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PA PROPERTY & CASUALTY INSURANCE
EXAM 2026 LATEST QUESTIONS AND
ANSWERS| ACE YOUR GRADES.
1. All of the following are considered covered under vehicle under
a personal automobile policy except - correct answer -
Motorcycle
2. A temporary insurance producer license may be initially issued
for a maximum of - correct answer -180
3. Lightning strikes a house and causes a fire. The fire
department extinguished the fire which results in water
damage. The water damage represents which type of loss. -
correct answer -Direct
4. Which of the following is not covered under supplementary
payment coverage of the liability section of the personal
automobile policy? - correct answer -Rental Costs
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5. According to the assignment condition, a policy can only be
transferred to another person with the written permission of the
- correct answer -Insured
6. A producer fiduciary responsibility includes which of the
following activities - correct answer -Recording the receipt and
remitting of premiums due to an insurer
7. All of the following perils are included in an unendorsed
Dwelling Basic Form DP1 except - correct answer -Theft
8. An insurance contracts states that when a loss occurs an
individual should be restored to financial condition just prior to
the loss. What principle is interested? - correct answer -
Indemnity
9. Coverage D of the farm property provides additional coverage
for which of the following? - correct answer -Living expenses
for the loss of use of living quarters in residence premises
PA PROPERTY & CASUALTY INSURANCE
EXAM 2026 LATEST QUESTIONS AND
ANSWERS| ACE YOUR GRADES.
1. All of the following are considered covered under vehicle under
a personal automobile policy except - correct answer -
Motorcycle
2. A temporary insurance producer license may be initially issued
for a maximum of - correct answer -180
3. Lightning strikes a house and causes a fire. The fire
department extinguished the fire which results in water
damage. The water damage represents which type of loss. -
correct answer -Direct
4. Which of the following is not covered under supplementary
payment coverage of the liability section of the personal
automobile policy? - correct answer -Rental Costs
, Page | 2
5. According to the assignment condition, a policy can only be
transferred to another person with the written permission of the
- correct answer -Insured
6. A producer fiduciary responsibility includes which of the
following activities - correct answer -Recording the receipt and
remitting of premiums due to an insurer
7. All of the following perils are included in an unendorsed
Dwelling Basic Form DP1 except - correct answer -Theft
8. An insurance contracts states that when a loss occurs an
individual should be restored to financial condition just prior to
the loss. What principle is interested? - correct answer -
Indemnity
9. Coverage D of the farm property provides additional coverage
for which of the following? - correct answer -Living expenses
for the loss of use of living quarters in residence premises
