Worker's Comp Exam Study Set questions with accurate || || || || || || || ||
detailed solutions ||
What important legal concept was introduced by the workers' compensation system? A)
|| || || || || || || || || || || ||
Common law liability B) Negligence C) Personal liability D) No-fault liability - correct
|| || || || || || || || || || || || ||
answer✔✔D) No-fault liability || ||
Which of the following statements are CORRECT? A)Disability, medical, survivor, and
|| || || || || || || || || || ||
rehabilitation benefits are included in all workers compensation laws. B) Neither statement
|| || || || || || || || || || || ||
is correct. C) Both statements are correct. D)Actual details of the provisions regarding
|| || || || || || || || || || || || ||
workers' compensation benefits are likely to be somewhat different in every state since they
|| || || || || || || || || || || || || ||
are established by state law - correct answer✔✔C) Both statements are correct.
|| || || || || || || || || || ||
An injury that results in permanent disability is likely to be compensated on a A) weekly
|| || || || || || || || || || || || || || || ||
basis B) lump-sum basis - correct answer✔✔B) lump-sum basis
|| || || || || || || ||
Temporary disability payments are likely to be paid on a A) weekly basis B) lump-sum basis
|| || || || || || || || || || || || || || || ||
- correct answer✔✔A) weekly basis
|| || || ||
Some workers' compensation legislation may require both weekly and lump-sum benefits.
|| || || || || || || || || || ||
A) False B) True - correct answer✔✔B) True
|| || || || || || ||
Which of the following statements are CORRECT? A)All of these statements are correct.
|| || || || || || || || || || || || ||
B)Some jurisdictions , in addition to computing average weekly wages and applying a
|| || || || || || || || || || || || ||
mandated percentage , stipulate maximum or minimum payments. C) The average weekly
|| || || || || || || || || || || ||
wage computed is always the amount paid to a disabled worker. D)Average weekly wage is
|| || || || || || || || || || || || || || ||
the basis for determining workers' compensation benefits that are paid on a lump-sum basis
|| || || || || || || || || || || || ||
- correct answer✔✔D)Average weekly wage is the basis for determining workers'
|| || || || || || || || || || || ||
compensation benefits that are paid on a lump-sum basis || || || || || || || ||
,Quick Quiz: Which of the following statements are CORRECT? A)Under a typical workers'
|| || || || || || || || || || || || ||
compensation law, the ability to return to work is not a significant factor in a schedule || || || || || || || || || || || || || || || ||
benefit. B)Under a schedule benefit , an injured worker may receive either a one-time
|| || || || || || || || || || || || || ||
lump-sum payment equal to a specified number of weeks of disability payments or weekly
|| || || || || || || || || || || || || ||
benefits for a specified number of weeks regardless of ability to return to work or actually
|| || || || || || || || || || || || || || || ||
returning to work. C) All of these statements are correct. D) Schedule benefits typically
|| || || || || || || || || || || || || ||
apply to disabling injuries that are considered permanent - correct answer✔✔C) All of
|| || || || || || || || || || || || ||
these statements are correct.
|| || ||
Where disfigurement benefits apply, they are considered a subset of A) rehabilitation
|| || || || || || || || || || || ||
benefits. B) medical benefits. C) extra income benefits. D) disability benefits. - correct
|| || || || || || || || || || || || ||
answer✔✔D) disability benefits. || ||
Which one of the following expenses would NOT be paid by workers' compensation
|| || || || || || || || || || || || ||
medical benefits if incurred by an injured worker? A) Costs to reimburse the worker for
|| || || || || || || || || || || || || || ||
wages lost following the injury B) Transportation costs from the place of employment to an
|| || || || || || || || || || || || || || ||
emergency room C) The fee of an orthopedic surgeon treating the injured person D) The
|| || || || || || || || || || || || || || ||
cost of a prescription to relieve the injured worker's pain - correct answer✔✔A) Costs to
|| || || || || || || || || || || || || || ||
reimburse the worker for wages lost following the injury || || || || || || || ||
Which one of the following is NOT taken into consideration when determining the amounts
|| || || || || || || || || || || || ||
to be paid as survivor benefits? A) The number of dependents surviving the deceased B)
|| || || || || || || || || || || || || || || ||
The generosity of the deceased employee's employer C) Maximum benefits specified in the
|| || || || || || || || || || || || ||
individual workers compensation law D) The deceased's earnings - correct answer✔✔B)
|| || || || || || || || || || ||
The generosity of the deceased employee's employer
|| || || || || ||
Which of these are likely to be funded by workers' compensation rehabilitation benefits?
