Oklahoma Life and Health Insurance Exam Study Guide – Complete Prep 2026 1 2026-02-28
Oklahoma Life and Health
Insurance Exam Study
Guide – Complete Prep
2026
Page 1
Guidehttps://www.stuvia.com/dashboard!@_)#*)(@$)($@*($@)($@*_ Oklahoma Life and Health Insurance Exam Study Guide – Complete Prep 2026.pdf
,Oklahoma Life and Health Insurance Exam 2 2026-02-28
All of the following are included as part of a contract in the entire contract provision EXCEPT the
riders
application
changes made by the producer
policy
changes made by the producer
Health insurance involves two perils, accident and ____.
sickness
Page 2 Oklahoma Life and Health Insurance Exam.pdf
,Oklahoma Life and Health Insurance Exam 3 2026-02-28
All of the following riders can increase the death benefit amount EXCEPT
Cost of Living
Waiver of Premium
Accidental Death Rider
Guaranteed Insurability
Waiver of Premium
Of the following dividend options, which of these is taxable?
Reduction of premium
One year term
Paid-up additions
Accumulation at interest
Accumulation at interest
Page 3 Oklahoma Life and Health Insurance Exam.pdf
, Oklahoma Life and Health Insurance Exam 4 2026-02-28
Insurance that is designed to pay the balance of a loan if the insured dies before the loan has been
repaid in full is
life settlement
whole life
universal life
credit life
credit life
A temporary producer's license issued by the Insurance Commissioner without examination is valid
for a period of no longer than
90 days
120 days
180 days
270 days
180 days
Page 4 Oklahoma Life and Health Insurance Exam.pdf
Oklahoma Life and Health
Insurance Exam Study
Guide – Complete Prep
2026
Page 1
Guidehttps://www.stuvia.com/dashboard!@_)#*)(@$)($@*($@)($@*_ Oklahoma Life and Health Insurance Exam Study Guide – Complete Prep 2026.pdf
,Oklahoma Life and Health Insurance Exam 2 2026-02-28
All of the following are included as part of a contract in the entire contract provision EXCEPT the
riders
application
changes made by the producer
policy
changes made by the producer
Health insurance involves two perils, accident and ____.
sickness
Page 2 Oklahoma Life and Health Insurance Exam.pdf
,Oklahoma Life and Health Insurance Exam 3 2026-02-28
All of the following riders can increase the death benefit amount EXCEPT
Cost of Living
Waiver of Premium
Accidental Death Rider
Guaranteed Insurability
Waiver of Premium
Of the following dividend options, which of these is taxable?
Reduction of premium
One year term
Paid-up additions
Accumulation at interest
Accumulation at interest
Page 3 Oklahoma Life and Health Insurance Exam.pdf
, Oklahoma Life and Health Insurance Exam 4 2026-02-28
Insurance that is designed to pay the balance of a loan if the insured dies before the loan has been
repaid in full is
life settlement
whole life
universal life
credit life
credit life
A temporary producer's license issued by the Insurance Commissioner without examination is valid
for a period of no longer than
90 days
120 days
180 days
270 days
180 days
Page 4 Oklahoma Life and Health Insurance Exam.pdf
