PA PROPERTY & CASUALTY
INSURANCE EXAM (A) QUESTIONS AND
ANSWERS GRADED A+ 2026
In a commercial general liability policy medical payment pay for medical expenses -
ANS Without regard to fault
Which type of insurance protection guarantees protection against legal liability from any risk
arising from the ownership, maintenance, or use - ANS Professional liability
In PA, what is the minimum amount required for damages for liability to cover motor vehicles
accidents? - ANS 15K, 30K, 5K
Under an equipment breakdown coverage form, a breakdown would include - ANS Explosion
of a pressure vessel
Which of the following benefits are not paid under workers comp laws - ANS Pain and
suffering
What is the effect on a personal automobile policy in PA, if an insured switches from a $250
deductible for a $500 deductible - ANS The physical damage premium is reduced
@COPYRIGHT 2026/2027 ALL RIGHTS RESERVED
1
, Which of the following is covered under the builders risk form - ANS A contactors tools
The coverage that covers beyond the expiration of a liability policy written on a claims made
basis is referred to as - ANS Extended reporting periods
The main purpose of the Nationwide Maritime Definition is to - ANS Define the categories of
risk for which underwriters can write coverages
Which is not an exclusion from a commercial automobile insurance policy - ANS Operating a
covered vehicle of a speed deemed reckless by authorities
Which is covered by the outside the premise's crime insuring agreement - ANS Securities in
the possession of an armored car service
In a homogenous policy which of the following would not be contained in the conditions section
of the policy - ANS The amount of the premium
In the workers compensation policy part 2 provides the employer for - ANS Employee liability
An insurance contract is a contract of utmost good faith because the insurer relies on the
truthfulness of the applicant and the insured relies on the promise to - ANS Issue a policy
Under a dwelling policy, which coverage part insures buildings on the premises that are
connected to the dwelling only by a fence? - ANS Coverage B
@COPYRIGHT 2026/2027 ALL RIGHTS RESERVED
2
INSURANCE EXAM (A) QUESTIONS AND
ANSWERS GRADED A+ 2026
In a commercial general liability policy medical payment pay for medical expenses -
ANS Without regard to fault
Which type of insurance protection guarantees protection against legal liability from any risk
arising from the ownership, maintenance, or use - ANS Professional liability
In PA, what is the minimum amount required for damages for liability to cover motor vehicles
accidents? - ANS 15K, 30K, 5K
Under an equipment breakdown coverage form, a breakdown would include - ANS Explosion
of a pressure vessel
Which of the following benefits are not paid under workers comp laws - ANS Pain and
suffering
What is the effect on a personal automobile policy in PA, if an insured switches from a $250
deductible for a $500 deductible - ANS The physical damage premium is reduced
@COPYRIGHT 2026/2027 ALL RIGHTS RESERVED
1
, Which of the following is covered under the builders risk form - ANS A contactors tools
The coverage that covers beyond the expiration of a liability policy written on a claims made
basis is referred to as - ANS Extended reporting periods
The main purpose of the Nationwide Maritime Definition is to - ANS Define the categories of
risk for which underwriters can write coverages
Which is not an exclusion from a commercial automobile insurance policy - ANS Operating a
covered vehicle of a speed deemed reckless by authorities
Which is covered by the outside the premise's crime insuring agreement - ANS Securities in
the possession of an armored car service
In a homogenous policy which of the following would not be contained in the conditions section
of the policy - ANS The amount of the premium
In the workers compensation policy part 2 provides the employer for - ANS Employee liability
An insurance contract is a contract of utmost good faith because the insurer relies on the
truthfulness of the applicant and the insured relies on the promise to - ANS Issue a policy
Under a dwelling policy, which coverage part insures buildings on the premises that are
connected to the dwelling only by a fence? - ANS Coverage B
@COPYRIGHT 2026/2027 ALL RIGHTS RESERVED
2