|| || || || || || || || || || || || ||
Assume in all cases the individual was injured on the job and is eligible for workers'
|| || || || || || || || || || || || || || || ||
compensation benefits. A)A monitored exercise program prescribed by a physician for a || || || || || || || || || || || ||
worker whose limbs have withered following months of hospitalization B) All of these
|| || || || || || || || || || || || ||
expenses would be eligible C) Costs to travel to a nearby city for training in the use of an
|| || || || || || || || || || || || || || || || || || ||
,artificial limb D) Training in office skills for a manual laborer whose legs were amputated
|| || || || || || || || || || || || || || ||
in an accident - correct answer✔✔B) All of these expenses would be eligible
|| || || || || || || || || || || ||
Which of the following statements are CORRECT? A) Neither statement is correct. B) Both
|| || || || || || || || || || || || || ||
statements are correct. C) Rehabilitation often leads to lower costs for insurance payouts. D)
|| || || || || || || || || || || || ||
Rehabilitation frequently brings disabled workers back to gainful employment and self-
|| || || || || || || || || || ||
dignity - correct answer✔✔B) Both statements are correct.
|| || || || || || ||
The first requirement for an injury to be compensable by workers' compensation is that the
|| || || || || || || || || || || || || || ||
injury be accidental from the viewpoint of A) the injured worker B) the employer - correct
|| || || || || || || || || || || || || || || ||
answer✔✔A) the injured worker || || ||
Which of the following examples meet the arising out of employment criterion? A)A worker
|| || || || || || || || || || || || ||
using a power saw in a factory is injured when a piece of wood is ejected from the material
|| || || || || || || || || || || || || || || || || || || ||
being cut. B) Neither of these. C) A factory worker suffers minor internal injury from harsh
|| || || || || || || || || || || || || || || ||
coughing as the result of cigarette smoking. D) Both of these. - correct answer✔✔A)A
|| || || || || || || || || || || || || ||
worker using a power saw in a factory is injured when a piece of wood is ejected from the
|| || || || || || || || || || || || || || || || || || ||
material being cut. || ||
Which of the following injuries appear to qualify as compensable under workers'
|| || || || || || || || || || || ||
compensation law? A)A service technician drives a company vehicle to service clients' || || || || || || || || || || || ||
equipment at their premises. The technician is injured in an auto accident while en route to
|| || || || || || || || || || || || || || || ||
a client's location. B) Neither of these. C)A service technician drives a company vehicle
|| || || || || || || || || || || || || ||
while at work and is permitted to take the company vehicle home at night. After working
|| || || || || || || || || || || || || || || ||
hours in her own neighborhood , the technician is injured in an auto accident. D) Both of
|| || || || || || || || || || || || || || || || ||
these - correct answer✔✔A)A service technician drives a company vehicle to service clients'
|| || || || || || || || || || || ||
equipment at their premises. The technician is injured in an auto accident while en route to
|| || || || || || || || || || || || || || || ||
a client's location.
|| || ||
Which of the following injuries would probably be excluded under state workers'
|| || || || || || || || || || || ||
compensation laws? A)Dave is furious with his supervisor, Frank, over a bad performance || || || || || || || || || || || || ||
review and punches Frank in the nose . Dave's hand is broken as a result. B)Martin sprains
|| || || || || || || || || || || || || || || || ||
his knee while playing softball for his employer-sponsored team. Martin was not required to
|| || || || || || || || || || || || ||
, join the team as a condition of his employment. C) Lisa, a restaurant employee , is seriously
|| || || || || || || || || || || || || || || || ||
burned when she trips over a customer's foot and spills the pot of coffee she was carrying
|| || || || || || || || || || || || || || || || || ||
on herself. D) The examples involving Martin and Dave would be excluded - correct
|| || || || || || || || || || || || || ||
answer✔✔D) The examples involving Martin and Dave would be excluded || || || || || || || || ||
Which of the following qualify as an occupational disease as we have defined it here? A)A
|| || || || || || || || || || || || || || || ||
school teacher develops bronchitis while in the classroom. B) A wine taster employed by a
|| || || || || || || || || || || || || || ||
winery becomes ill after drinking from a single batch of contaminated wine . C) A shipping
|| || || || || || || || || || || || || || || ||
clerk comes down with influenza while on the job. D)A chemical engineer develops a throat
|| || || || || || || || || || || || || ||
disease due to working with toxins in the laboratory where she is employed . - correct
|| || || || || || || || || || || || || || || || ||
answer✔✔D)A chemical engineer develops a throat disease due to working with toxins in || || || || || || || || || || || || ||
the laboratory where she is employed .
