PA Property and Casualty - Chapter One
Insurance Regulation Exam 2026
Questions and Answers Graded A+
Two requirements an individual must complete to obtain an insurance license -
Correct answer-Completion of a 24 hour pre-licensing course and pass state
licensing exam.
Pre-licensing education is valid for how long? - Correct answer-One year
Change of name, address, agency, administrative action, or charged with criminal
conduct is must be reported within how many days? - Correct answer-30 Days
Requirements for initial producers license (7 things) - Correct answer-1. must be
18 years old
2. Can read/write in English
3. Maintain business or legal address in PA
4. Completion of 24 hour pre-licensing course
5. Submit fingerprints and criminal background check
, 6. Have professional competence, general fitness, and integrity of character
7. Pass appropriate exam
Insurance Department requires anyone acting as a producer to be properly licensed,
this means: - Correct answer-Any person soliciting insurance, giving advice,
receiving commissions, countersigning policies, or collecting premiums AWAY
from the producer's office
Insurance agency employees who function in non-selling activities do not need to
be licensed. Non-selling actives include (7): - Correct answer-1. Discussing
insurance matters in general. No recommendations of coverage, rates, or products
2. Receiving requests for coverage for transmittal to a certified producer
3. Assisting with the completion of applications on the agency premises
4.Passing on insurance inquires of a particular nature to the certified producer
5. Receiving payments delivered to the agency premises for coverage and issuing
receipts
6.Arranging or making meeting appointments for producer
7. Collecting expiration data information from clients
Roles that do not require licensure (7): - Correct answer-Officers, directors,
underwriting, loss control, adjusting, risk managing, technical advice.
Insurance Regulation Exam 2026
Questions and Answers Graded A+
Two requirements an individual must complete to obtain an insurance license -
Correct answer-Completion of a 24 hour pre-licensing course and pass state
licensing exam.
Pre-licensing education is valid for how long? - Correct answer-One year
Change of name, address, agency, administrative action, or charged with criminal
conduct is must be reported within how many days? - Correct answer-30 Days
Requirements for initial producers license (7 things) - Correct answer-1. must be
18 years old
2. Can read/write in English
3. Maintain business or legal address in PA
4. Completion of 24 hour pre-licensing course
5. Submit fingerprints and criminal background check
, 6. Have professional competence, general fitness, and integrity of character
7. Pass appropriate exam
Insurance Department requires anyone acting as a producer to be properly licensed,
this means: - Correct answer-Any person soliciting insurance, giving advice,
receiving commissions, countersigning policies, or collecting premiums AWAY
from the producer's office
Insurance agency employees who function in non-selling activities do not need to
be licensed. Non-selling actives include (7): - Correct answer-1. Discussing
insurance matters in general. No recommendations of coverage, rates, or products
2. Receiving requests for coverage for transmittal to a certified producer
3. Assisting with the completion of applications on the agency premises
4.Passing on insurance inquires of a particular nature to the certified producer
5. Receiving payments delivered to the agency premises for coverage and issuing
receipts
6.Arranging or making meeting appointments for producer
7. Collecting expiration data information from clients
Roles that do not require licensure (7): - Correct answer-Officers, directors,
underwriting, loss control, adjusting, risk managing, technical advice.
