Fernanda is a defense attorney for an insurer. She is working on a claim in which the
claimant was injured in an accident and is claiming to have depression and anxiety as
a result. Fernanda was able to uncover records of the claimant's treatment for
depression and anxiety several years before the accident. Fernanda's defense should
be that
A. The condition is not related to the accident.
B. The condition is the progression of a preexisting condition.
C. The condition existed before the injury.
D. Other causes for the psychological condition exist.
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C. The condition existed before the injury.
Aaron is a claims representative who has completed an investigation of a bodily injury
claim. Throughout the process, he gathered injury information and documents;
monitored and updated the plan; assessed treatment, disability, and impairment; and
,analyzed records and reports. The first step in Aaron's investigation was to
A. Gather injury information and documents.
B. Monitor and update the plan.
C. Analyze records and reports.
D. Assess treatment, disability, and impairment.
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A. Gather injury information and documents.
Juan is calculating a settlement in an auto liability claim and is determining a
reasonable estimate of the damages the claimant is likely to be able to prove. In
estimating the initial probable verdict range, Juan bases his calculations
A. On provable damages, including considerations for liability and other variables.
B. On likely damages, liability, and characteristics of the insured, claimant, and venue.
C. Solely on the predictive values based on similar cases in his experience.
D. Solely on provable damages without considering liability or other variables.
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D. Solely on provable damages without considering liability or other
variables.
The hospital that treated Dante following a car accident notifies his insurer of a lien on
the claim for medical services rendered. Having been formally communicated to the
insurer, the lien is now known as
A. A documented lien.
B. A perfected lien.
C. A transmitted lien.
D. An outstanding lien.
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, B. A perfected lien.
Conor is handling an auto claim involving the death of a minor child in a state that
recognizes the intrinsic value of children. Conor's proposed settlement amount will
include
A. The child's value according to the state's defined fee structure.
B. A calculated value of the child's future services to the parents.
C. The child's value according to the insurer's defined fee structure.
D. No calculated value of the child's future services to the parents.
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B. A calculated value of the child's future services to the parents.
Over time, courts have expanded the reasons for allowing a lawsuit, called
A. Acceptable causes of action.
B. Torts.
C. Liabilities.
D. Pleadings.
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A. Acceptable causes of action.
Sammy is the named insured on an HO-3 policy covering his family's home. Sammy
and his wife, Sally, have a young daughter, Suzie, and a grown-up son, Steve, who
lives with them, and they own a cocker spaniel puppy. While a neighboring couple
and their five-year-old son, Jay, were visiting, the puppy bit Jay. Jay suffered a serious
wound and his parents sued Sammy and Sally. All of the following are insureds under
claimant was injured in an accident and is claiming to have depression and anxiety as
a result. Fernanda was able to uncover records of the claimant's treatment for
depression and anxiety several years before the accident. Fernanda's defense should
be that
A. The condition is not related to the accident.
B. The condition is the progression of a preexisting condition.
C. The condition existed before the injury.
D. Other causes for the psychological condition exist.
Give this one a try later!
C. The condition existed before the injury.
Aaron is a claims representative who has completed an investigation of a bodily injury
claim. Throughout the process, he gathered injury information and documents;
monitored and updated the plan; assessed treatment, disability, and impairment; and
,analyzed records and reports. The first step in Aaron's investigation was to
A. Gather injury information and documents.
B. Monitor and update the plan.
C. Analyze records and reports.
D. Assess treatment, disability, and impairment.
Give this one a try later!
A. Gather injury information and documents.
Juan is calculating a settlement in an auto liability claim and is determining a
reasonable estimate of the damages the claimant is likely to be able to prove. In
estimating the initial probable verdict range, Juan bases his calculations
A. On provable damages, including considerations for liability and other variables.
B. On likely damages, liability, and characteristics of the insured, claimant, and venue.
C. Solely on the predictive values based on similar cases in his experience.
D. Solely on provable damages without considering liability or other variables.
Give this one a try later!
D. Solely on provable damages without considering liability or other
variables.
The hospital that treated Dante following a car accident notifies his insurer of a lien on
the claim for medical services rendered. Having been formally communicated to the
insurer, the lien is now known as
A. A documented lien.
B. A perfected lien.
C. A transmitted lien.
D. An outstanding lien.
Give this one a try later!
, B. A perfected lien.
Conor is handling an auto claim involving the death of a minor child in a state that
recognizes the intrinsic value of children. Conor's proposed settlement amount will
include
A. The child's value according to the state's defined fee structure.
B. A calculated value of the child's future services to the parents.
C. The child's value according to the insurer's defined fee structure.
D. No calculated value of the child's future services to the parents.
Give this one a try later!
B. A calculated value of the child's future services to the parents.
Over time, courts have expanded the reasons for allowing a lawsuit, called
A. Acceptable causes of action.
B. Torts.
C. Liabilities.
D. Pleadings.
Give this one a try later!
A. Acceptable causes of action.
Sammy is the named insured on an HO-3 policy covering his family's home. Sammy
and his wife, Sally, have a young daughter, Suzie, and a grown-up son, Steve, who
lives with them, and they own a cocker spaniel puppy. While a neighboring couple
and their five-year-old son, Jay, were visiting, the puppy bit Jay. Jay suffered a serious
wound and his parents sued Sammy and Sally. All of the following are insureds under
