HR 4010 BENEFITS | QUESTIONS AND ANSWERS | 2026
UPDATE | WITH COMPLETE SOLUTION
Which of the following is true of the Patient Protection and Affordable Care
Act?
-Covered employers must provide preventive services for free to all of their
employees.
-Covered employers must pay a penalty if any employee receives a subsidy and
purchases coverage in exchange.
-Covered employers are required to provide healthcare coverage for all of their
full-time employees.
-Covered employers are required to provide healthcare coverage for all of their
full and part-time employees. Answer - Covered employers must provide
preventive services for free to all of their employees.
Which of the these benefits is optional for an employer to provide?
-Pension.
-Unemployment compensation.
-Worker's compensation.
-Social security. Answer - Pension.
With an HMO, employees can visit a medical center...
, -Only for problems listed in the benefit plan.
-Only with a cooperating physician's recommendation.
-As often as they feel the need.
-No more than three times per week. Answer - As often as they feel the need.
Which of these changes would be expected to reduce the cost of health care
for the employer?
-Increasing the deductible amount.
-Providing first dollar coverage.
-Including well-baby visits in family coverage.
-Reducing the copay for physician visits. Answer - -Increasing the deductible
amount.
Worker compensation laws have tried to...
-Eliminate the need for lawsuits by providing compensation regardless of fault.
-Increase the money injured workers receive when they sue their employer.
-Make it easier for injured employees to sue an employer.
-Compensate unemployed workers who are out of work through no fault of
their own. Answer - Eliminate the need for lawsuits by providing compensation
regardless of fault.
A health savings account (HSA) must be linked with...
-Cafeteria benefits.
-A tiered health-care plan.
UPDATE | WITH COMPLETE SOLUTION
Which of the following is true of the Patient Protection and Affordable Care
Act?
-Covered employers must provide preventive services for free to all of their
employees.
-Covered employers must pay a penalty if any employee receives a subsidy and
purchases coverage in exchange.
-Covered employers are required to provide healthcare coverage for all of their
full-time employees.
-Covered employers are required to provide healthcare coverage for all of their
full and part-time employees. Answer - Covered employers must provide
preventive services for free to all of their employees.
Which of the these benefits is optional for an employer to provide?
-Pension.
-Unemployment compensation.
-Worker's compensation.
-Social security. Answer - Pension.
With an HMO, employees can visit a medical center...
, -Only for problems listed in the benefit plan.
-Only with a cooperating physician's recommendation.
-As often as they feel the need.
-No more than three times per week. Answer - As often as they feel the need.
Which of these changes would be expected to reduce the cost of health care
for the employer?
-Increasing the deductible amount.
-Providing first dollar coverage.
-Including well-baby visits in family coverage.
-Reducing the copay for physician visits. Answer - -Increasing the deductible
amount.
Worker compensation laws have tried to...
-Eliminate the need for lawsuits by providing compensation regardless of fault.
-Increase the money injured workers receive when they sue their employer.
-Make it easier for injured employees to sue an employer.
-Compensate unemployed workers who are out of work through no fault of
their own. Answer - Eliminate the need for lawsuits by providing compensation
regardless of fault.
A health savings account (HSA) must be linked with...
-Cafeteria benefits.
-A tiered health-care plan.
