PSHRA CERTIFICATION EXAM PREPARATION
NEWEST 2026-2027 WITH COMPLETE QUESTIONS
AND CORRECT ANSWERS |BRAND NEW VERSION!
1. What is the primary mission of public housing authorities
(PHAs)?
A. To generate profit for local governments
B. To provide safe, affordable housing to eligible families
C. To build commercial real estate
D. To regulate private landlords
Answer: B
Rationale: PHAs exist mainly to ensure low-income households
have access to safe and affordable housing.
2. Which federal agency oversees most public housing
programs?
A. FHA
B. USDA
C. HUD
D. IRS
Answer: C
Rationale: The U.S. Department of Housing and Urban
Development (HUD) administers federal public housing
programs.
,3. The Housing Choice Voucher Program is commonly known
as:
A. Section 9
B. Section 8
C. Section 42
D. Section 202
Answer: B
Rationale: Section 8 refers to the Housing Choice Voucher
Program assisting low-income tenants.
4. What is the main purpose of income verification in housing
programs?
A. To increase rent arbitrarily
B. To determine program eligibility and rent calculation
C. To report to credit agencies
D. To eliminate waiting lists
Answer: B
Rationale: Accurate income verification ensures correct
eligibility and tenant rent contributions.
5. Which document outlines rules and policies for PHA
operations?
A. Admissions and Continued Occupancy Policy (ACOP)
B. Lease addendum
C. Tax code
D. Procurement manual
,Answer: A
Rationale: ACOP governs admissions, occupancy, and
continued eligibility in public housing.
6. What does “annual reexamination” primarily assess?
A. Property taxes
B. Tenant income and family composition
C. Building code compliance
D. Staff performance
Answer: B
Rationale: PHAs must annually review tenant circumstances to
maintain program accuracy.
7. A reasonable accommodation is best described as:
A. A rent increase waiver
B. A structural redesign requirement
C. A change in rules or environment to assist persons with
disabilities
D. A landlord preference
Answer: C
Rationale: Fair housing laws require accommodations that
allow equal housing access.
8. The waiting list preference system is used to:
A. Increase rent revenue
, B. Prioritize applicants based on local policy
C. Eliminate background checks
D. Reduce inspections
Answer: B
Rationale: Preferences help PHAs serve the most urgent
housing needs first.
9. What is the typical tenant rent contribution in public
housing?
A. 10% of income
B. 20% of income
C. 30% of adjusted income
D. 50% of income
Answer: C
Rationale: Standard tenant payment is generally 30% of
adjusted monthly income.
10. Which law prohibits discrimination in housing?
A. Fair Housing Act
B. Clean Air Act
C. ADA Title I
D. Social Security Act
Answer: A
Rationale: The Fair Housing Act protects against housing
discrimination.
NEWEST 2026-2027 WITH COMPLETE QUESTIONS
AND CORRECT ANSWERS |BRAND NEW VERSION!
1. What is the primary mission of public housing authorities
(PHAs)?
A. To generate profit for local governments
B. To provide safe, affordable housing to eligible families
C. To build commercial real estate
D. To regulate private landlords
Answer: B
Rationale: PHAs exist mainly to ensure low-income households
have access to safe and affordable housing.
2. Which federal agency oversees most public housing
programs?
A. FHA
B. USDA
C. HUD
D. IRS
Answer: C
Rationale: The U.S. Department of Housing and Urban
Development (HUD) administers federal public housing
programs.
,3. The Housing Choice Voucher Program is commonly known
as:
A. Section 9
B. Section 8
C. Section 42
D. Section 202
Answer: B
Rationale: Section 8 refers to the Housing Choice Voucher
Program assisting low-income tenants.
4. What is the main purpose of income verification in housing
programs?
A. To increase rent arbitrarily
B. To determine program eligibility and rent calculation
C. To report to credit agencies
D. To eliminate waiting lists
Answer: B
Rationale: Accurate income verification ensures correct
eligibility and tenant rent contributions.
5. Which document outlines rules and policies for PHA
operations?
A. Admissions and Continued Occupancy Policy (ACOP)
B. Lease addendum
C. Tax code
D. Procurement manual
,Answer: A
Rationale: ACOP governs admissions, occupancy, and
continued eligibility in public housing.
6. What does “annual reexamination” primarily assess?
A. Property taxes
B. Tenant income and family composition
C. Building code compliance
D. Staff performance
Answer: B
Rationale: PHAs must annually review tenant circumstances to
maintain program accuracy.
7. A reasonable accommodation is best described as:
A. A rent increase waiver
B. A structural redesign requirement
C. A change in rules or environment to assist persons with
disabilities
D. A landlord preference
Answer: C
Rationale: Fair housing laws require accommodations that
allow equal housing access.
8. The waiting list preference system is used to:
A. Increase rent revenue
, B. Prioritize applicants based on local policy
C. Eliminate background checks
D. Reduce inspections
Answer: B
Rationale: Preferences help PHAs serve the most urgent
housing needs first.
9. What is the typical tenant rent contribution in public
housing?
A. 10% of income
B. 20% of income
C. 30% of adjusted income
D. 50% of income
Answer: C
Rationale: Standard tenant payment is generally 30% of
adjusted monthly income.
10. Which law prohibits discrimination in housing?
A. Fair Housing Act
B. Clean Air Act
C. ADA Title I
D. Social Security Act
Answer: A
Rationale: The Fair Housing Act protects against housing
discrimination.
