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CIC COMMERCIAL CASUALTY INSTITUTE EXAM LATEST 2026-2027
ACTUAL EXAM WITH COMPLETE QUESTIONS AND CORRECT
DETAILED ANSWERS (100% VERIFIED ANSWERS) |ALREADY
GRADED A+| ||PROFESSOR VERIFIED|| ||BRANDNEW!!!||
1.2) What is the coverage territory? - ANSWER-US, it's territories
and possessions, Puerto Rico and Canada
1.2) is international airspace part of the coverage territory? -
ANSWER-Yes, but only when flying between locations in the
coverage territory
1.2) Under what circumstances is the coverage territory
worldwide? - ANSWER-- Product is made or sold in territory
described in coverage territory
- Temporary business travel
- Personal or advertising injury occurs on the web
- SUIT MUST BE BROUGHT IN THE US
1.2) Is previously known injury or damage a covered loss? -
ANSWER-No.
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1.3) Does coverage A apply to expected or intended injury? -
ANSWER-No. Expected or intended injury is an exclusion from
Coverage A
1.3) What is Contractual Liability? - ANSWER-Arises from one
party assuming responsibility of another party (Tenant - Landlord,
Sub - GC, Lessee - Lessor)
1.3) What is considered an 'Insured Contract'? (LEASEPlus) -
ANSWER-- Lease of Premises
- Easement or license agreement (unless within 50 feet of a
railroad)
- An obligation to indemnify a municipality or required by
ordinance except when working for a municipality)
- Sidetrack Agreement
- Elevator maintenance agreement
- Plus any other contract which the named insured assumes tort
liability of another party to pay BI/PD to a third party
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1.3) What is NOT considered an 'Insured Contract' (Three things)
- ANSWER-- A railroad indemnity agreement
- Architect, engineer, or surveyor indemnity agreement
- Professional Liability for any of the above things
1.3) Is liquor liability excluded from Coverage A? - ANSWER-Yes,
however host liquor coverage is provided if the named insured is
not in the business of producing, selling or distributing
liquor/alcohol
1.3) Does Coverage A apply to Workers Comp Laws? - ANSWER-
No. Excluded
1.3) Is Employers Liability a provided coverage under Coverage
A? - ANSWER-No. Excluded
1.3) Pollution is excluded from Coverage A, however there are
three exceptions. What are they? - ANSWER-- BI if sustained
within a building and caused by smoke, fumes, vapor or soot
CIC COMMERCIAL CASUALTY INSTITUTE EXAM LATEST 2026-2027
ACTUAL EXAM WITH COMPLETE QUESTIONS AND CORRECT
DETAILED ANSWERS (100% VERIFIED ANSWERS) |ALREADY
GRADED A+| ||PROFESSOR VERIFIED|| ||BRANDNEW!!!||
1.2) What is the coverage territory? - ANSWER-US, it's territories
and possessions, Puerto Rico and Canada
1.2) is international airspace part of the coverage territory? -
ANSWER-Yes, but only when flying between locations in the
coverage territory
1.2) Under what circumstances is the coverage territory
worldwide? - ANSWER-- Product is made or sold in territory
described in coverage territory
- Temporary business travel
- Personal or advertising injury occurs on the web
- SUIT MUST BE BROUGHT IN THE US
1.2) Is previously known injury or damage a covered loss? -
ANSWER-No.
,2|Page
1.3) Does coverage A apply to expected or intended injury? -
ANSWER-No. Expected or intended injury is an exclusion from
Coverage A
1.3) What is Contractual Liability? - ANSWER-Arises from one
party assuming responsibility of another party (Tenant - Landlord,
Sub - GC, Lessee - Lessor)
1.3) What is considered an 'Insured Contract'? (LEASEPlus) -
ANSWER-- Lease of Premises
- Easement or license agreement (unless within 50 feet of a
railroad)
- An obligation to indemnify a municipality or required by
ordinance except when working for a municipality)
- Sidetrack Agreement
- Elevator maintenance agreement
- Plus any other contract which the named insured assumes tort
liability of another party to pay BI/PD to a third party
, 3|Page
1.3) What is NOT considered an 'Insured Contract' (Three things)
- ANSWER-- A railroad indemnity agreement
- Architect, engineer, or surveyor indemnity agreement
- Professional Liability for any of the above things
1.3) Is liquor liability excluded from Coverage A? - ANSWER-Yes,
however host liquor coverage is provided if the named insured is
not in the business of producing, selling or distributing
liquor/alcohol
1.3) Does Coverage A apply to Workers Comp Laws? - ANSWER-
No. Excluded
1.3) Is Employers Liability a provided coverage under Coverage
A? - ANSWER-No. Excluded
1.3) Pollution is excluded from Coverage A, however there are
three exceptions. What are they? - ANSWER-- BI if sustained
within a building and caused by smoke, fumes, vapor or soot
