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State Farm Auto Exam with precise detailed answers

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State Farm Auto Exam with precise detailed answers

Institution
STATE FARM INSURANCE
Course
STATE FARM INSURANCE

Content preview

State Farm Auto Exam with precise detailed answers || || || || || || ||




Competitive Bids - ✔✔The competitive bid process requires that two or more repairers
|| || || || || || || || || || || || ||




submit competitive estimates or
|| || ||




"bids" for a specific repair job. The amount of the low, complete bid is generally considered
|| || || || || || || || || || || || || || || ||




to

be the "competitive" price and is used as the basis for settlement. In all cases, the vehicle
|| || || || || || || || || || || || || || || || ||




owner

selects the facility that will perform repairs.
|| || || || || ||




PCPs - ✔✔State Farm uses a continuous
|| || || || || ||




survey that gives repairers the opportunity to provide information
|| || || || || || || ||




online. The repairer information is used to determine labor rates and material pricing levels
|| || || || || || || || || || || || || ||




that

reflect prevailing prices in that area. PCPs are determined by analyzing information
|| || || || || || || || || || || ||




provided by ||




repairers that meet the Equipment/Capabilities Criteria listed on the Repair Facility Survey
|| || || || || || || || || || || ||




form



Select Service Program - ✔✔In some market areas, repairers have been selected to
|| || || || || || || || || || || || ||




participate in State Farm's Select Service || || || || ||




Program. The program is designed to enhance claim service,
|| || || || || || || ||




increase efficiency, and afford || || ||




customers an opportunity to select qualified repairers to inspect and estimate vehicle
|| || || || || || || || || || || ||




damage



Paintless Dent repair - ✔✔Paintless Dent Repair (PDR) is an industry recognized repair
|| || || || || || || || || || || || ||




process that involves the removal|| || || ||

, of

hail dents or other types of damage from metal exterior surface panels without disturbing
|| || || || || || || || || || || || || ||




the

vehicle's finish. In most cases, this procedure involves the use of specialized tools to apply
|| || || || || || || || || || || || || ||




pressure to the backside of the panel to remove surface imperfections. Other techniques
|| || || || || || || || || || || || ||




may be ||




used to repair damage from the topside of the panel, depending on the size and location of
|| || || || || || || || || || || || || || || || ||




the

damage. By using either of these techniques, the technician is able to restore panel
|| || || || || || || || || || || || || ||




appearance

which eliminates the need for refinishing the panel's surface area.
|| || || || || || || || ||




The PDR process is often used to repair hail damage or other similar dents that occur when
|| || || || || || || || || || || || || || || || ||




an

outer panel strikes (or is struck by) an object that has not compromised the finish of the
|| || || || || || || || || || || || || || || || ||




panel.

Since the outer finish of the panel has not been disturbed, it eliminates the refinishing
|| || || || || || || || || || || || || || ||




process

and may allow for repairs to be completed in a more timely and cost effective manner.
|| || || || || || || || || || || || || || ||




ICAR - ✔✔Inter Industry Conference on Auto Collision Repair.
|| || || || || || || ||




Determining Repair Costs - ✔✔The prices we pay for most repair operations will be || || || || || || || || || || || || || ||




determined from printed or electronic || || || ||




collision estimating guides and repair facility survey results. However, it is not possible to
|| || || || || || || || || || || || ||




determine the cost of every repair operation from these sources. For example, when
|| || || || || || || || || || || || ||




estimating a ||




sheet metal ||




or other repair operation, the labor estimate is based on judgment time. When
|| || || || || || || || || || || ||

Written for

Institution
STATE FARM INSURANCE
Course
STATE FARM INSURANCE

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