FEMA 480- UNITS 6 & 7 || 100% Errorless Answers.
What NFIP program recognizes local regulatory standards that are more restrictive than the
minimum NFIP regulations? correct answers The Community Rating System (CRS)
If a regulatory requirement prohibits an owner from any use of his land, it is referred to by the
legal term _____. correct answers Taking
In how many court cases have the NFIP regulations been overruled as unconstitutional? correct
answers None
If a state requirement is more restrictive than the NFIP requirements, which set of rules must a
community follow? correct answers The more restrictive state requirement.
Name two higher regulatory standards that can be used to encourage building sites completely
out of the floodplain? correct answers 1. Subdivision design that encourages cluster development
on high ground
2. Low density zoning that gives owners large lots large enough to avoid small floodplains
What is freeboard? correct answers An additional height requirement above the base flood
elevation that provides a margin of safety against extraordinary or unknown risks.
What is the preferred flood protection approach for critical facilities? correct answers Keep them
out of the 500-year floodplain. The next best approach is to protect them to the 500-year food
level.
How does compensatory storage work? correct answers The developer is required to offset new
fill put in the floodplain by excavating an additional floodable area to replace the lost flood
storage area.
What is "Stormwater Management?" correct answers Efforts that reduce the impact of increased
runoff that results form new development in the watershed.
Name 3 types of regulations that can protect natural resources in your flood plains. correct
answers 1. Wetland protection regulation
2. Habitat protection regulations
3. Restrictions on on-site sewage disposal
4. Water quality regulations and rules
Does NFIP allow communities to enact more restrictive regulatory standards? correct answers
Yes. "... any flood plain management regulations adopted by a state or a community which are
more restrictive that the criteria set forth in this part are encouraged and shall take precedence."
(44CFR 60.1 (d))
, Can a floodplain regulation ever prohibit new buildings from a portion of the floodplain? correct
answers Yes, if the area is sufficiently dangerous and/or there is a clear relationship between the
prohibition and protecting the public from the hazard created by the development
Name 2 types of floodprone areas where many communities prohibit development. correct
answers 1. High hazard areas, such as flash flood areas and very deep floodways
2. Natural or sensitive areas, such as wetlands
What's the advantage of requiring dry land access if buildings are protected from flooding?
correct answers It protects people by allowing them to evacuate when floodwaters come up and
allows emergency service vehicles to protect the properties during a flood.
How could a developer of an 80-acre subdivision reduce the amount of run-off that leaves the
property during a storm? correct answers Include stormwater detention or retention basins to
hold or delay the run-off from the site
Do federal agencies have to meet any floodplain development rules similar to the NFIP
requirements? correct answers Yes. The National Environmental Policy Act (NEPA) and
Executive Order 11988 require Federal agencies to meet the same or more restrictive
development standards.
What five items need to be checked to ensure an application for a person is complete? correct
answers 1. All forms are completed and signed
2. Site, grading building, etc. plans are complete
3. All necessary certifications are provided
4. All necessary state and federal permits are being obtained
5. Copies of the application are forwarded to other departments for review
During your permit review, you find that the applicant's site plan shows that the ground is
currently higher than the BFE. Should you continue to treat this as a floodplain development
permit? correct answers You do not have to. It's still a good idea to encourage the applicant to
incorporate flood protection measures in case a future flood is higher than the predicted BFE
(e.g. don't build any home with basements)
What's the best way to make sure the applicant's engineering certifications are sufficient? correct
answers Have your communities engineer review them
What are the key items you need to check when reviewing the plans for a new house to be built
on piling in the V Zone? correct answers 1. The proper elevation of the lowest floor
2. Whether there will be an enclosures below the elevated floor
3. The V Zone certification signed by a registered professional architect or engineer
4. The materials used in the area below the BFE
What documentations will be needed to in order to determine if the project should be built in the
flood plain?
What NFIP program recognizes local regulatory standards that are more restrictive than the
minimum NFIP regulations? correct answers The Community Rating System (CRS)
If a regulatory requirement prohibits an owner from any use of his land, it is referred to by the
legal term _____. correct answers Taking
In how many court cases have the NFIP regulations been overruled as unconstitutional? correct
answers None
If a state requirement is more restrictive than the NFIP requirements, which set of rules must a
community follow? correct answers The more restrictive state requirement.
Name two higher regulatory standards that can be used to encourage building sites completely
out of the floodplain? correct answers 1. Subdivision design that encourages cluster development
on high ground
2. Low density zoning that gives owners large lots large enough to avoid small floodplains
What is freeboard? correct answers An additional height requirement above the base flood
elevation that provides a margin of safety against extraordinary or unknown risks.
What is the preferred flood protection approach for critical facilities? correct answers Keep them
out of the 500-year floodplain. The next best approach is to protect them to the 500-year food
level.
How does compensatory storage work? correct answers The developer is required to offset new
fill put in the floodplain by excavating an additional floodable area to replace the lost flood
storage area.
What is "Stormwater Management?" correct answers Efforts that reduce the impact of increased
runoff that results form new development in the watershed.
Name 3 types of regulations that can protect natural resources in your flood plains. correct
answers 1. Wetland protection regulation
2. Habitat protection regulations
3. Restrictions on on-site sewage disposal
4. Water quality regulations and rules
Does NFIP allow communities to enact more restrictive regulatory standards? correct answers
Yes. "... any flood plain management regulations adopted by a state or a community which are
more restrictive that the criteria set forth in this part are encouraged and shall take precedence."
(44CFR 60.1 (d))
, Can a floodplain regulation ever prohibit new buildings from a portion of the floodplain? correct
answers Yes, if the area is sufficiently dangerous and/or there is a clear relationship between the
prohibition and protecting the public from the hazard created by the development
Name 2 types of floodprone areas where many communities prohibit development. correct
answers 1. High hazard areas, such as flash flood areas and very deep floodways
2. Natural or sensitive areas, such as wetlands
What's the advantage of requiring dry land access if buildings are protected from flooding?
correct answers It protects people by allowing them to evacuate when floodwaters come up and
allows emergency service vehicles to protect the properties during a flood.
How could a developer of an 80-acre subdivision reduce the amount of run-off that leaves the
property during a storm? correct answers Include stormwater detention or retention basins to
hold or delay the run-off from the site
Do federal agencies have to meet any floodplain development rules similar to the NFIP
requirements? correct answers Yes. The National Environmental Policy Act (NEPA) and
Executive Order 11988 require Federal agencies to meet the same or more restrictive
development standards.
What five items need to be checked to ensure an application for a person is complete? correct
answers 1. All forms are completed and signed
2. Site, grading building, etc. plans are complete
3. All necessary certifications are provided
4. All necessary state and federal permits are being obtained
5. Copies of the application are forwarded to other departments for review
During your permit review, you find that the applicant's site plan shows that the ground is
currently higher than the BFE. Should you continue to treat this as a floodplain development
permit? correct answers You do not have to. It's still a good idea to encourage the applicant to
incorporate flood protection measures in case a future flood is higher than the predicted BFE
(e.g. don't build any home with basements)
What's the best way to make sure the applicant's engineering certifications are sufficient? correct
answers Have your communities engineer review them
What are the key items you need to check when reviewing the plans for a new house to be built
on piling in the V Zone? correct answers 1. The proper elevation of the lowest floor
2. Whether there will be an enclosures below the elevated floor
3. The V Zone certification signed by a registered professional architect or engineer
4. The materials used in the area below the BFE
What documentations will be needed to in order to determine if the project should be built in the
flood plain?