|| || || || || ||
Which of the following statements are CORRECT? A)Treating nonoccupational diseases as
|| || || || || || || || || || ||
occupational diseases for workers' compensation purposes is not uniform throughout the || || || || || || || || || || ||
U.S. B) Neither statement is correct. C) Both statements are correct. D) Certain diseases that
|| || || || || || || || || || || || || ||
the general public is exposed to may be considered occupational diseases - correct
|| || || || || || || || || || || || || ||
answer✔✔C) Both statements are correct. || || || ||
The type of disability that does not last for a lifetime is known as a A) permanent disability
|| || || || || || || || || || || || || || || || || ||
B) temporary disability - correct answer✔✔B) temporary disability
|| || || || || || ||
A disability that lasts for a lifetime is called a A) permanent disability B) temporary
|| || || || || || || || || || || || || || ||
disability - correct answer✔✔A) permanent disability || || || || ||
Marcos, a construction worker, injures his back when he falls off a roof at a construction
|| || || || || || || || || || || || || || || ||
site. This injury leaves him permanently unable to lift more than 20 pounds, so he cannot
|| || || || || || || || || || || || || || || ||
continue working in construction. Marcos completes a training program to become a
|| || || || || || || || || || || ||
paralegal and is hired to work at a law firm. Marcos's injury would be considered a A)
|| || || || || || || || || || || || || || || || ||
partial disability B) total disability - correct answer✔✔A) partial disability
|| || || || || || || || ||
detailed solutions ||
What important legal concept was introduced by the workers' compensation system? A)
|| || || || || || || || || || || ||
Common law liability B) Negligence C) Personal liability D) No-fault liability - correct
|| || || || || || || || || || || || ||
answer✔✔D) No-fault liability || ||
Which of the following statements are CORRECT? A)Disability, medical, survivor, and
|| || || || || || || || || || ||
rehabilitation benefits are included in all workers compensation laws. B) Neither statement
|| || || || || || || || || || || ||
is correct. C) Both statements are correct. D)Actual details of the provisions regarding
|| || || || || || || || || || || || ||
workers' compensation benefits are likely to be somewhat different in every state since they
|| || || || || || || || || || || || || ||
are established by state law - correct answer✔✔C) Both statements are correct.
|| || || || || || || || || || ||
An injury that results in permanent disability is likely to be compensated on a A) weekly
|| || || || || || || || || || || || || || || ||
basis B) lump-sum basis - correct answer✔✔B) lump-sum basis
|| || || || || || || ||
Temporary disability payments are likely to be paid on a A) weekly basis B) lump-sum basis
|| || || || || || || || || || || || || || || ||
- correct answer✔✔A) weekly basis
|| || || ||
Some workers' compensation legislation may require both weekly and lump-sum benefits.
|| || || || || || || || || || ||
A) False B) True - correct answer✔✔B) True
|| || || || || || ||
Which of the following statements are CORRECT? A)All of these statements are correct.
