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NORTH CAROLINA ADJUSTER LICENSE FINAL EXAM LATEST 2026-2027
ACTUAL EXAM WITH COMPLETE QUESTIONS AND CORRECT DETAILED
ANSWERS (100% VERIFIED ANSWERS) |ALREADY GRADED A+| ||PROFESSOR
VERIFIED|| ||BRANDNEW!!!||
The adjuster must set appointments ____________ to meet both
the needs of the adjuster and the policyholder? - ANSWER-At
Reasonable Times
When an adjuster receives a new claim, they should make initial
contact with the policyholder within what time frame? - ANSWER-
24 Hours
An employee of the Office of Injured Employee Counsel is known
as? - ANSWER-An Ombudsman
What type of disability refers to a temporary disablement that
allows the employee to continue in the same job, but with a
reduced capability? - ANSWER-A temporary partial disability
What are two examples of compensation provided by worker's
compensation? - ANSWER-Paying for medical bills and replacing
lost income
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What are the four categories of benefits that Workers'
Compensation laws incorporate? - ANSWER-Disability, Medical,
Survivor, Rehabilitation
An employer must report the injuries to their insurance carrier
within how many days that they were made aware of the injury? -
ANSWER-8
What type of disability lasts for a short period, after which the
employee is fully able to return to work? - ANSWER-A temporary
total disability
Workers' Compensation provides covered employees with income
and medical benefits if they are? - ANSWER-Injured on the job, or
have a work related injury or illness
Under Workers' Compensation law, there are how many types of
disability? - ANSWER-4
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The employee has the responsibility to tell their employer if they
have been injured at work within ___________ days - ANSWER-
30
The grade unaffected by construction techniques such as fill,
landscaping, or berming? - ANSWER-Natural Grade
What are the four sections of the Flood Policy? - ANSWER-
Dwelling, Contents, Debris Removal, ICC
What is a location having special flood, mudflow, or erosion
problems? - ANSWER-Special Flood Hazard Area
Who determines the risk of flood in various locations across the
United States? - ANSWER-FEMA
In order to qualify for Replacement Cost, the policyholder must be
insured for at least? - ANSWER-80% of the replacement cost
The policy term for NFIP policies is? - ANSWER-One year
NORTH CAROLINA ADJUSTER LICENSE FINAL EXAM LATEST 2026-2027
ACTUAL EXAM WITH COMPLETE QUESTIONS AND CORRECT DETAILED
ANSWERS (100% VERIFIED ANSWERS) |ALREADY GRADED A+| ||PROFESSOR
VERIFIED|| ||BRANDNEW!!!||
The adjuster must set appointments ____________ to meet both
the needs of the adjuster and the policyholder? - ANSWER-At
Reasonable Times
When an adjuster receives a new claim, they should make initial
contact with the policyholder within what time frame? - ANSWER-
24 Hours
An employee of the Office of Injured Employee Counsel is known
as? - ANSWER-An Ombudsman
What type of disability refers to a temporary disablement that
allows the employee to continue in the same job, but with a
reduced capability? - ANSWER-A temporary partial disability
What are two examples of compensation provided by worker's
compensation? - ANSWER-Paying for medical bills and replacing
lost income
,2|Page
What are the four categories of benefits that Workers'
Compensation laws incorporate? - ANSWER-Disability, Medical,
Survivor, Rehabilitation
An employer must report the injuries to their insurance carrier
within how many days that they were made aware of the injury? -
ANSWER-8
What type of disability lasts for a short period, after which the
employee is fully able to return to work? - ANSWER-A temporary
total disability
Workers' Compensation provides covered employees with income
and medical benefits if they are? - ANSWER-Injured on the job, or
have a work related injury or illness
Under Workers' Compensation law, there are how many types of
disability? - ANSWER-4
, 3|Page
The employee has the responsibility to tell their employer if they
have been injured at work within ___________ days - ANSWER-
30
The grade unaffected by construction techniques such as fill,
landscaping, or berming? - ANSWER-Natural Grade
What are the four sections of the Flood Policy? - ANSWER-
Dwelling, Contents, Debris Removal, ICC
What is a location having special flood, mudflow, or erosion
problems? - ANSWER-Special Flood Hazard Area
Who determines the risk of flood in various locations across the
United States? - ANSWER-FEMA
In order to qualify for Replacement Cost, the policyholder must be
insured for at least? - ANSWER-80% of the replacement cost
The policy term for NFIP policies is? - ANSWER-One year
