Page 1
, North Carolina Medicare Supplement and
Long Term Care Exam Questions and Answers
(100% verified Answers)2025/ 2026
|Guaranteed Pass
Multiple choices
An individual who is not eligible for premium-free Medicare Part A coverage may apply
for coverage during which of the following enrollment periods?
A. All of the above
B. Initial enrollment period
C. General enrollment period
D. Special enrollment period
A. All of the above
Medicare makes what payment for services in which another payer may be
responsible:
A. Conditional payment
B. Interim payment
C. Transitional payment
D. Temporary payment
A. Conditional payment
Insurers must offer inflation protection in which of the following policies?
A. Medicare Part C
B. Medigap
C. Long-Term Care
D. Medicaid
C. Long-Term Care
Page 2
, What program safeguards against unnecessary and inappropriate medical care
rendered to Medicaid recipients?
A. Medicaid review program
B. Utilization renew program
C. Quality improvement organization
D. Utilization review program
D. Utilization review program
Which of the following is not a requirement for long-term care plans?
A. The individual must be unable to perform at least two ADLs
B. Inflation protection must be provided
C. Policies must accrue cash value
D. Coveraged cannot reimburse insureds for medical expenses or services covered by
Medicare.
C. Policies must accrue cash value.
Which entity handles claims from hospitals, skilled nursing facilities, home health
agencies and hospices?
A. Carrier
B. Intermediary
C. Quality Improvement Organization
D. Utilization Review Committee
B. Intermediary
What is the term for private organizations that administer Medicare Part B benefits?
A. Carriers
B. Medical Providers
C. Intermediaries
D. Peer review organizations
A. Carriers
All of the following are requirements for long-term care and medigap policy except:
A. The agent must provide the applicant with a notice regarding replacement
Page 3
, North Carolina Medicare Supplement and
Long Term Care Exam Questions and Answers
(100% verified Answers)2025/ 2026
|Guaranteed Pass
Multiple choices
An individual who is not eligible for premium-free Medicare Part A coverage may apply
for coverage during which of the following enrollment periods?
A. All of the above
B. Initial enrollment period
C. General enrollment period
D. Special enrollment period
A. All of the above
Medicare makes what payment for services in which another payer may be
responsible:
A. Conditional payment
B. Interim payment
C. Transitional payment
D. Temporary payment
A. Conditional payment
Insurers must offer inflation protection in which of the following policies?
A. Medicare Part C
B. Medigap
C. Long-Term Care
D. Medicaid
C. Long-Term Care
Page 2
, What program safeguards against unnecessary and inappropriate medical care
rendered to Medicaid recipients?
A. Medicaid review program
B. Utilization renew program
C. Quality improvement organization
D. Utilization review program
D. Utilization review program
Which of the following is not a requirement for long-term care plans?
A. The individual must be unable to perform at least two ADLs
B. Inflation protection must be provided
C. Policies must accrue cash value
D. Coveraged cannot reimburse insureds for medical expenses or services covered by
Medicare.
C. Policies must accrue cash value.
Which entity handles claims from hospitals, skilled nursing facilities, home health
agencies and hospices?
A. Carrier
B. Intermediary
C. Quality Improvement Organization
D. Utilization Review Committee
B. Intermediary
What is the term for private organizations that administer Medicare Part B benefits?
A. Carriers
B. Medical Providers
C. Intermediaries
D. Peer review organizations
A. Carriers
All of the following are requirements for long-term care and medigap policy except:
A. The agent must provide the applicant with a notice regarding replacement
Page 3
