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NJ PSI PROPERTY AND CASUALTY
EXAM 2026 WITH QUESTIONS AND
ANSWERS
The Mobile Home Endorsement of a Homeowners policy affords coverage
to mobile homes under the?
A. HO-1 (Basic Form)
B. HO-2 (Broad Form)
C. HO-3 (Special Form)
D. HO-2 or HO-3 (Broad and Special) - correct answer-D. HO-2 or HO-3
(Broad and Special)
All of the following are eligible for coverage under Homeowners policy
except?
A. A condominium unit owner.
B. A farm owner.
C. A mobile home owner.
D. A tenant in an apartment building. - correct answer-B. A farm owner.
The term Insured Location under Section II of Homeowners policies refers
to all of the following except?
A. The insured premises.
B. Farm land.
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C. A non-owned premises where an insured temporarily resides.
D. A newly-acquired premises. - correct answer-B. Farm land.
All of the following would be considered insured's under a Homeowner's
policy expect?
A. Resident relatives of the insured.
B. A non-relative resident under age 21 in the care of the insured.
C. The insured's spouse if the spouse lives in the household.
D. A non-relative resident over age 21. - correct answer-D. A non-relative
resident over age 21.
All of the following homeowners policies provide dwelling coverage except?
A. HO-2
B. HO-3
C. HO-4
D. HO-1 - correct answer-C. HO-4
Dwelling coverage A includes all of the following except?
A. The dwelling.
B. The deck on the back of the dwelling.
C. A Gazebo.
D. Construction materials on the residence premises for use in the repair of
the dwelling. - correct answer-C. A Gazebo.
NJ PSI PROPERTY AND CASUALTY
EXAM 2026 WITH QUESTIONS AND
ANSWERS
The Mobile Home Endorsement of a Homeowners policy affords coverage
to mobile homes under the?
A. HO-1 (Basic Form)
B. HO-2 (Broad Form)
C. HO-3 (Special Form)
D. HO-2 or HO-3 (Broad and Special) - correct answer-D. HO-2 or HO-3
(Broad and Special)
All of the following are eligible for coverage under Homeowners policy
except?
A. A condominium unit owner.
B. A farm owner.
C. A mobile home owner.
D. A tenant in an apartment building. - correct answer-B. A farm owner.
The term Insured Location under Section II of Homeowners policies refers
to all of the following except?
A. The insured premises.
B. Farm land.
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C. A non-owned premises where an insured temporarily resides.
D. A newly-acquired premises. - correct answer-B. Farm land.
All of the following would be considered insured's under a Homeowner's
policy expect?
A. Resident relatives of the insured.
B. A non-relative resident under age 21 in the care of the insured.
C. The insured's spouse if the spouse lives in the household.
D. A non-relative resident over age 21. - correct answer-D. A non-relative
resident over age 21.
All of the following homeowners policies provide dwelling coverage except?
A. HO-2
B. HO-3
C. HO-4
D. HO-1 - correct answer-C. HO-4
Dwelling coverage A includes all of the following except?
A. The dwelling.
B. The deck on the back of the dwelling.
C. A Gazebo.
D. Construction materials on the residence premises for use in the repair of
the dwelling. - correct answer-C. A Gazebo.
