NEW YORK ADJUSTER EXAM QUESTIONS
WITH COMPLETE SOLUTIONS 100
PERCENT CORRECT AND VERIFIED
ALREADY PASSED CERTIFICATION TEST
SCRIPT 2026 FULL QUESTIONS AND
SOLUTIONS GRADED A+
⩥ Which one of the following answer choices lists the components used
in laminated safety glass?
Two pieces of glass of equal thickness and a sheet of safety film.
A sheet of safety film and two pieces of tempered glass.
Two pieces of tempered glass and rubber caulking.
Two sheets of safety film and two pieces of tempered glass. Answer:
Two pieces of glass of equal thickness and a sheet of safety film..
⩥ Amelia has suffered a covered collision loss to her vehicle. The
insurer requires that her vehicle be repaired at a repair shop of the
insurer's choice. The insurer: Answer: Is guilty of an unfair claims
practice act
⩥ The BAP uses Symbol 7 to cover "specifically described autos"
identified in the declarations. An auto acquired during the policy period
will only be covered:
,Answer
If the insured insures all of their vehicles with the company or it
replaces a covered auto.
Only if it is a private passenger auto
Only if it is other than a private passenger auto
If reported to the company within 14 days of acquisition Answer: If the
insured insures all of their vehicles with the company or it replaces a
covered auto. .
⩥ An "uninsured motor vehicle" under a personal auto policy does not
include:
An abandoned car used as a residence.
A "hit and run" driver.
A vehicle carrying liability insurance in an amount less than required by
a state's financial responsibility law.
A car whose bodily injury liability coverage has expired. Answer: An
abandoned car used as a residence.
⩥ The required standard deductible for auto physical damage coverage
in New York is: Answer: $200.00 per occurrence
, ⩥ A manufacturing company is sending two U.S. employees to Russia to
discuss their products and visit a Russian plant. They have volunteered
for the trip. What coverage would be needed for injuries they may occur
in a work-related accident while abroad? Answer: Add the Foreign
Coverage Endorsement to the company's workers compensation policy
⩥ Under the Motor Carrier Act, how long are goods being transported
covered for loss? Answer: Until they are unloaded and placed in a
designated place..
⩥ Each of the following is true about work-related injury cases which
fall outside the scope of the workers compensation law, EXCEPT:
The employer cannot be held liable for such injuries.
Common law defenses are retained by the employer.
Damages may be paid if negligence or legal liability is established.
Pain and suffering damages may be awarded in a court of law. Answer:
The employer cannot be held liable for such injuries
⩥ In the determination of damages, which of the following will the
workers compensation adjuster not attempt to evaluate? Answer: The
party at fault
⩥ Which term best describes the word 'anterior' when used to denote a
portion of the body? Answer: Front
WITH COMPLETE SOLUTIONS 100
PERCENT CORRECT AND VERIFIED
ALREADY PASSED CERTIFICATION TEST
SCRIPT 2026 FULL QUESTIONS AND
SOLUTIONS GRADED A+
⩥ Which one of the following answer choices lists the components used
in laminated safety glass?
Two pieces of glass of equal thickness and a sheet of safety film.
A sheet of safety film and two pieces of tempered glass.
Two pieces of tempered glass and rubber caulking.
Two sheets of safety film and two pieces of tempered glass. Answer:
Two pieces of glass of equal thickness and a sheet of safety film..
⩥ Amelia has suffered a covered collision loss to her vehicle. The
insurer requires that her vehicle be repaired at a repair shop of the
insurer's choice. The insurer: Answer: Is guilty of an unfair claims
practice act
⩥ The BAP uses Symbol 7 to cover "specifically described autos"
identified in the declarations. An auto acquired during the policy period
will only be covered:
,Answer
If the insured insures all of their vehicles with the company or it
replaces a covered auto.
Only if it is a private passenger auto
Only if it is other than a private passenger auto
If reported to the company within 14 days of acquisition Answer: If the
insured insures all of their vehicles with the company or it replaces a
covered auto. .
⩥ An "uninsured motor vehicle" under a personal auto policy does not
include:
An abandoned car used as a residence.
A "hit and run" driver.
A vehicle carrying liability insurance in an amount less than required by
a state's financial responsibility law.
A car whose bodily injury liability coverage has expired. Answer: An
abandoned car used as a residence.
⩥ The required standard deductible for auto physical damage coverage
in New York is: Answer: $200.00 per occurrence
, ⩥ A manufacturing company is sending two U.S. employees to Russia to
discuss their products and visit a Russian plant. They have volunteered
for the trip. What coverage would be needed for injuries they may occur
in a work-related accident while abroad? Answer: Add the Foreign
Coverage Endorsement to the company's workers compensation policy
⩥ Under the Motor Carrier Act, how long are goods being transported
covered for loss? Answer: Until they are unloaded and placed in a
designated place..
⩥ Each of the following is true about work-related injury cases which
fall outside the scope of the workers compensation law, EXCEPT:
The employer cannot be held liable for such injuries.
Common law defenses are retained by the employer.
Damages may be paid if negligence or legal liability is established.
Pain and suffering damages may be awarded in a court of law. Answer:
The employer cannot be held liable for such injuries
⩥ In the determination of damages, which of the following will the
workers compensation adjuster not attempt to evaluate? Answer: The
party at fault
⩥ Which term best describes the word 'anterior' when used to denote a
portion of the body? Answer: Front