|| || || || || || || || || || || || ||
B)Some jurisdictions , in addition to computing average weekly wages and applying a
|| || || || || || || || || || || || ||
mandated percentage , stipulate maximum or minimum payments. C) The average weekly
|| || || || || || || || || || || ||
wage computed is always the amount paid to a disabled worker. D)Average weekly wage is
|| || || || || || || || || || || || || || ||
the basis for determining workers' compensation benefits that are paid on a lump-sum basis
|| || || || || || || || || || || || ||
- correct answer✔✔D)Average weekly wage is the basis for determining workers'
|| || || || || || || || || || || ||
compensation benefits that are paid on a lump-sum basis || || || || || || || ||
,Quick Quiz: Which of the following statements are CORRECT? A)Under a typical workers'
|| || || || || || || || || || || || ||
compensation law, the ability to return to work is not a significant factor in a schedule || || || || || || || || || || || || || || || ||
benefit. B)Under a schedule benefit , an injured worker may receive either a one-time
|| || || || || || || || || || || || || ||
lump-sum payment equal to a specified number of weeks of disability payments or weekly
|| || || || || || || || || || || || || ||
benefits for a specified number of weeks regardless of ability to return to work or actually
|| || || || || || || || || || || || || || || ||
returning to work. C) All of these statements are correct. D) Schedule benefits typically
|| || || || || || || || || || || || || ||
apply to disabling injuries that are considered permanent - correct answer✔✔C) All of
|| || || || || || || || || || || || ||
these statements are correct.
|| || ||
Where disfigurement benefits apply, they are considered a subset of A) rehabilitation
|| || || || || || || || || || || ||
benefits. B) medical benefits. C) extra income benefits. D) disability benefits. - correct
|| || || || || || || || || || || || ||
answer✔✔D) disability benefits. || ||
Which one of the following expenses would NOT be paid by workers' compensation
|| || || || || || || || || || || || ||
medical benefits if incurred by an injured worker? A) Costs to reimburse the worker for
|| || || || || || || || || || || || || || ||
wages lost following the injury B) Transportation costs from the place of employment to an
|| || || || || || || || || || || || || || ||
emergency room C) The fee of an orthopedic surgeon treating the injured person D) The
|| || || || || || || || || || || || || || ||
cost of a prescription to relieve the injured worker's pain - correct answer✔✔A) Costs to
|| || || || || || || || || || || || || || ||
reimburse the worker for wages lost following the injury || || || || || || || ||
Which one of the following is NOT taken into consideration when determining the amounts
|| || || || || || || || || || || || ||
to be paid as survivor benefits? A) The number of dependents surviving the deceased B)
|| || || || || || || || || || || || || || || ||
The generosity of the deceased employee's employer C) Maximum benefits specified in the
|| || || || || || || || || || || || ||
individual workers compensation law D) The deceased's earnings - correct answer✔✔B)
|| || || || || || || || || || ||
The generosity of the deceased employee's employer
|| || || || || ||
Which of these are likely to be funded by workers' compensation rehabilitation benefits?
|| || || || || || || || || || || || ||
Assume in all cases the individual was injured on the job and is eligible for workers'
|| || || || || || || || || || || || || || || ||
compensation benefits. A)A monitored exercise program prescribed by a physician for a || || || || || || || || || || || ||
worker whose limbs have withered following months of hospitalization B) All of these
|| || || || || || || || || || || || ||
expenses would be eligible C) Costs to travel to a nearby city for training in the use of an
|| || || || || || || || || || || || || || || || || || ||
,artificial limb D) Training in office skills for a manual laborer whose legs were amputated
|| || || || || || || || || || || || || || ||
in an accident - correct answer✔✔B) All of these expenses would be eligible
|| || || || || || || || || || || ||
Which of the following statements are CORRECT? A) Neither statement is correct. B) Both
|| || || || || || || || || || || || || ||
statements are correct. C) Rehabilitation often leads to lower costs for insurance payouts. D)
|| || || || || || || || || || || || ||
Rehabilitation frequently brings disabled workers back to gainful employment and self-
|| || || || || || || || || || ||
dignity - correct answer✔✔B) Both statements are correct.
