State farm certification - claims adjuster Exam with 100%
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correct detailed answers || ||
Special Limits of Liability for || || || || ||
1. money - ✔✔$200 for money or coins
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whats covered under dwelling - ✔✔1.structures attached to dwelling
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2.materials/supplies on or adjacent to residence premises for construction use or alteration || || || || || || || || || || || ||
of the premises.
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3.foundation, footings, floor slabs supporting dwelling || || || || ||
-wall to wall carpeting
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other structures separated by clear space are.... such as - ✔✔covered.
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Structures connected to the dwelling by only || || || || || ||
a fence, utility line, or similar connection are considered
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to be other structures.
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We do not cover other structures: - ✔✔1.not permanently attached to or otherwise forming
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a
part of the realty;
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2.used in whole or in part for business purposes; or
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3.rented or held for rental to a person not a tenant of|| || || || || || || || || || ||
the dwelling, unless used solely as a private garage.
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land, costs to replace/stabilize or store lands are ____ covered - ✔✔not
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, Cov A ||
1.At your request, we
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will cover personal property owned by others while____
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2.we will also cover personal property owned by a guest or a
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residence employee, while_____ - ✔✔the || || || ||
property is on the part of the residence premises occupied exclusively by an insured.
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2.the property is in any other
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residence occupied by an insured. || || || ||
Cov B ||
We cover personal property usually situated at an in-
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sured's residence, other than the residence premises,
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for up to ___or ____of the Coverage ____ limit, whichever is greater. - ✔✔$1,000 or 10%, B
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limit.
Additional Living Expense is for up to (time) - ✔✔for up to 24 || || || || || || || || || || || ||
months. Our payment is limited to incurred costs for the
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shortest of: (a) the time required to repair or replace the
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premises; (b) the time required for your household to || || || || || || || ||
settle elsewhere; or (c) 24 months.
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Fair Rental Value. up to - ✔✔12 months
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correct detailed answers || ||
Special Limits of Liability for || || || || ||
1. money - ✔✔$200 for money or coins
|| || || || || || ||
whats covered under dwelling - ✔✔1.structures attached to dwelling
|| || || || || || || ||
2.materials/supplies on or adjacent to residence premises for construction use or alteration || || || || || || || || || || || ||
of the premises.
|| || ||
3.foundation, footings, floor slabs supporting dwelling || || || || ||
-wall to wall carpeting
|| || ||
other structures separated by clear space are.... such as - ✔✔covered.
|| || || || || || || || || || ||
Structures connected to the dwelling by only || || || || || ||
a fence, utility line, or similar connection are considered
|| || || || || || || ||
to be other structures.
|| || ||
We do not cover other structures: - ✔✔1.not permanently attached to or otherwise forming
|| || || || || || || || || || || || || ||
a
part of the realty;
|| || ||
2.used in whole or in part for business purposes; or
|| || || || || || || || ||
3.rented or held for rental to a person not a tenant of|| || || || || || || || || || ||
the dwelling, unless used solely as a private garage.
|| || || || || || || ||
land, costs to replace/stabilize or store lands are ____ covered - ✔✔not
|| || || || || || || || || || ||
, Cov A ||
1.At your request, we
|| || ||
will cover personal property owned by others while____
|| || || || || || || ||
2.we will also cover personal property owned by a guest or a
|| || || || || || || || || || ||
residence employee, while_____ - ✔✔the || || || ||
property is on the part of the residence premises occupied exclusively by an insured.
|| || || || || || || || || || || || ||
2.the property is in any other
|| || || || ||
residence occupied by an insured. || || || ||
Cov B ||
We cover personal property usually situated at an in-
|| || || || || || || ||
sured's residence, other than the residence premises,
|| || || || || ||
for up to ___or ____of the Coverage ____ limit, whichever is greater. - ✔✔$1,000 or 10%, B
|| || || || || || || || || || || || || || || || ||
limit.
Additional Living Expense is for up to (time) - ✔✔for up to 24 || || || || || || || || || || || ||
months. Our payment is limited to incurred costs for the
|| || || || || || || || ||
shortest of: (a) the time required to repair or replace the
|| || || || || || || || || ||
premises; (b) the time required for your household to || || || || || || || ||
settle elsewhere; or (c) 24 months.
|| || || || ||
Fair Rental Value. up to - ✔✔12 months
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