NY Series 17-52 Exam Questions
and Answers 100% PASS
How many eligible employees must be included in a contributory health insurance plan?—
ANSWER-50%
A man works for Company A and his wife works for Company B. The spouses are covered by
health plans through their respective companies that also cover the other spouse. If the
husband files a claim,—ANSWER-The insurance through his company is primary.
What is the period of coverage for events such as death or divorce under COBRA?—
ANSWER-36 months
Twenty-five days after a health insurance policy is delivered, the policyowner decides that
she would like to return the policy and receive a refund of premium. Which of the following
is true?—ANSWER-The policyowner will not receive a refund because the free-look period is
over.
An insured is involved in a car accident. In addition to general, less serious injuries, he
permanently loses the use of his leg and is rendered completely blind. The blindness
improves a month later. To what extent will he receive Presumptive Disability benefits?—
ANSWER-No benefits
For the purpose of insurance, risk is defined as—ANSWER-The uncertainty or chance of loss.
, Which of the following is an example of a producer's fiduciary duty?—ANSWER-The trust
that a client places in the producer in regard to handling premiums.
Which of the following is NOT true of basic medical expense plans?—ANSWER-Coverage for
catastrophic medical expenses
Which of the following is NOT a feature of a noncancellable policy?—ANSWER-The insurer
may terminate the contract only at renewal for certain conditions.
What is the best way to change an application?—ANSWER-Start over with a fresh application
On a major medical insurance policy, the amount that an insured must pay on a claim before
the insurer will pay is known as—ANSWER-Deductible.
Which of the following is correct about a group health insurance policy issued in New
York?—ANSWER-It cannot exclude newborn children from coverage.
Which of the following is NOT a characteristic of a group long-term disability plan?—
ANSWER-The benefit can be up to 50% of one's yearly income.
In which Medicare supplemental policies are the core benefits found?—ANSWER-All plans
When benefits are paid directly to the insured under a health insurance policy, the policy
provides benefits on what type of basis?—ANSWER-Reimbursement
If an employee terminates her employment, which of the following provisions would allow
her to continue health coverage under an individual policy, if requested within 60 days?—
ANSWER-Conversion
© 2026 Copyright. All Rights Reserved. This document is
protected by copyright law, Copyrighted By Brittie Donald
and Answers 100% PASS
How many eligible employees must be included in a contributory health insurance plan?—
ANSWER-50%
A man works for Company A and his wife works for Company B. The spouses are covered by
health plans through their respective companies that also cover the other spouse. If the
husband files a claim,—ANSWER-The insurance through his company is primary.
What is the period of coverage for events such as death or divorce under COBRA?—
ANSWER-36 months
Twenty-five days after a health insurance policy is delivered, the policyowner decides that
she would like to return the policy and receive a refund of premium. Which of the following
is true?—ANSWER-The policyowner will not receive a refund because the free-look period is
over.
An insured is involved in a car accident. In addition to general, less serious injuries, he
permanently loses the use of his leg and is rendered completely blind. The blindness
improves a month later. To what extent will he receive Presumptive Disability benefits?—
ANSWER-No benefits
For the purpose of insurance, risk is defined as—ANSWER-The uncertainty or chance of loss.
, Which of the following is an example of a producer's fiduciary duty?—ANSWER-The trust
that a client places in the producer in regard to handling premiums.
Which of the following is NOT true of basic medical expense plans?—ANSWER-Coverage for
catastrophic medical expenses
Which of the following is NOT a feature of a noncancellable policy?—ANSWER-The insurer
may terminate the contract only at renewal for certain conditions.
What is the best way to change an application?—ANSWER-Start over with a fresh application
On a major medical insurance policy, the amount that an insured must pay on a claim before
the insurer will pay is known as—ANSWER-Deductible.
Which of the following is correct about a group health insurance policy issued in New
York?—ANSWER-It cannot exclude newborn children from coverage.
Which of the following is NOT a characteristic of a group long-term disability plan?—
ANSWER-The benefit can be up to 50% of one's yearly income.
In which Medicare supplemental policies are the core benefits found?—ANSWER-All plans
When benefits are paid directly to the insured under a health insurance policy, the policy
provides benefits on what type of basis?—ANSWER-Reimbursement
If an employee terminates her employment, which of the following provisions would allow
her to continue health coverage under an individual policy, if requested within 60 days?—
ANSWER-Conversion
© 2026 Copyright. All Rights Reserved. This document is
protected by copyright law, Copyrighted By Brittie Donald
