Inhoudsopgave
Hoofdstuk 1 Aanmelding........................................................................................................................4
Juiste adres van aanmelding.........................................................................................................4
De voorwaarden voor schuldhulpverlening zijn:...........................................................................4
Problematische schuldensituatie...................................................................................................5
Crisissituatie..................................................................................................................................5
Hulpvraag......................................................................................................................................7
Hoofdstuk 2 Intake.................................................................................................................................8
Eigen verantwoordelijkheid..........................................................................................................8
Typologie de Greef (1992) en Boorsma (1994)...............................................................................8
Persoonlijke omstandigheden en achterliggend problematiek......................................................9
Student: .. Motivatie en vaardigheden...........................9
Datum: 15-06-2020 Vermogen en voorliggende voorzieningen..10
Studieonderdeel: Schuldhulpverleningsdossier
Vakcode: 1415SD231A
Opleiding: Sociaal Juridische Dienstverlening
Klas: SJD
Docent: Zeren Aslan
, Overzicht inkomsten......................................................................................................................................10
Overzicht uitgaven.........................................................................................................................................10
Overzicht schulden........................................................................................................................................11
Voorliggende voorziening............................................................................................................11
Vervolgtraject..............................................................................................................................12
Hoofdstuk 3 Advies en plan van aanpak...............................................................................................13
Advies.........................................................................................................................................13
Flankerende hulp........................................................................................................................14
Budgetbeheer..............................................................................................................................14
Budgetcoach................................................................................................................................15
Beschermingsbewind..................................................................................................................16
Plan van aanpak..........................................................................................................................16
Hoofdstuk 4 Berekening........................................................................................................................18
Afloscapaciteit.............................................................................................................................18
Welke betalings- of schuldregeling is gepast?.............................................................................18
Schuldbemiddeling (met afkoop)..................................................................................................................18
Schuldsanering/Saneringskrediet (met of zonder afkoop)...........................................................................19
Het gekozen traject........................................................................................................................................19
Concurrente en of preferente schuldeisers...................................................................................................20
Nazorg.........................................................................................................................................21
Overzicht bijlages.................................................................................................................................22
Bijlage: Voorliggende voorzieningen....................................................................................................24
Bijlage: VTLB berekening......................................................................................................................26
Rapport Berekening VTLB Calculator....................................................................................................26
Met partner -...............................................................................................................................26
in gemeenschap van goederen....................................................................................................26
beiden in regeling........................................................................................................................26
zonder kinderen..........................................................................................................................26
14-11-1975..................................................................................................................................26
21-03-1977..................................................................................................................................26
44................................................................................................................................................26
43................................................................................................................................................26
0..................................................................................................................................................26
0..................................................................................................................................................26
0..................................................................................................................................................26
0..................................................................................................................................................26
Ja.................................................................................................................................................26
Nee..............................................................................................................................................26
1
, 01-01-2020..................................................................................................................................26
30-06-2020..................................................................................................................................26
Berekening beslagvrije voet 475d.................................................................................................................26
1.352,98......................................................................................................................................26
171,96.........................................................................................................................................27
0,00.............................................................................................................................................27
321,09.........................................................................................................................................27
0,00.............................................................................................................................................27
1.846,03......................................................................................................................................27
-/- 0,00........................................................................................................................................27
1.846,03......................................................................................................................................27
Nominaal bedrag...........................................................................................................................................27
75,17...........................................................................................................................................27
37,50...........................................................................................................................................27
64,16...........................................................................................................................................27
363,20.........................................................................................................................................27
-/- 0,00........................................................................................................................................27
0,00.............................................................................................................................................27
0,00.............................................................................................................................................27
0,00.............................................................................................................................................28
0,00.............................................................................................................................................28
117,20.........................................................................................................................................28
0,00.............................................................................................................................................28
0,00.............................................................................................................................................28
0,00.............................................................................................................................................28
0,00.............................................................................................................................................28
0,00.............................................................................................................................................28
540,03.........................................................................................................................................28
2.386,06......................................................................................................................................28
-/- 75,17......................................................................................................................................28
2.310,89......................................................................................................................................28
3.040,00......................................................................................................................................28
Bijlage: bevriezingsbrief........................................................................................................................28
Bijlage: Voorstelbrief............................................................................................................................30
Bijlage: Afloscapaciteit.........................................................................................................................31
Bijlage: Netto-bruto overzicht...............................................................................................................32
Bijlage: Rapportage n.a.v. telefoongesprek..........................................................................................33
2
, Bijlage: Transcript telefoongesprek......................................................................................................34
Bijlage: Verslag Macht en afhankelijkheid............................................................................................35
Literatuurlijst........................................................................................................................................37
3