| || || || || || || || || || || || || ||
subcontractor, unless the subcontractor has secured the payment of compensation as || || || || || || || || || || ||
provided for in this chapter. || || || ||
Are executive officers and members of LLCs excluded? - correct answer✔✔Any Corp. or
|| || || || || || || || || || || || ||
LLC may exclude up to three executive officers or members from the compulsive coverage
|| || || || || || || || || || || || || ||
requirements. ||
No exclusion will be valid unless properly filed with the commissioner
|| || || || || || || || || ||
Injury or Personal Injury - correct answer✔✔Means accidental injury or death arising out
|| || || || || || || || || || || || ||
of and in the course of employment, or any occupational disease.
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