Fordney's IHMO 9.1 Review Exam
UPDATED ACTUAL QUESTIONS AND
CORRECT ANSWERS
Individuals who are paid by someone in exchange of labor or services are referred to as
__________________. - correct answer employee
Name two kinds of statues under workers' compensation - correct answer a. Federal
compensation laws
B. State compensation laws
List five reasons that workers' compensation laws were developed - correct answer a.
Provide the best available medical care necessary
B. Provide income to ill or injured or dependents
C. Provide a single remedy and reduce court delays, cost and workloads
D. Relieve public and private charities of financial drain
E. Eliminate payment of fees to attorney, witness, and time
____________ pays the workers' compensation insurance premiums. - correct
answer employer
State three methods used for funding workers' compensation - correct answer a.
Monopolistic state
B. Competitive state
C. Private insurance company
Self-insured employers are governed by ____________, a federal law that sets minimum
requirements for group health plans. - correct answer erisa
, A form of self-insurance that is owned by its policy holders and serves smaller or mid-sized
companies is know as __________. - correct answer captive insurance
When an employee with a preexisting condition is injured at work and the injury produces a
disability greater that what would have been caused by the second injury alone, the benefits
are drawn from a/an ________________. - correct answer subsequent injury fund
An unexpected, unintended event that occurs at a particular time and place, causing injury to
an individual not of his or her own making, is called a/an _____________. - correct
answer accident
Maria cardoza works in a plastics manufacturing company and inhales some fumes that cause
bronchitis. Because this condition is associated with her employment, it is called a/an
___________________. - correct answer occupational illness
Name the federal worker's compensation acts that cover workers - correct answer a.
Worksmen's compensation law of the district of columbia
B. Federal coal mine health and safety act or black lung benefits
C. Feca: federal employee's compensation act
D. Lhwc: longshoremen's and harbor workers' compensation
Federal law mandates that states set up laws to meet _________ requirements. - correct
answer minimum
State compensation laws that require each employer to accept its provision and to provide for
specialized benefits for employees who are injured at work are called _______________. -
correct answer compulsory laws
State compensation laws that may be accepted or rejected by the employer are known as
_______________. - correct answer elective laws
UPDATED ACTUAL QUESTIONS AND
CORRECT ANSWERS
Individuals who are paid by someone in exchange of labor or services are referred to as
__________________. - correct answer employee
Name two kinds of statues under workers' compensation - correct answer a. Federal
compensation laws
B. State compensation laws
List five reasons that workers' compensation laws were developed - correct answer a.
Provide the best available medical care necessary
B. Provide income to ill or injured or dependents
C. Provide a single remedy and reduce court delays, cost and workloads
D. Relieve public and private charities of financial drain
E. Eliminate payment of fees to attorney, witness, and time
____________ pays the workers' compensation insurance premiums. - correct
answer employer
State three methods used for funding workers' compensation - correct answer a.
Monopolistic state
B. Competitive state
C. Private insurance company
Self-insured employers are governed by ____________, a federal law that sets minimum
requirements for group health plans. - correct answer erisa
, A form of self-insurance that is owned by its policy holders and serves smaller or mid-sized
companies is know as __________. - correct answer captive insurance
When an employee with a preexisting condition is injured at work and the injury produces a
disability greater that what would have been caused by the second injury alone, the benefits
are drawn from a/an ________________. - correct answer subsequent injury fund
An unexpected, unintended event that occurs at a particular time and place, causing injury to
an individual not of his or her own making, is called a/an _____________. - correct
answer accident
Maria cardoza works in a plastics manufacturing company and inhales some fumes that cause
bronchitis. Because this condition is associated with her employment, it is called a/an
___________________. - correct answer occupational illness
Name the federal worker's compensation acts that cover workers - correct answer a.
Worksmen's compensation law of the district of columbia
B. Federal coal mine health and safety act or black lung benefits
C. Feca: federal employee's compensation act
D. Lhwc: longshoremen's and harbor workers' compensation
Federal law mandates that states set up laws to meet _________ requirements. - correct
answer minimum
State compensation laws that require each employer to accept its provision and to provide for
specialized benefits for employees who are injured at work are called _______________. -
correct answer compulsory laws
State compensation laws that may be accepted or rejected by the employer are known as
_______________. - correct answer elective laws