|| || || || || || ||
The first requirement for an injury to be compensable by workers' compensation is that the
|| || || || || || || || || || || || || || ||
injury be accidental from the viewpoint of A) the injured worker B) the employer - correct
|| || || || || || || || || || || || || || || ||
answer✔✔A) the injured worker || || ||
Which of the following examples meet the arising out of employment criterion? A)A worker
|| || || || || || || || || || || || ||
using a power saw in a factory is injured when a piece of wood is ejected from the material
|| || || || || || || || || || || || || || || || || || || ||
being cut. B) Neither of these. C) A factory worker suffers minor internal injury from harsh
|| || || || || || || || || || || || || || || ||
coughing as the result of cigarette smoking. D) Both of these. - correct answer✔✔A)A
|| || || || || || || || || || || || || ||
worker using a power saw in a factory is injured when a piece of wood is ejected from the
|| || || || || || || || || || || || || || || || || || ||
material being cut. || ||
Which of the following injuries appear to qualify as compensable under workers'
|| || || || || || || || || || || ||
compensation law? A)A service technician drives a company vehicle to service clients' || || || || || || || || || || || ||
equipment at their premises. The technician is injured in an auto accident while en route to
|| || || || || || || || || || || || || || || ||
a client's location. B) Neither of these. C)A service technician drives a company vehicle
|| || || || || || || || || || || || || ||
while at work and is permitted to take the company vehicle home at night. After working
|| || || || || || || || || || || || || || || ||
hours in her own neighborhood , the technician is injured in an auto accident. D) Both of
|| || || || || || || || || || || || || || || || ||
these - correct answer✔✔A)A service technician drives a company vehicle to service clients'
|| || || || || || || || || || || ||
equipment at their premises. The technician is injured in an auto accident while en route to
|| || || || || || || || || || || || || || || ||
a client's location.
|| || ||
Which of the following injuries would probably be excluded under state workers'
|| || || || || || || || || || || ||
compensation laws? A)Dave is furious with his supervisor, Frank, over a bad performance || || || || || || || || || || || || ||
review and punches Frank in the nose . Dave's hand is broken as a result. B)Martin sprains
|| || || || || || || || || || || || || || || || ||
his knee while playing softball for his employer-sponsored team. Martin was not required to
|| || || || || || || || || || || || ||
, join the team as a condition of his employment. C) Lisa, a restaurant employee , is seriously
|| || || || || || || || || || || || || || || || ||
burned when she trips over a customer's foot and spills the pot of coffee she was carrying
|| || || || || || || || || || || || || || || || || ||
on herself. D) The examples involving Martin and Dave would be excluded - correct
|| || || || || || || || || || || || || ||
answer✔✔D) The examples involving Martin and Dave would be excluded || || || || || || || || ||
Which of the following qualify as an occupational disease as we have defined it here? A)A
|| || || || || || || || || || || || || || || ||
school teacher develops bronchitis while in the classroom. B) A wine taster employed by a
|| || || || || || || || || || || || || || ||
winery becomes ill after drinking from a single batch of contaminated wine . C) A shipping
|| || || || || || || || || || || || || || || ||
clerk comes down with influenza while on the job. D)A chemical engineer develops a throat
|| || || || || || || || || || || || || ||
disease due to working with toxins in the laboratory where she is employed . - correct
|| || || || || || || || || || || || || || || || ||
answer✔✔D)A chemical engineer develops a throat disease due to working with toxins in || || || || || || || || || || || || ||
the laboratory where she is employed .
|| || || || || ||
Which of the following statements are CORRECT? A)Treating nonoccupational diseases as
|| || || || || || || || || || ||
occupational diseases for workers' compensation purposes is not uniform throughout the || || || || || || || || || || ||
U.S. B) Neither statement is correct. C) Both statements are correct. D) Certain diseases that
|| || || || || || || || || || || || || ||
the general public is exposed to may be considered occupational diseases - correct
|| || || || || || || || || || || || || ||
answer✔✔C) Both statements are correct. || || || ||
The type of disability that does not last for a lifetime is known as a A) permanent disability
|| || || || || || || || || || || || || || || || || ||
B) temporary disability - correct answer✔✔B) temporary disability
|| || || || || || ||
A disability that lasts for a lifetime is called a A) permanent disability B) temporary
|| || || || || || || || || || || || || || ||
disability - correct answer✔✔A) permanent disability || || || || ||
Marcos, a construction worker, injures his back when he falls off a roof at a construction
|| || || || || || || || || || || || || || || ||
site. This injury leaves him permanently unable to lift more than 20 pounds, so he cannot
|| || || || || || || || || || || || || || || ||
continue working in construction. Marcos completes a training program to become a
|| || || || || || || || || || || ||
paralegal and is hired to work at a law firm. Marcos's injury would be considered a A)
|| || || || || || || || || || || || || || || || ||
partial disability B) total disability - correct answer✔✔A) partial disability
|| || || || || || || || ||
