SYSTEMS) (Latest Update )
Questions & Answers {Grade A} 100%
Correct
WCB Forms - correct answer Employers Report of injury or occupational disease
(within 72 hours of injury reported), workers report, and physicians report
Purpose of Workers Compensation Legislation - correct answer • have been injured or
become ill as a result of their employment
• lose time from work, as a result
WCB Coverage Exempt Companies - correct answer • financial institutions; e.g., banks
• consulting services
• piano tuners
• travel agencies
,• commercial feed lots
• advertising agencies.
Although employers in these industries are exempt, they may opt to have WCB
coverage.
WCB Premiums - correct answer WCB premiums pay for lost wages, health care
costs, services to help the worker get back to work, and survivor benefits. The more
injuries and illnesses, the higher the group's premium rate. The WCB also has
incentive programs where employers can get money back if they have a good
injury/illness record.
Workers' Compensation benefits - correct answer Workers' Compensation benefits
include:
• money to replace lost wages - Benefits are 90% of net earnings.
• payment for health care costs related to the workplace injury or illness, such as:
,• treatment by doctors, chiropractors, physiotherapists, dentists
• hospitalization, surgery and emergency care
• prescription drugs
• prosthetic, orthotics, glasses, hearing aids, crutches, wheelchairs and other assistive
devices
• contracted services, such as an attendant, and other measures to help severely
impaired workers live independently
• travel costs related to the claim; e.g., travel to medical appointments
• retraining for an injured worker who cannot return to his or her pre-injury occupation
• employer services to help get an injured worker back to work in a timely fashion
• assessment and return to work options to determine suitable work
• survivor's benefits to spouse and dependents.
WCB must be notified of any injury or illness that: - correct answer WCB must be
notified of any injury or illness that:
, • causes the worker to lose time from work
• has the potential to cause the worker to lose time from work
• requires the worker to work in a modified work position at less than regular pay
• would cause the worker to receive lower earnings for regular work.
Who Reports (WCB) - correct answer The employer must complete and return an
Employer's Report of Injury or Occupational Disease form to the WCB within 72 hours
of being informed by the worker.
A worker who is injured must complete a Worker's Report of Injury form (available
from the employer) and send it to the WCB as soon as possible. Any other information,
such as a list of witnesses, is also useful and should be included with the Worker's
Report of Injury form.